Back to Browse
Flipkart Axis Bank Credit Card
Axis • MasterCard

Flipkart Axis Bank Credit Card

5% Unlimited Cashback on Flipkart (with conditions)

Annual Fee₹500Waived on ₹3.5 Lakhs spend
Base Reward1.0%On all spends
Lounge Access4231 domestic • 11 intl
Est. Annual Savings₹15,384Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹3,600

Assumes base reward rate only.

Annual feeWaived

Waived on ₹3.5 Lakhs spend

Net value₹3,600

Estimated savings per year.

Fee waiver target: ₹3,50,000 annual spend.

Reward Rate Breakdown

Category-wise reward rates for this card

Shopping
5.0%
Dining
4.0%
Basedefault
1.0%

Insights

Verified card-level notes, best use-cases, and watchouts.

Expand

Insights

  • 5% Unlimited Cashback on Flipkart (with conditions)
  • Highest reward leverage comes from shopping 5.0% and dining 4.0% bands.
  • Annual fee efficiency depends on crossing waiver threshold (Waived on ₹3.5 Lakhs spend). Card behavior is relatively straightforward without heavy cap or milestone complexity.

Best Utilization

  • Use this card first for flipkart & myntra shoppers-aligned spends before routing to general-spend cards.
  • Prioritize transactions in accelerated bands (shopping 5.0%, dining 4.0%) and shift overflow after cap pressure appears.
  • Track annual spend against fee-waiver threshold and reassess renewal if utilization remains low.

Watchouts

  • Lounge Access Discontinued (June 2025)
  • Cashback on Flipkart/Myntra is now capped (quarterly)
  • Term changes and partner-list updates can shift effective value; review issuer terms periodically.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

Expand

Offer Truth

  • Joining fee₹500
  • Annual fee₹500
  • Waiver threshold₹3,50,000
  • Cap typemixed
  • Cap resetmixed
  • Last verified2026-02-13

Redemption Truth

  • Cash value/point₹1
  • Travel value/point₹1
  • Transfer partners0
  • Min redemption₹0
  • Expiry policyNot applicable; cashback is statement credited as per issuer process.
  • Last verified2026-02-13

Lounge Truth

  • NetworkMasterCard
  • Domestic count0
  • International count0
  • Quarterly limit0
  • Airport-terminal rows0
  • Policy check2026-02-13

Reliability + Outcomes

  • Verification statusverified
  • Freshness days0
  • Source conflicts0
  • Applied reports23
  • Approval reports14

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

Airtel Axis Bank Credit Card

Annual fee: ₹500

Shared focus: Dining, CashbackHigher top earn rate (25.0%)Estimated +₹4,032/yr value
View Details

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligible this quarter: No

Track lounge eligibility for Flipkart Axis Bank Credit Card using your current quarter spend.

₹0 spent₹4,000 target

Policy signal used: 5% Cashback on Flipkart (Capped at ₹4,000/quarter per merchant)

Spend threshold

5% Cashback on Flipkart (Capped at ₹4,000/quarter per merchant)

Quarter / cycle rule

5% Cashback on Flipkart (Capped at ₹4,000/quarter per merchant)

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

International lounge access is listed; verify if this is via Priority Pass or direct network.

Lounge Locations

42 airport lounge rows
View lounge map and location list42 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

