Advertising Disclosure
The Short Version: We may earn a commission from partners when you apply for a credit card through links on our site. However, this never influences our ratings, rankings, or "Watchout" warnings. We maintain a strict firewall between our editorial team and our business team.
How We Make Money
KnowYourFinance is an independent financial research platform. To keep our tools free for you (like the Card Advisor and Lounge Atlas), we maintain affiliate partnerships with some financial institutions and networks.
When you click an "Apply Now" button or a link marked with an asterisk (*) or identified as an affiliate link, we may receive compensation if your application is approved. Where exact application tracking isn't available, we may be compensated for leads or clicks.
No "Pay to Play" Rankings
Our core promise is trust.
1. We do not sell rankings. You cannot buy the #1 spot on our "Top 100" list. That spot is earned by the card's calculated net value.
2. We review everyone. We review and list cards even if they don't pay us a standard commission, because our goal is to show you the entire market landscape.
3. We highlight flaws. If a partner card has a bad devaluation or hidden fee, we will write about it.
Editorial Independence
Our writers and researchers are tasked with one job: finding the truth about financial products. Partner banks do not get to preview, approve, or edit our reviews before they are published.