70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Recommended order also considers fees, growth, lounge utility and evidence quality.
Top 100 cards, ranked for your spend.
Tune the spend model, pick a use case, and watch the leaderboard recompute. Every rank is math, not marketing.
Use my category budgets
Enter eligible monthly spending once per category. Other covers spending at the base rate. Exclude rent, fees and other purchases your issuer does not reward.
Total: ₹30,000/month · Same budget repeated over 12 months.
Quick estimates remain active until you apply budgets.
Category amounts improve the spend mix. Merchant coverage, reward exclusions, point redemption and fee-waiver eligibility remain model assumptions. Shared links include your budgets; share only if comfortable.
MakeMyTrip ICICI Bank Credit Card
BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation
EazyDiner IndusInd Bank Signature Credit Card
Showing 24 of 24 cards · model-scored net value, re-verified on a rolling basis · how we rank
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