Back to Browse
Axis Bank Vistara Infinite Credit Card
Axis • Visa

Axis Bank Vistara Infinite Credit Card

Premium co-branded travel card with stronger value for Vistara flyers.

Annual Fee₹10000Waived on INR 15L annual spends
Base Reward1.5%On all spends
Lounge Access2020 domestic • 0 intl
Est. Annual Savings₹-6,730Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹5,400

Assumes base reward rate only.

Annual fee₹10,000

Waived on INR 15L annual spends

Net value₹4,600

Estimated cost after fees.

Fee waiver target: ₹15,00,000 annual spend.

Reward Rate Breakdown

Category-wise reward rates for this card

Travel
5.0%
Basedefault
1.5%

Insights

Verified card-level notes, best use-cases, and watchouts.

Expand

Insights

  • Axis Bank Vistara Infinite Credit Card is best positioned as a travel specialist rather than a universal all-spend card.
  • Its current reward model is anchored around 5.0% on travel-aligned lanes, while broad base return remains closer to 1.5%.
  • Current mapped lounge footprint is 20, adding travel-side utility when issuer eligibility conditions are met.

Best Utilization

  • Route this card to travel spends first, then shift spillover transactions to stronger category alternatives.
  • Track statement outcomes monthly to confirm that expected reward credits are posting in the intended merchant/category buckets.
  • Maintain break-even discipline against the annual fee of INR 10,000 and reduce allocation if annual net value weakens.

Watchouts

  • miles value depends on travel transfer planning and redemption timing
  • Lounge access may still require spend/quarter gating or program conditions; verify issuer terms before travel plans.
  • Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized value versus headline promotion copy.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

Expand

Offer Truth

  • Joining fee₹10,000
  • Annual fee₹10,000
  • Waiver threshold₹15,00,000
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/pointNot listed
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkVisa
  • Domestic count20
  • International count0
  • Quarterly limitNot listed
  • Airport-terminal rows20
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports5
  • Approval reports3

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

Axis Vistara Signature

Annual fee: ₹3000

Shared focus: Travel, PremiumHigher top earn rate (8.0%)Estimated +₹8,300/yr value
View Details
Step 2

Airtel Axis Bank Credit Card

Annual fee: ₹500

Shared focus: RewardsHigher top earn rate (25.0%)Estimated +₹12,020/yr value
View Details

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligible this quarter: No

Track lounge eligibility for Axis Bank Vistara Infinite Credit Card using your current quarter spend.

₹0 spent₹50,000 target

Policy signal used: - Source file: Axis Bank domestic lounge program PDF (Set B). - Domestic lounge access is linked to card-wise quarterly/yearly limits. - Base spend criteria: INR 50,000 in previous 3 calendar months; waived for Reserve/Burgundy/Olympus/Primus/Horizon/Atlas as per source file.

Spend threshold

Base spend criteria: INR 50,000 in previous 3 calendar months; waived for Reserve/Burgundy/Olympus/Primus/Horizon/Atlas as per source file.

Quarter / cycle rule

Domestic lounge access is linked to card-wise quarterly/yearly limits.

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

Priority Pass benefit is not listed for this card.

Lounge Locations

20 airport lounge rows
View lounge map and location list20 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

AHM • Ahmedabad Airport • Domestic Departure T1

Bengaluru

2 lounges • 2 domestic • 0 international

2
080 Domestic LoungeDomestic

BEN • Bengaluru Airport • Domestic Departure T2

BLR Domestic Lounge*Domestic

BEN • Bengaluru Airport • Domestic Departure T1

Bhubaneswar

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

BHU • Bhubaneswar Airport • Domestic Departure T1

Chennai

2 lounges • 2 domestic • 0 international

2
Travel Club LoungeDomestic

CHE • Chennai Airport • Domestic Departure T4

Travel Club Lounge A/BDomestic

CHE • Chennai Airport • Domestic Departure T1

Coimbatore

1 lounges • 1 domestic • 0 international

1
Blackberry LoungeDomestic

COI • Coimbatore Airport • Domestic Departure T1

Dehradun

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

DEH • Dehradun Airport • Domestic Departure T1

Goa

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

GOA • Goa Airport • Domestic Departure T1

Hyderabad

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

HYD • Hyderabad Airport • Domestic Departure T1

Jaipur

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

JAI • Jaipur Airport • Domestic Departure T2

Kochi

1 lounges • 1 domestic • 0 international

1
Earth LoungeDomestic

KOC • Kochi Airport • Domestic Departure T1

Kolkata

1 lounges • 1 domestic • 0 international

1
Travel Club LoungeDomestic

KOL • Kolkata Airport • Domestic Departure T1

Mumbai

3 lounges • 3 domestic • 0 international

3
Adani LoungeDomestic

MUM • Mumbai Airport • Domestic Departure T1B

Adani Lounge**Domestic

MUM • Mumbai Airport • Domestic Departure T2

Travel Club LoungeDomestic

MUM • Mumbai Airport • Domestic Departure T1c

New Delhi

3 lounges • 3 domestic • 0 international

3
Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T1

Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T2

Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T3

Vadodara

1 lounges • 1 domestic • 0 international

1
Premium LoungeDomestic

VAD • Vadodara Airport • Domestic Departure Main

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Key Benefits

  • Milestone travel perks for frequent flyers
  • Travel and lounge-oriented benefit stack
  • Co-branded flight reward acceleration

Things to Consider

  • Most value concentrated within Vistara ecosystem
  • High annual fee for casual travelers
  • Co-brand benefits can change after airline program updates

About Axis Bank Vistara Infinite Credit Card

Axis Bank Vistara Infinite Credit Card is a miles card from Axis, best for frequent vistara users seeking milestone travel value. It is tagged under travel, premium, rewards categories in our database.

TravelPremiumRewards

Similar Cards You Might Like

AxisVisa

Axis Atlas

Frequent Flyers

₹5000/yrMiles
AxisVisa

Axis Bank Burgundy Private Credit Card

Ultra-premium users with Axis Burgundy Private relationship

₹0/yrMiles
AxisVisa

Axis Bank Horizon Credit Card

Frequent Flyers & Miles

₹3000/yrMiles

Frequently asked questions

Is Axis Bank Vistara Infinite Credit Card lifetime free?

It has an annual fee of ₹10000. Waived on INR 15L annual spends

What rewards does Axis Bank Vistara Infinite Credit Card offer?

Premium co-branded travel card with stronger value for Vistara flyers.

Does Axis Bank Vistara Infinite Credit Card include lounge access?

Axis Bank Vistara Infinite Credit Card lists 20 lounge visits (20 domestic, 0 international).

Who should consider Axis Bank Vistara Infinite Credit Card?

Frequent Vistara users seeking milestone travel value

Where can I apply for Axis Bank Vistara Infinite Credit Card?

Check the issuer website for application availability.