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Featured pickAirtel Axis BankAxis • Shopping rewards
Est. annual value₹8,892
Latest analysis19 Mar 2026 • Reviews
Amex Platinum Travel Devaluation 2026: The ₹4L Sweet Spot Is DeadRead the latest update Change radar25 Mar 2026 • Reward cap
SBI Cashback CardKept verification high, but marked a source conflict because the live FAQ still shows the older Rs.5,000 cap.
7 tracked changes in the last 30 daysMixed issuer sources flagged
Open the changes desk Issuer-linked fee checks
Lounge mapping included
Rankings stay editorial
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Know the merchant or category already? Start there.
Snapshot
Shopping + Travel + DiningTypical ₹30k/month spend profile
Cards tracked628
Lounge mapped124
Policy fresh10 Feb
Visual shortlist
Adjust spend See what a ranked fit looks like before you open browse.
Shopping rewards
Airtel Axis BankAxis • Cashback • Open card
₹8,892Shopping rewardsFlipkart Axis Bank Credit CardAxis • Cashback • Open card
₹8,892Shopping rewardsSwiggy HDFC BankHDFC • Cashback • Open card
₹8,514Up to ₹8,892 estimated annual value0 lounge-ready options3 low-fee alternatives
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Compare cardsWhy Trust This
A research workflow with explicit proof, not vague confidence.
We surface modeled value, issuer-linked checks, fee drag, lounge conditions, and affiliate separation so the decision stays explainable.
Last reviewed10 Feb 2026
ConfidenceIssuer-linked scoring
Coverage628 canonical cards across 37 issuers + 124 lounge-mapped
Editorial policyNo bank tie-ups change ranking order or recommendation strength.
Value before hype
We rank cards by expected annual value, fee drag, and real use-case fit instead of issuer promotions.
See the ranking modelRules, caps, and watchouts
Fee waivers, reward exclusions, lounge conditions, and redemption limits are surfaced before you commit.
Read data standardsEditorially independent
Affiliate payouts never change score order. We link cards to reviews so recommendations stay explainable.
Read disclosuresFeatured cards
Explore reviews Editorial picks backed by actual card analysis.
These are not generic browse cards. Each pick gets a verdict, the main reason it matters, and blog-driven insights when a full review exists.
Editorial cashback pick
Est. annual value₹8,892
Airtel Axis Bank
If you use Airtel, this card is mandatory. But what about the caps? We analyze the 25% cashback on bills and the 10% on Swiggy/Zomato.
Annual fee₹500
LoungeLimited
Best fitAirtel Users & Utility Bills
From the reviewOpen analysis
- 25% Cashback on Airtel Bills (Cap ₹250)
- 10% Cashback on Swiggy, Zomato, BigBasket
Editorial cashback pick
Est. annual value₹8,892
Flipkart Axis Bank Credit Card
5% Unlimited Cashback* on Flipkart. The asterisk is new. We break down the new capping rules and compare it with the SBI Cashback Card.
Annual fee₹500
LoungeLimited
Best fitFlipkart & Myntra Shoppers
From the reviewOpen analysis
- 5% Cashback on Flipkart (Now with Quarterly Cap)
- 4% Unlimited Cashback on Swiggy, Uber, PVR
Editorial cashback pick
Est. annual value₹8,514
Swiggy HDFC Bank
10% Cashback on Food. 5% on Amazon. 3 Months Swiggy One Free. Is the Swiggy HDFC card the new king of entry-level credit cards? We simulate the savings.
Annual fee₹500
LoungeLimited
Best fitFood Delivery & Online Shopping
From the reviewOpen analysis
- 10% Cashback on Swiggy (Food, Instamart, Dineout)
- 5% Cashback on Amazon, Flipkart, Myntra & more