Back to Browse
HDFC Diners Club Black
HDFC • Diners Club

HDFC Diners Club Black

3.3% Base Rate + 10X Global Value

Annual Fee₹9999Waived on spends of ₹8L in preceding 12 months
Base Reward3.3%On all spends
Lounge Access5942 domestic • 17 intl
Est. Annual Savings₹3,788Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹11,880

Assumes base reward rate only.

Annual fee₹9,999

Waived on spends of ₹8L in preceding 12 months

Net value₹1,881

Estimated savings per year.

Fee waiver target: ₹8,00,000 annual spend.

Reward Rate Breakdown

Category-wise reward rates for this card

Travel
16.0%
Shopping
16.0%
Basedefault
3.3%

Insights

Verified card-level notes, best use-cases, and watchouts.

Expand

Insights

  • 3.3% Base Rate + 10X Global Value
  • Accelerated categories: Travel (16.0%), Shopping (16.0%)
  • Annual fee math works best when you can reliably hit waiver condition (Waived on ₹5L spend). Returns are mostly straightforward without heavy cap or milestone complexity.

Best Utilization

  • Route spends aligned to high spenders & travelers before using this card for base-rate transactions.
  • Use the card mainly for categories where it beats base earn (3.3% baseline).
  • Pair with a secondary card for categories not covered in its accelerated reward profile.

Watchouts

  • Diners Club acceptance is lower than Visa/Mastercard
  • High fee
  • If annual spend stays low, ₹9,999 fee drag can offset nominal reward rates.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

Expand

Offer Truth

  • Joining fee₹10,000
  • Annual fee₹10,000
  • Waiver threshold₹8,00,000
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-13

Redemption Truth

  • Cash value/point₹0.3
  • Travel value/point₹1
  • Transfer partners1
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-13

Lounge Truth

  • NetworkDiners Club
  • Domestic count42
  • International count17
  • Quarterly limitNot listed
  • Airport-terminal rows59
  • Policy check2026-02-13

Reliability + Outcomes

  • Verification statusverified
  • Freshness days0
  • Source conflicts0
  • Applied reports19
  • Approval reports11

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

No clear same-bank upgrade path is currently detected for this card.

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for HDFC Diners Club Black using your current period spend.

₹0 spentAdd threshold to start tracking

No spend threshold was detected from current lounge policy text. You can still track manually.

Spend threshold

Validate spend-linked lounge criteria and Diners-specific acceptance at planned airports.

Quarter / cycle rule

No quarter or billing-cycle lounge rule is explicitly listed.

Guest access

Validate latest spend-linked unlock, guest terms, and visit caps with current HDFC policy before travel.

Priority Pass

International access may be via card network and/or pass program depending on issuer setup.

Lounge Locations

59 airport lounge rows
View lounge map and location list59 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Agartala

