Quarterly merchant caps and limited-period joining-fee offer require explicit cohort and merchant inputs.
Use this card first for flipkart & myntra shoppers-aligned spends before routing to general-spend cards
Lounge Access Discontinued (June 2025)
Latest change: Scoped data/model correction based on issuer capture; check date does not establish when every issuer policy originally...
For Flipkart & Myntra Shoppers. Reward estimate withheld; review model limits. ₹500 fee, waiver at ₹3,50,000. Skip it for lounge access.
You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.
Flipkart & Myntra Shoppers
These are the rules and drawbacks most likely to make the card feel disappointing after signup.
How to use the card well, and what to watch before applying.
Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.
Annual value is withheld. Review the available earning rules and source limitations before choosing a redemption route.
Joining fee ₹500
Waived on ₹3.5 Lakhs spend
Model limits
Value estimate unavailable: fee or benefit evidence needs review. Check listed issuer sources before applying.
Live offers, redemptions, and milestone math are useful for optimization, but they should not crowd the main decision.
Offer availability changes often.
This card is better treated as direct cashback or feature value.
No standout milestone boost highlighted.
Keep the headline simple first. Open the full checklist and airport map only if lounge access matters for this card.
No airport-level lounge rows are currently listed.
Complimentary lounge access is discontinued in the current card record. Historical venue mappings do not establish eligibility.
Mapped from issuer lounge dataset + card policy signals
Review excluded spending, renewal charges and benefit conditions before deciding whether this card fits your needs.
This card does not have publishable enrichment records in the current high-confidence snapshot.
Check which benefits have issuer evidence, when each field was reviewed, and where the model remains incomplete.
Scoped issuer review: 2026-10-12. Purchase earning, caps and selected fee/redemption/policy facts only. Not a whole-card certification.
Quarterly merchant caps and limited-period joining-fee offer require explicit cohort and merchant inputs.
Still to check: full tariff, redemption path, availability/cohort, promotions and current airport locations for your intended use.