Changes DeskCards with tracked changes18 Changes in last 30 days6 Devaluation-heavy entries18 Issuers represented11
Track card changes before they quietly ruin your math.
This page pulls the latest meaningful card-level changes from our research log so you can spot reward cuts, fee shifts, lounge rule changes, and milestone resets without digging through every detail page.
Lounge rules
30 Jul 2026Airtel Axis Bank
Updated with 2026 policy changes: cashback caps linked to base spend, partner changes, and lounge removal.
Beforeflat monthly caps + 4 lounge visits
Nowmultiplier-based cashback caps + Zomato/Blinkit/District shift + lounge discontinued
AxisAirtel Users & Utility Bills
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Recent radar hits
Latest card-level changes worth scanning first.
We only surface the latest meaningful public-facing change per card here, not every internal verification touch.
Lounge rules30 Jul 2026
Airtel Axis Bank
Updated with 2026 policy changes: cashback caps linked to base spend, partner changes, and lounge removal.
AxisCashback
Redemption change30 Jul 2026
Axis Atlas
Updated with 2026 Travel EDGE partner transfer changes and August 28 reward exclusion rules.
AxisMiles
Reward cap30 Jul 2026
Axis Bank My Zone
Updated with August 28 and November 2026 policy changes.
AxisPoints
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Lounge rules
Airtel Axis Bank
Axis30 Jul 2026
Updated with 2026 policy changes: cashback caps linked to base spend, partner changes, and lounge removal.
Beforeflat monthly caps + 4 lounge visits
Nowmultiplier-based cashback caps + Zomato/Blinkit/District shift + lounge discontinued
Redemption change
Axis Atlas
Axis30 Jul 2026
Updated with 2026 Travel EDGE partner transfer changes and August 28 reward exclusion rules.
Beforestandard exclusions
NowTravel EDGE partner updates + August 28 toll/gift card exclusions
Reward cap
Axis Bank My Zone
Axis30 Jul 2026
Updated with August 28 and November 2026 policy changes.
Beforeno explicit exclusions listed
NowDCC 3.5% + toll/gift card exclusions + Nov 1 movie spend threshold
Milestone shift
HDFC Diners Club Black Metal Edition Credit Card
HDFC01 Jul 2026
Updated with July 1, 2026 SmartBuy brand voucher capping limits.
Beforestandard exclusions
NowSmartBuy brand voucher points capped at 3,000/month
Milestone shift
HDFC Infinia Metal
HDFC01 Jul 2026
Updated with July 1, 2026 SmartBuy brand voucher capping limits.
Beforestandard exclusions
NowSmartBuy brand voucher points capped at 3,000/month
Lounge rules
HDFC Regalia Gold
HDFC01 Jul 2026
Updated domestic lounge access spend threshold and May 15 reward rates.
Before12 domestic lounge accesses per calendar year
NowRequires ₹60k spend in preceding quarter to unlock 3 domestic lounge visits
Lounge rules
AU SPONT Credit Card
AU Small Finance02 Jun 2026
Corrected AU SPONT economics from current AU issuer page and schedule-of-charges.
Beforeold broken URL, false lifetime-free/no-lounge profile
Nowissuer-sourced AU SPONT URL, ₹299 fee, 1% capped cashback and spend-gated lounge terms
Fee change
AU SwipeUp Xcite Credit Card
AU Small Finance02 Jun 2026
Repointed AU Xcite to current SwipeUp Xcite official sources and corrected fee status.
Beforedead standalone Xcite URL and paid-fee profile
Nowcurrent SwipeUp Xcite source and issuer-listed lifetime-free fee status
Lounge rules
Axis Bank SELECT Credit Card
Axis01 Jun 2026
Corrected false lifetime-free status and imported personal-loan features.
Beforestale imported/placeholder values
Nowissuer-sourced fees, rewards, lounge and feature copy
Lounge rules
ICICI Emeralde Private Metal Credit Card
ICICI01 Jun 2026
Corrected false lifetime-free status and unrelated imported placeholder data.
Beforestale imported/placeholder values
Nowissuer-sourced fees, rewards, lounge and feature copy
Lounge rules
IDFC FIRST Private Credit Card
IDFC01 Jun 2026
Corrected false lifetime-free, reward value, lounge and cashback model.
Beforestale imported/placeholder values
Nowissuer-sourced fees, rewards, lounge and feature copy
Lounge rules
IndianOil RBL Bank XTRA Credit Card
RBL01 Jun 2026
Replaced aggregator source and corrected fee/reward model.
Beforestale imported/placeholder values
Nowissuer-sourced fees, rewards, lounge and feature copy
Fee change
IndusInd Bank Avios Visa Infinite Credit Card
IndusInd01 Jun 2026
Updated data model to reflect the live revised fee structure of April 2025 where joining fee is ₹10k and renewal is ₹5k.
Before0, 0, true
Now10000, 5000, false
Lounge rules
PNB Luxura RuPay Metal Credit Card
PNB01 Jun 2026
Corrected false no-fee/no-lounge imported data and added issuer-listed reward-point value from PNB PDF.
Beforestale imported/placeholder values
Nowissuer-sourced fees, rewards, lounge and feature copy
Lounge rules
Standard Chartered EaseMyTrip Credit Card
Standard Chartered01 Jun 2026
Corrected false lifetime-free, reward point value and lounge placeholders.
Beforestale imported/placeholder values
Nowissuer-sourced fees, rewards, lounge and feature copy
Lounge rules
IndusInd Legend
IndusInd18 May 2026
Updated high-impression GSC card page to match official IndusInd discontinuation notice.
Beforeactive lounge footprint mapped from older source data
Nowlounge access discontinued effective 7 March 2025
Reward cap
SBI Cashback Card
SBI25 Mar 2026
Kept verification high, but marked a source conflict because the live FAQ still shows the older Rs.5,000 cap.
BeforeOlder public wording implied a single Rs.5,000 cumulative statement-cycle cashback cap and did not call out gaming, toll, and government...
NowIssuer revised benefits letter confirms a split Rs.2,000 online + Rs.2,000 offline cap and explicitly adds gaming, toll, and select gover...
Milestone shift
Amex Platinum Travel
Amex19 Mar 2026
Updated after verifying the current official Amex page and benefits page following the 9 March 2026 milestone revision.
Beforeolder ₹3,500 joining fee and pre-9 March 2026 milestone assumptions centered on the ₹4L threshold
Nowrefreshed to the live ₹5,000 first-year fee and the new 1.9L / 4L / 7L milestone structure now shown by Amex