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Amex Platinum Travel
Amex • Amex

Amex Platinum Travel

Milestone-led travel card where crossing annual spend slabs unlocks outsized Membership Rewards value.

Annual Fee₹5000Annual fee can be offset via milestone and retention offers subject to issuer policy
Base Reward1.0%On all spends
Lounge Access1717 domestic • 0 intl
Est. Annual Savings₹-2,778Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹3,600

Assumes base reward rate only.

Annual fee₹5,000

Annual fee can be offset via milestone and retention offers subject to issuer policy

Net value₹1,400

Estimated cost after fees.

Reward Rate Breakdown

Category-wise reward rates for this card

Travel
2.0%
Basedefault
1.0%

Insights

Verified card-level notes, best use-cases, and watchouts.

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Insights

  • Amex Platinum Travel is best positioned as a travel specialist rather than a universal all-spend card.
  • Its current reward model is anchored around 2.0% on travel-aligned lanes, while broad base return remains closer to 1.0%.
  • Current mapped lounge footprint is 17, adding travel-side utility when issuer eligibility conditions are met.

Best Utilization

  • Route this card to travel spends first, then shift spillover transactions to stronger category alternatives.
  • Track statement outcomes monthly to confirm that expected reward credits are posting in the intended merchant/category buckets.
  • Maintain break-even discipline against the annual fee of INR 5,000 and reduce allocation if annual net value weakens.

Watchouts

  • points-value realization depends on redemption choice and transfer use
  • Lounge access may still require spend/quarter gating or program conditions; verify issuer terms before travel plans.
  • Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized value versus headline promotion copy.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

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Offer Truth

  • Joining fee₹3,500
  • Annual fee₹5,000
  • Waiver thresholdNot listed
  • Cap typeannual
  • Cap resetannual
  • Last verified2026-02-13

Redemption Truth

  • Cash value/point₹0.4
  • Travel value/point₹0.4
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-13

Lounge Truth

  • NetworkAmex
  • Domestic count8
  • International count0
  • Quarterly limitNot listed
  • Airport-terminal rows17
  • Policy check2026-02-13

Reliability + Outcomes

  • Verification statusverified
  • Freshness days0
  • Source conflicts0
  • Applied reports6
  • Approval reports3

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

No clear same-bank upgrade path is currently detected for this card.

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for Amex Platinum Travel using your current year spend.

₹0 spent₹4 target

Policy signal used: High-value annual milestones around ₹1.9L and ₹4L spend slabs

Spend threshold

Lounge access exists, but spend trigger is not explicitly listed in the current feed.

Quarter / cycle rule

No quarter or billing-cycle lounge rule is explicitly listed.

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

Priority Pass benefit is not listed for this card.

Lounge Locations

17 airport lounge rows
View lounge map and location list17 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

AHM • Ahmedabad Airport • Terminal 1

Bengaluru

2 lounges • 2 domestic • 0 international

2
080Domestic

BEN • Bengaluru Airport • Terminal 1

080Domestic

BEN • Bengaluru Airport • Terminal 2

Chandigarh

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

CHA • Chandigarh Airport • Terminal T1

Chennai

2 lounges • 2 domestic • 0 international

2
Travel Club LoungeDomestic

CHE • Chennai Airport • Terminal 1

Travel Club LoungeDomestic

CHE • Chennai Airport • Terminal T4

Goa (MOPA)

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

GO1 • Goa (MOPA) Airport • Terminal 1

Hyderabad

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

HYD • Hyderabad Airport • Terminal 1

Kannur

1 lounges • 1 domestic • 0 international

1
Pearl LoungeDomestic

KAN • Kannur Airport • Terminal T1

Kochi

1 lounges • 1 domestic • 0 international

1
Earth LoungeDomestic

KOC • Kochi Airport • Terminal 1

Kolkata

1 lounges • 1 domestic • 0 international

1
Travel Club LoungeDomestic

KOL • Kolkata Airport • Terminal 2

Mumbai

3 lounges • 3 domestic • 0 international

3
OasisDomestic

MUM • Mumbai Airport • Terminal T1-B

Travel ClubDomestic

MUM • Mumbai Airport • Terminal 2

Travel ClubDomestic

MUM • Mumbai Airport • Terminal T1-C

New Delhi

3 lounges • 3 domestic • 0 international

3
Encalm LoungeDomestic

NEW • New Delhi Airport • Terminal T1D

Encalm LoungeDomestic

NEW • New Delhi Airport • Terminal T2

Encalm LoungeDomestic

NEW • New Delhi Airport • Terminal T3

Redemption Optimizer

20,000
Estimated points20,000per year
→
Estimated redemption value₹8,000@ ₹0.40 / point

Typical voucher/cash-like path

Voucher / statement-style value

Illustration only. Final value depends on issuer program terms, partner ratios, and redemption availability at time of use.

Key Benefits

  • High-value annual milestones around ₹1.9L and ₹4L spend slabs
  • Travel vouchers and Membership Rewards acceleration via milestones
  • Strong value for users who can route spends strategically to milestone thresholds
  • Amex servicing and partner-led lifestyle offers

Things to Consider

  • Value drops materially if annual milestone spends are not hit
  • Acceptance can be lower than Visa/Mastercard in some offline merchants
  • Not ideal for users seeking direct cashback simplicity

About Amex Platinum Travel

Amex Platinum Travel is a points card from Amex, best for travelers targeting annual milestone optimization around ₹4l spend. It is tagged under travel, premium categories in our database.

TravelPremium

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Frequently asked questions

Is Amex Platinum Travel lifetime free?

It has an annual fee of ₹5000. Annual fee can be offset via milestone and retention offers subject to issuer policy

What rewards does Amex Platinum Travel offer?

Milestone-led travel card where crossing annual spend slabs unlocks outsized Membership Rewards value.

Does Amex Platinum Travel include lounge access?

Amex Platinum Travel lists 17 lounge visits (17 domestic, 0 international).

Who should consider Amex Platinum Travel?

Travelers targeting annual milestone optimization around ₹4L spend

Where can I apply for Amex Platinum Travel?

Check the issuer website for application availability.