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KYF CardsPart of KnowYourFinance

Independent credit card research for India. We read the fine print, map lounge access, and do the reward math so your shortlist works before you apply.

Lounge PDF check
10 Feb 2026631 canonical cards124 card-lounge mapsLounge source snapshot
631Canonical cards
37Issuers covered
124+Card-lounge maps
37Guides published

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Issuer changes, fee shifts and reward rules. Read our latest research and guides.

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Explore fee changes, reward rules and practical guides before choosing your next card.

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Issuer-linked research; check field dates Reward caps included in value math Rankings ignore advertiser payouts No PAN, no sign-up, no data resale

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Benefits change by issuer — verify terms on the bank site before applying.
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Decision workbench

Compare Cards

Compare fees, rewards and renewal-year value using the same spending assumptions.

Use my category budgets

Enter eligible monthly spending once per category. Other covers spending at the base rate. Exclude rent, fees and other purchases your issuer does not reward.

Total: ₹30,000/month · Same budget repeated over 12 months.

Quick estimates remain active until you apply budgets.

Category amounts improve the spend mix. Merchant coverage, reward exclusions, point redemption and fee-waiver eligibility remain model assumptions. Shared links include your budgets; share only if comfortable.

No Contenders Selected Yet

Bring 2 or 3 contenders here from Browse or the Advisor to run direct math on fees, rewards, and lounge rules.

Mathematically models net annual value against your custom spend.
Detects fine-print fee waivers and lounge limits automatically.
Browse Cards
Quick Ways to StartOpen a cashback shortlist

Start from cards where shopping and cashback differences show up fast.

Browse cashback cards
Open a travel shortlist

Use compare after you narrow travel cards to the final 2 or 3 options.

Browse travel cards
Use the advisor first

If you do not know which cards belong in the same decision set yet, start there.

Start advisor

Popular Cards to Compare

Select 2 or 3 cards below to instantly build your custom comparison matrix.

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HDFC Infinia Metal

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HDFC Regalia Gold
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HDFC Regalia Gold

Compare fees and reward rules

Amazon Pay ICICI
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Amazon Pay ICICI

Compare fees and reward rules