3 lounges • 2 domestic • 1 international

3
Adani LoungeDomestic

AHM • Ahmedabad Airport • Terminal 2

The LoungeDomestic

AHM • Ahmedabad Airport • Terminal 1

The LoungeInternational

AHM • Ahmedabad Airport • Terminal 2

Amritsar

4 lounges • 2 domestic • 2 international

4
Costa CoffeeDomestic

AMR • Amritsar Airport • NA

Costa CoffeeInternational

AMR • Amritsar Airport • NA

Primus LoungeDomestic

AMR • Amritsar Airport • NA

The Airr LoungeInternational

AMR • Amritsar Airport • International Terminal

Bengaluru

1 lounges • 1 domestic • 0 international

1
Lounge - West PHDomestic

BEN • Bengaluru Airport • Terminal 1

Bhubaneswar

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

BHU • Bhubaneswar Airport • Terminal 1

Chandigarh

2 lounges • 1 domestic • 1 international

2
Primus LoungeDomestic

CHA • Chandigarh Airport • Domestic Terminal

Primus LoungeInternational

CHA • Chandigarh Airport • International Terminal

Dehra Dun

2 lounges • 2 domestic • 0 international

2
Bird LoungeDomestic

DE1 • Dehra Dun Jolly Grant Airport • NA

Carnations LoungeDomestic

DE1 • Dehra Dun Jolly Grant Airport • Domestic Terminal

Dibrugarh

1 lounges • 1 domestic • 0 international

1
Mohanbari Dibrugarh Primus LoungeDomestic

DIB • Dibrugarh Mohanbari Airport • NA

Goa

2 lounges • 1 domestic • 1 international

2
Encalm LoungeInternational

GOA • Goa Airport • Terminal 1

Encalm LoungeDomestic

GOA • Goa Airport • Terminal 1

Guwahati

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

GUW • Guwahati Airport • Terminal 1

Hyderabad

2 lounges • 1 domestic • 1 international

2
Encalm LoungeDomestic

HYD • Hyderabad Airport • Terminal 1

Encalm LoungeInternational

HYD • Hyderabad Airport • Terminal 1

Indore

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

IND • Indore Airport • NA

Jaipur

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

JAI • Jaipur Airport • Terminal 1

Jammu

1 lounges • 1 domestic • 0 international

1
Airport Jammu Executive LoungeDomestic

JAM • Jammu Airport • Domestic Terminal

Kochi

2 lounges • 1 domestic • 1 international

2
Travel ClubDomestic

KOC • Kochi Airport • Terminal 1

Travel ClubInternational

KOC • Kochi Airport • Terminal 3

Kolkata

1 lounges • 0 domestic • 1 international

1
AnnexInternational

KOL • Kolkata Airport • Terminal 1

Lucknow

2 lounges • 1 domestic • 1 international

2
Adani LoungeDomestic

LUC • Lucknow Airport • Terminal 3

BudweiserInternational

LUC • Lucknow Airport • Terminal 3

Mumbai

4 lounges • 4 domestic • 0 international

4
Adani LoungeDomestic

MUM • Mumbai Airport • Terminal 1B

Good Times BarDomestic

MUM • Mumbai Airport • Terminal 1B

Travel ClubDomestic

MUM • Mumbai Airport • Terminal 1C

Travel ClubDomestic

MUM • Mumbai Airport • Terminal 2

Nagpur

2 lounges • 2 domestic • 0 international

2
Mandarin LoungeDomestic

NAG • Dr. Babasaheb Ambedkar International Airport • NA

The Airr LoungeDomestic

NAG • Dr. Babasaheb Ambedkar International Airport • Domestic Terminal

New Delhi

3 lounges • 2 domestic • 1 international

3
Encalm LoungeDomestic

NEW • New Delhi Airport • Terminal 1

Encalm LoungeDomestic

NEW • New Delhi Airport • Terminal 3

Encalm LoungeInternational

NEW • New Delhi Airport • Terminal 3

Patna

1 lounges • 1 domestic • 0 international

1
m Airport Vishakhapatnam The Airr LoungeDomestic

PAT • Patna Airport • Domestic Terminal

Prayagraj

1 lounges • 1 domestic • 0 international

1
Airport Allahabad / PrayagrajDomestic

PRA • Prayagraj Airport • Domestic Terminal

Ranchi

1 lounges • 1 domestic • 0 international

1
Birsa Munda Ranchi The Airr LoungeDomestic

RAN • Food Hangar, Security Hold Area, 1st Floor, Domestic Departure, Birsa Munda Airport • Terminal 1

Thiruvananthapuram

2 lounges • 1 domestic • 1 international

2
The LoungeDomestic

THI • Thiruvananthapuram Airport • Terminal 1

The LoungeInternational

THI • Thiruvananthapuram Airport • Terminal 2

Vadodara

1 lounges • 1 domestic • 0 international

1
Airport Vadodara Premium LoungeDomestic

VAD • Vadodara Airport • NA

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Key Benefits

  • 5% Cashback on Flipkart (Capped at ₹4,000/quarter per merchant)
  • 4% Unlimited Cashback on Swiggy, Uber, PVR, Cult.fit
  • 1.5% Unlimited Cashback on other spends
  • Welcome Benefits worth ₹600

Things to Consider

  • Lounge Access Discontinued (June 2025)
  • Cashback on Flipkart/Myntra is now capped (quarterly)
  • High Annual Fee Waiver threshold (₹3.5L)

About Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card is a cashback card from Axis, best for flipkart & myntra shoppers. It is tagged under shopping, dining, cashback categories in our database.

ShoppingDiningCashback

Similar Cards You Might Like

AxisVisa

Airtel Axis Bank

Airtel Users & Utility Bills

₹500/yrCashback
AxisRuPay

Airtel Axis Bank Credit Card

Airtel Users & Food Delivery

₹500/yrCashback
AxisVisa

Axis Bank MyZone Credit Card

Travel & lounge access

₹500/yrCashback

Frequently asked questions

Is Flipkart Axis Bank Credit Card lifetime free?

It has an annual fee of ₹500. Waived on ₹3.5 Lakhs spend

What rewards does Flipkart Axis Bank Credit Card offer?

5% Unlimited Cashback on Flipkart (with conditions)

Does Flipkart Axis Bank Credit Card include lounge access?

Flipkart Axis Bank Credit Card lists 42 lounge visits (31 domestic, 11 international).

Who should consider Flipkart Axis Bank Credit Card?

Flipkart & Myntra Shoppers

Where can I apply for Flipkart Axis Bank Credit Card?

Check the issuer link listed for this card.