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Axis Atlas
Axis • Visa

Axis Atlas

Travel-focused miles card with strong partner transfer flexibility and accelerated rewards on travel spends.

Annual Fee₹5000Waived on ₹25L (Rare)
Base Reward2.0%On all spends
Lounge Access2020 domestic • 0 intl
Est. Annual Savings₹-253Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹7,200

Assumes base reward rate only.

Annual fee₹5,000

Waived on ₹25L (Rare)

Net value₹2,200

Estimated savings per year.

Fee waiver target: ₹25,00,000 annual spend.

Reward Rate Breakdown

Category-wise reward rates for this card

Travel
5.0%
Basedefault
2.0%

Insights

Verified card-level notes, best use-cases, and watchouts.

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Insights

  • Axis Atlas is best positioned as a travel specialist rather than a universal all-spend card.
  • Its current reward model is anchored around 5.0% on travel-aligned lanes, while broad base return remains closer to 2.0%.
  • Current mapped lounge footprint is 20, adding travel-side utility when issuer eligibility conditions are met.

Best Utilization

  • Route this card to travel spends first, then shift spillover transactions to stronger category alternatives.
  • Track statement outcomes monthly to confirm that expected reward credits are posting in the intended merchant/category buckets.
  • Maintain break-even discipline against the annual fee of INR 5,000 and reduce allocation if annual net value weakens.

Watchouts

  • miles value depends on travel transfer planning and redemption timing
  • Lounge access may still require spend/quarter gating or program conditions; verify issuer terms before travel plans.
  • Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized value versus headline promotion copy.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

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Offer Truth

  • Joining fee₹5,000
  • Annual fee₹5,000
  • Waiver threshold₹25,00,000
  • Cap typemonthly
  • Cap resetmonthly
  • Last verified2026-02-13

Redemption Truth

  • Cash value/point₹1
  • Travel value/point₹1
  • Transfer partners1
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-13

Lounge Truth

  • NetworkVisa
  • Domestic count8
  • International count4
  • Quarterly limitNot listed
  • Airport-terminal rows20
  • Policy check2026-02-13

Reliability + Outcomes

  • Verification statusverified
  • Freshness days0
  • Source conflicts0
  • Applied reports7
  • Approval reports4

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

Axis Vistara Signature

Annual fee: ₹3000

Shared focus: Travel, PremiumHigher top earn rate (8.0%)Estimated +₹2,173/yr value
View Details

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligible this quarter: No

Track lounge eligibility for Axis Atlas using your current quarter spend.

₹0 spent₹50,000 target

Policy signal used: - Source file: Axis Bank domestic lounge program PDF (Set B). - Domestic lounge access is linked to card-wise quarterly/yearly limits. - Base spend criteria: INR 50,000 in previous 3 calendar months; waived for Reserve/Burgundy/Olympus/Primus/Horizon/Atlas as per source file. Policy override notes: • Axis official lounge access program file lists Atlas in Set B domestic lounge program. • Spend-gate is explicitly waived for Atlas in current Axis policy document. • Axis PDF explicitly waives the INR 50,000 previous-3-month domestic lounge spend criteria for Atlas. • Atlas visit limits follow current Axis product terms; domestic access uses participating Set B lounges in Axis file. • Guest access is generally paid unless included in card-specific Axis benefits; verify latest Atlas terms. • Confirm Atlas international lounge mechanics (Priority Pass or partner network) from latest Axis card terms. Verify latest spend criteria and guest access with issuer before travel.

Spend threshold

Axis PDF explicitly waives the INR 50,000 previous-3-month domestic lounge spend criteria for Atlas.

Quarter / cycle rule

Atlas visit limits follow current Axis product terms; domestic access uses participating Set B lounges in Axis file.

Guest access

Guest access is generally paid unless included in card-specific Axis benefits; verify latest Atlas terms.

Priority Pass

Confirm Atlas international lounge mechanics (Priority Pass or partner network) from latest Axis card terms.

Lounge Locations

20 airport lounge rows
View lounge map and location list20 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

AHM • Ahmedabad Airport • Domestic Departure T1

Bengaluru

2 lounges • 2 domestic • 0 international

2
080 Domestic LoungeDomestic

BEN • Bengaluru Airport • Domestic Departure T2

BLR Domestic Lounge*Domestic

BEN • Bengaluru Airport • Domestic Departure T1

Bhubaneswar

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

BHU • Bhubaneswar Airport • Domestic Departure T1

Chennai

2 lounges • 2 domestic • 0 international

2
Travel Club LoungeDomestic

CHE • Chennai Airport • Domestic Departure T4

Travel Club Lounge A/BDomestic

CHE • Chennai Airport • Domestic Departure T1

Coimbatore

1 lounges • 1 domestic • 0 international

1
Blackberry LoungeDomestic

COI • Coimbatore Airport • Domestic Departure T1

Dehradun

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

DEH • Dehradun Airport • Domestic Departure T1

Goa

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

GOA • Goa Airport • Domestic Departure T1

Hyderabad

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

HYD • Hyderabad Airport • Domestic Departure T1

Jaipur

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

JAI • Jaipur Airport • Domestic Departure T2

Kochi

1 lounges • 1 domestic • 0 international

1
Earth LoungeDomestic

KOC • Kochi Airport • Domestic Departure T1

Kolkata

1 lounges • 1 domestic • 0 international

1
Travel Club LoungeDomestic

KOL • Kolkata Airport • Domestic Departure T1

Mumbai

3 lounges • 3 domestic • 0 international

3
Adani LoungeDomestic

MUM • Mumbai Airport • Domestic Departure T1B

Adani Lounge**Domestic

MUM • Mumbai Airport • Domestic Departure T2

Travel Club LoungeDomestic

MUM • Mumbai Airport • Domestic Departure T1c

New Delhi

3 lounges • 3 domestic • 0 international

3
Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T1

Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T2

Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T3

Vadodara

1 lounges • 1 domestic • 0 international

1
Premium LoungeDomestic

VAD • Vadodara Airport • Domestic Departure Main

Redemption Optimizer

20,000
Estimated points20,000per year
→
Estimated redemption value₹8,000@ ₹0.40 / point

Typical voucher/cash-like path

Voucher / statement-style value
Switch to Pro to compare potential upside of higher-value redemption paths.

Illustration only. Final value depends on issuer program terms, partner ratios, and redemption availability at time of use.

Key Benefits

  • Accelerated EDGE Miles on travel spends and Travel EDGE bookings
  • Transfer options across multiple airline and hotel partners
  • Airport and travel lifestyle benefits on eligible usage slabs
  • Milestone-led value for frequent travelers

Things to Consider

  • Non-travel spending yields lower effective value than travel buckets
  • Best value depends on transfer partner redemptions and availability
  • Milestone and tier rules can change over time

About Axis Atlas

Axis Atlas is a miles card from Axis, best for frequent flyers. It is tagged under travel, premium categories in our database.

TravelPremium

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Frequently asked questions

Is Axis Atlas lifetime free?

It has an annual fee of ₹5000. Waived on ₹25L (Rare)

What rewards does Axis Atlas offer?

Travel-focused miles card with strong partner transfer flexibility and accelerated rewards on travel spends.

Does Axis Atlas include lounge access?

Axis Atlas lists 20 lounge visits (20 domestic, 0 international).

Who should consider Axis Atlas?

Frequent Flyers

Where can I apply for Axis Atlas?

Check the issuer website for application availability.