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

AGA • Agartala Airport • Main Terminal

Ahmedabad

2 lounges • 1 domestic • 1 international

2
The Lounge Domestic T1 DepartureDomestic

AHM • Ahmedabad Airport • Terminal 1

The Lounge International T2 DepartureInternational

AHM • Ahmedabad Airport • Terminal 2

Allahabad/Prayagraj

1 lounges • 1 domestic • 0 international

1
Zesto LoungeDomestic

ALL • Allahabad Airport • Terminal 1

Amritsar

2 lounges • 1 domestic • 1 international

2
Airr LoungeInternational

AMR • Amritsar Airport • Main Terminal

Primus LoungeDomestic

AMR • Amritsar Airport • Terminal 1

Ayodhya

1 lounges • 1 domestic • 0 international

1
Kailash ParbatDomestic

AYO • Maharshi Valmiki International Airport • Main Terminal

Bengaluru

6 lounges • 4 domestic • 2 international

6
080 Domestic T1 DepartureDomestic

BEN • Bengaluru Airport • Terminal 1

080 Domestic T2 DepartureDomestic

BEN • Bengaluru Airport • Terminal 2

080 International T2 ArrivalInternational

BEN • Bengaluru Airport • Terminal 2

080 International T2 DepartureInternational

BEN • Bengaluru Airport • Terminal 2

BLR Domestic T1 DepartureDomestic

BEN • Bengaluru Airport • Terminal 1

Care By BLR Domestic T1 ArrivalDomestic

BEN • Bengaluru Airport • Terminal 1

Bhopal

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

BHO • Raja Bhoj International Airport • Terminal 1

Bhubaneswar

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

BHU • Bhubaneswar Airport • Terminal 1

Calicut

1 lounges • 0 domestic • 1 international

1
Bird LoungeInternational

CAL • Calicut Airport • Terminal 1

Chandigarh

2 lounges • 1 domestic • 1 international

2
Primus Lounge Domestic DepartureDomestic

CHA • Chandigarh Airport • Main Terminal

Primus Lounge International DepartureInternational

CHA • Chandigarh Airport • Main Terminal

Chennai

4 lounges • 3 domestic • 1 international

4
Travel Club Lounge A Domestic T1 DepartureDomestic

CHE • Chennai Airport • Terminal 1

Travel Club Lounge B Domestic T1 DepartureDomestic

CHE • Chennai Airport • Terminal 1

Travel Club Lounge Domestic T4 DepartureDomestic

CHE • Chennai Airport • Terminal 4

Travel Club Lounge International T2 DepartureInternational

CHE • Chennai Airport • Terminal 2

Coimbatore

1 lounges • 1 domestic • 0 international

1
Blackberry LoungeDomestic

COI • Coimbatore Airport • Terminal 1

Dabolim

2 lounges • 1 domestic • 1 international

2
Travel Club Lounge Domestic T1 DepartureDomestic

DAB • Dabolim Airport • Main Terminal

Travel Club Lounge International T1 DepartureInternational

DAB • Dabolim Airport • Main Terminal

Dehradun

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

DEH • Dehradun Airport • Terminal 1

Dibrugarh

1 lounges • 1 domestic • 0 international

1
Saptagiri RestaurantDomestic

DIB • Dibrugarh Mohanbari Airport • Terminal 1

Goa

2 lounges • 1 domestic • 1 international

2
Encalm Lounge Domestic T1 DepartureDomestic

GOA • Goa Airport • Terminal 1

Encalm Lounge International T1 DepartureInternational

GOA • Goa Airport • Terminal 1

Guwahati

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

GUW • Guwahati Airport • Terminal 1

Hyderabad

2 lounges • 1 domestic • 1 international

2
Encalm Lounge Domestic T1 DepartureDomestic

HYD • Hyderabad Airport • Terminal 1

Encalm Lounge International T1 DepartureInternational

HYD • Hyderabad Airport • Terminal 1

Indore

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

IND • Indore Airport • Terminal 1

Jaipur

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

JAI • Jaipur Airport • Terminal 2

Jammu

1 lounges • 1 domestic • 0 international

1
Paahun The Executive LoungeDomestic

JAM • Jammu Airport • Terminal 1

Kannur

2 lounges • 1 domestic • 1 international

2
Pearl Lounge Domestic T1 DepartureDomestic

KAN • Kannur Airport • Main Terminal

Pearl Lounge International T1 DepartureInternational

KAN • Kannur Airport • Main Terminal

Kochi

3 lounges • 1 domestic • 2 international

3
Earth Business Class Lounge T3 DepartureInternational

KOC • Kochi Airport • Terminal 3

