Why you should get it
High Net Worth Individuals & Burgundy Clients
- Unlimited Domestic Lounge Access (Spend Based)
- Unlimited International Lounge Access + 4 Guests
- 2% Forex Markup
- Buy 1 Get 1 Free on BookMyShow (up to ₹500)
Back to Browse
Why get it Why skip it Step 1 Step 2 Step 3 Annual fee₹12,500 Fee waiver₹25,00,000 Best return4.8% Live offersNone right now Best redemptionNot highlighted MilestonesNo milestone edge Rows mapped20 rows Access rule₹50,000 / quarter Coverage sourceIssuer mapped
Annual fee₹12,500
RewardsPoints
Earns hardest on
Travel 4.8%Online 2.4%Forex 2.4%
Axis • VisaTravel & miles
Axis Bank Magnus Credit Card
PendingConfidence pending1 source checked
Get it if
High Net Worth Individuals & Burgundy Clients
Skip it if
Massive Devaluation: Transfer Ratio is now 5:2
For High Net Worth Individuals & Burgundy Clients. 4.8% on travel spend. ₹12,500 fee, waiver at ₹25,00,000. Lounge rule: ₹50,000 / quarter.
Quick Overview
What matters before you apply.
You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.
Why you may regret it
These are the rules and drawbacks most likely to make the card feel disappointing after signup.
- Massive Devaluation: Transfer Ratio is now 5:2
- Monthly Milestone (25k points) Discontinued
- Lounge Access linked to ₹50k quarterly spend
Annual Fee₹12,500Joining fee ₹12,500
Spend to Waive Fee₹25,00,000Waived on ₹25 Lakhs spend
Best Category Return4.8%Travel spend
Lounge Access Condition₹50,000 / quarter20 lounge rows mapped
Compare or Switch
What to do if this card is close, but not perfect.
Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.
Same-bank step-up path
These are objective same-bank step-up options from the current rewards and lounge model.
Axis Bank Horizon Credit Card
Annual fee: ₹3000
Shared focus: Travel, Premium+20 more lounge visits in current datasetHigher top earn rate (5.0%)
View DetailsAxis Bank SELECT Credit Card
Annual fee: ₹3000
Shared focus: Travel, International+12 more lounge visits in current datasetEstimated +₹8,653/yr value
View DetailsAxis Bank Vistara Infinite Credit Card
Annual fee: ₹10000
Shared focus: Travel, PremiumHigher top earn rate (5.0%)Estimated +₹2,933/yr value
View DetailsSimilar Cards You Might Like
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Axis Bank Olympus Credit Card
Ultra-premium users with high yearly card spends
₹20000/yrPoints
AxisVisa
Axis Bank SELECT Credit Card
Axis users who can use retail shopping rewards and milestone benefits
₹3000/yrPoints
Value & Fees
Check if the card clears its own fee.
Keep the topline simple first. Open the calculators only if the fee, waiver rule, and reward shape still look attractive.
Joining fee ₹12,500
Waived on ₹25 Lakhs spend
Travel spend
Your spend, your value
Will this card earn its keep for you?
Adjust your estimated monthly spend to see the personalized annual value after fees.
Est. annual value₹-10,740after annual fee
Spend is below the fee break-even for this card
Current Opportunities
Open the live value layer only if the card still looks strong.
Live offers, redemptions, and milestone math are useful for optimization, but they should not crowd the main decision.
Offer availability changes often.
This card is better treated as direct cashback or feature value.
No standout milestone boost highlighted.
Lounge Reality
Treat lounge as real value only after the rule check passes.
Keep the headline simple first. Open the full checklist and airport map only if lounge access matters for this card.
20 domestic • 0 international policy count
- Source file: Axis Bank domestic lounge program PDF (Set B). - Domestic lounge access is linked to card-wise quarterly/yearly limits. - Base spend criteria: INR 50,000 in previous 3 calendar months; waived for Reserve/Burgundy/Olympus/Primus/Horizon/Atlas as per source file. Policy override notes: • Axis Magnus lounge access is premium but tied to frequently revised travel benefit terms. • Check current Magnus lounge and spend qualification terms before each trip. • International access and guest terms depend on current Axis benefits guide. Verify latest spend criteria and guest access with issuer before travel.
Mapped from issuer lounge dataset + card policy signals
Decision Details
Open the dense rulebook only when you are close to applying.
Earn exclusions, fine-print benefits, and fee rows matter, but they should sit behind an extra click instead of competing with the main overview.
Enriched decision data not available
This card does not have publishable enrichment records in the current high-confidence snapshot.
FAQ & Evidence
Keep proof and verification at the bottom.
This is the validation layer. Use it after the card already feels like a possible yes.