Changes DeskCards with tracked changes18 Changes in last 30 days7 Devaluation-heavy entries16 Issuers represented9
Track card changes before they quietly ruin your math.
This page pulls the latest meaningful card-level changes from our research log so you can spot reward cuts, fee shifts, lounge rule changes, and milestone resets without digging through every detail page.
Reward cap
25 Mar 2026SBI Cashback Card
Kept verification high, but marked a source conflict because the live FAQ still shows the older Rs.5,000 cap.
BeforeOlder public wording implied a single Rs.5,000 cumulative statement-cycle cashback cap and did not call out gaming, toll, and government...
NowIssuer revised benefits letter confirms a split Rs.2,000 online + Rs.2,000 offline cap and explicitly adds gaming, toll, and select gover...
SBIModerate Online Shoppers Mixed issuer sources
Recent radar hits
Latest card-level changes worth scanning first.
We only surface the latest meaningful public-facing change per card here, not every internal verification touch.
Reward cap25 Mar 2026
SBI Cashback Card
Kept verification high, but marked a source conflict because the live FAQ still shows the older Rs.5,000 cap.
SBICashback
Milestone shift19 Mar 2026
Amex Platinum Travel
Updated after verifying the current official Amex page and benefits page following the 9 March 2026 milestone revision.
AmexPoints
Lounge rules12 Mar 2026
BoB Eterna
Updated Eterna perk stack (FITPASS welcome benefit, BOGO movies), 5X cap details, quarterly lounge spend gating and latest verification d...
BoBPoints
Full feed
Changes feed
Use this feed when you want the before/after framing without opening each card individually.
Reward cap
SBI Cashback Card
SBI25 Mar 2026
Kept verification high, but marked a source conflict because the live FAQ still shows the older Rs.5,000 cap.
BeforeOlder public wording implied a single Rs.5,000 cumulative statement-cycle cashback cap and did not call out gaming, toll, and government...
NowIssuer revised benefits letter confirms a split Rs.2,000 online + Rs.2,000 offline cap and explicitly adds gaming, toll, and select gover...
Milestone shift
Amex Platinum Travel
Amex19 Mar 2026
Updated after verifying the current official Amex page and benefits page following the 9 March 2026 milestone revision.
Beforeolder ₹3,500 joining fee and pre-9 March 2026 milestone assumptions centered on the ₹4L threshold
Nowrefreshed to the live ₹5,000 first-year fee and the new 1.9L / 4L / 7L milestone structure now shown by Amex
Lounge rules
BoB Eterna
BoB12 Mar 2026
Updated Eterna perk stack (FITPASS welcome benefit, BOGO movies), 5X cap details, quarterly lounge spend gating and latest verification d...
Before2026-02-12 snapshot
Nowissuer refresh (benefits, lounge gating, caps, campaign window)
Lounge rules
HPCL ENERGIE BOBCARD: Best Fuel Credit Card for Road Travelers & Petrol Spends
BoB12 Mar 2026
Aligned HPCL Energie to issuer terms: ₹499 joining/annual fee, ₹50K waiver threshold, and lounge eligibility of 1 visit per quarter with...
BeforeLTF + no lounge mapping
Now₹499 fee model + spend-gated quarterly lounge
Lounge rules
BoB Premier
BoB12 Mar 2026
Updated BoB Premier lounge eligibility (₹20,000 prior-quarter spend, 1 visit/quarter), refreshed review date, and captured current campai...
Beforelounge gating unspecified
Nowquarterly-limit + spend-gated lounge policy captured
Fee change
Swiggy BLCK HDFC Bank
HDFC12 Mar 2026
Added Swiggy BLCK variant with March 2026 published cashback grid, fee logic, onboarding rules and exclusions.
Beforenot-tracked
Nowvariant-added (Swiggy BLCK)
Policy update
Swiggy Ornge HDFC Bank
HDFC12 Mar 2026
Added Swiggy Ornge variant with March 2026 issuer terms; marked partially-verified because welcome-benefit lines include mixed tenure/cla...
Beforenot-tracked
Nowvariant-added (Swiggy Ornge)
Fee change
FIRST SWYP EMI Credit Card
IDFC16 Feb 2026
Core section states Rs 499+GST fee while another UPI-focused section references lower fee variant.
Beforerecord missing
Nowissuer page verified with variant-level fee caveat
Policy update
Axis Bank Vistara Credit Card (Platinum)
Axis16 Feb 2026
Added verified listing with interim merger-era caveats.
Beforerecord missing
Nowissuer-page + merger circular verified
Lounge rules
Axis Atlas
Axis13 Feb 2026
Retained partially-verified status because tiered lounge model cannot be fully represented as one fixed count.
Beforetier details partially modeled
Nowaxis-atlas fee/tier lounge/earn rates refreshed from Atlas issuer page
Lounge rules
Axis Magnus for Burgundy
Axis13 Feb 2026
Kept partially-verified because Burgundy-specific published lounge/benefit granularity is relationship-variant dependent.
Beforegeneric burgundy placeholders
Nowmagnus-burgundy waiver/reward terms refreshed from issuer magnus pages
Redemption change
HDFC Diners Club Black
HDFC13 Feb 2026
Aligned DCB offer and redemption truth with issuer fees page and card redemption details.
Beforedcb waiver threshold and redemption ladder modeled loosely
Nowdcb fee-waiver updated to ₹8L; redemption ladder updated to issuer-stated values
Redemption change
HDFC Infinia Metal
HDFC13 Feb 2026
Corrected point-value assumptions using issuer redemption table.
Beforeinfinia cash value set to 0.50 baseline
Nowinfinia redemption ladder corrected (cashback at ₹0.30/RP, travel at ₹1/RP)
Lounge rules
HDFC Regalia Gold
HDFC13 Feb 2026
High-visibility premium card refreshed with current issuer phrasing and date stamps.
Beforeverified row with shorter exclusions
Nowregalia-gold refresh for fee waiver, redemption and lounge messaging
Lounge rules
ICICI Bank Rubyx Credit Card
ICICI13 Feb 2026
Marked partially-verified as lounge entitlement details vary across Rubyx variants and channel-specific issuance terms.
Beforeolder rubyx row without explicit consumer-cards fee source
Nowrubyx fees and earn-rate source updated with current issuer consumer-cards page
Lounge rules
ICICI Sapphiro
ICICI13 Feb 2026
Kept partially-verified due single vs dual variant lounge treatment differences.
Beforevariant-sensitive lounge approximation
Nowsapphiro fees/spend-gating/milestone terms refreshed from issuer page
Reward cap
Kiwi RuPay Credit Card
Yes Bank13 Feb 2026
Upgraded to verified using Kiwi Rewards Policy + Kiwi Neon terms pages.
Beforepartial generic kiwi placeholders
Nowkiwi rewards policy and neon conversion/cap terms verified
Redemption change
OneCard Metal
OneCard13 Feb 2026
Upgraded to verified after capturing issuer-published 500 points = Rs.50 and minimum redemption threshold details.
Beforepartially-verified without explicit conversion value
Nowverified with issuer-published redemption floor and point value example