Earth Lounge Domestic T1 DepartureDomestic

KOC • Kochi Airport • Terminal 1

Earth Lounge International T3 DepartureInternational

KOC • Kochi Airport • Terminal 3

Kolkata

2 lounges • 1 domestic • 1 international

2
Travel Club Lounge Domestic T2 DepartureDomestic

KOL • Kolkata Airport • Terminal 2

Travel Club Lounge International T2 DepartureInternational

KOL • Kolkata Airport • Terminal 2

Lucknow

1 lounges • 1 domestic • 0 international

1
CIP LoungeDomestic

LUC • Lucknow Airport • Terminal 3

Madurai

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

MAD • Madurai Airport • Terminal 1

Mumbai

4 lounges • 3 domestic • 1 international

4
Adani East Lounge T2 International DepartureInternational

MUM • Mumbai Airport • Terminal 2

Adani Lounge Domestic T2 DepartureDomestic

MUM • Mumbai Airport • Terminal 2

Adani Lounge T1B Domestic DepartureDomestic

MUM • Mumbai Airport • Terminal 1B

Travel Club LoungeDomestic

MUM • Mumbai Airport • Terminal 1c

New Delhi

3 lounges • 2 domestic • 1 international

3
Encalm Lounge Domestic T1 DepartureDomestic

NEW • New Delhi Airport • Terminal 1

Encalm Lounge Domestic T3 DepartureDomestic

NEW • New Delhi Airport • Terminal 3

Encalm Lounge International T3 DepartureInternational

NEW • New Delhi Airport • Terminal 3

Pune

1 lounges • 1 domestic • 0 international

1
Elysian Lounge GF Domestic DepartureDomestic

PUN • Pune Airport • Main Terminal

Ranchi

1 lounges • 1 domestic • 0 international

1
Airr LoungeDomestic

RAN • Food Hangar, Security Hold Area, 1st Floor, Domestic Departure, Birsa Munda Airport • Main Terminal

Siliguri

1 lounges • 1 domestic • 0 international

1
Take Off Bar And LoungeDomestic

SIL • Bagdogra Airport • Main Terminal

Srinagar

1 lounges • 1 domestic • 0 international

1
Paahun The Executive LoungeDomestic

SRI • Srinagar Airport • Terminal 1

Thiruvananthapuram

1 lounges • 0 domestic • 1 international

1
The Lounge International T2 DepartureInternational

THI • Thiruvananthapuram Airport • Terminal 2

Vadodara

1 lounges • 1 domestic • 0 international

1
Premium LoungeDomestic

VAD • Vadodara Airport • Main Terminal

Varanasi

1 lounges • 1 domestic • 0 international

1
Take Off BarDomestic

VAR • Varanasi Airport • Main Terminal

Visakhapatnam

1 lounges • 1 domestic • 0 international

1
Airr LoungeDomestic

VI1 • Visakhapatnam Airport • Main Terminal

Redemption Optimizer

20,000
Estimated points20,000per year
→
Estimated redemption value₹10,000@ ₹0.50 / point

Typical voucher/cash-like path

Voucher / statement-style value
Switch to Pro to compare potential upside of higher-value redemption paths.

Illustration only. Final value depends on issuer program terms, partner ratios, and redemption availability at time of use.

Key Benefits

  • Unlimited Global Lounges
  • Unlimited Golf Games
  • 1:1 Airmiles Transfer
  • Monthly Milestone Benefits

Things to Consider

  • Diners Club acceptance is lower than Visa/Mastercard
  • High fee

About HDFC Diners Club Black

HDFC Diners Club Black is a points card from HDFC, best for high spenders & travelers. It is tagged under premium, travel, lifestyle categories in our database.

PremiumTravelLifestyle

Similar Cards You Might Like

HDFCDiners Club

HDFC Bank Diners Club Privilege Credit Card

Frequent travelers who want a mid-premium Diners card

₹2500/yrPoints
HDFCMasterCard

HDFC Infinia Metal

High Net Worth Individuals

₹12500/yrPoints
HDFCDiners Club

HDFC Marriott Bonvoy Credit Card

Marriott Loyalists & Travelers

₹3000/yrPoints

Frequently asked questions

Is HDFC Diners Club Black lifetime free?

It has an annual fee of ₹9999. Waived on spends of ₹8L in preceding 12 months

What rewards does HDFC Diners Club Black offer?

3.3% Base Rate + 10X Global Value

Does HDFC Diners Club Black include lounge access?

HDFC Diners Club Black lists 59 lounge visits (42 domestic, 17 international).

Who should consider HDFC Diners Club Black?

High Spenders & Travelers

Where can I apply for HDFC Diners Club Black?

Check the issuer website for application availability.