Cards can be sorted by name, annual fee, base reward rate, and estimated annual value based on your spend.
Yes, filters include issuer, network, and categories like Travel, Cashback, Premium, and Lifetime Free.
Review dates vary by card and field. Check each card’s source notes and the lounge dataset’s verification date before relying on a benefit.
Compare fees and rewards for your saved spend. Catalog includes cards under review and retired products for research. Estimates appear only when reward rules are ready; recommended order puts eligible cards first.
70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal-year value excludes joining costs, taxes and unmodeled exclusions. Recommended order includes fees and evidence quality; annual value sort ranks by estimated rupees. Card-type filters narrow the catalog without changing spending categories.
Enter eligible monthly spending once per category. Other covers spending at the base rate. Exclude rent, fees and other purchases your issuer does not reward.
Total: ₹30,000/month · Same budget repeated over 12 months.
Quick estimates remain active until you apply budgets.
Category amounts improve the spend mix. Merchant coverage, reward exclusions, point redemption and fee-waiver eligibility remain model assumptions. Shared links include your budgets; share only if comfortable.
MakeMyTrip-Focused Domestic Travelers
Earn MMT MyCash on bookings: up to 6% on hotels and 3% on flights/holidays/cabs/buses, plus 1% on other eligible spends.
Travel & lounge access
Apply now for the BOBCARD Prime to enjoy exclusive credit card benefits like lounge access, birthday rewards, and more. Explore features, offers, and
Travel & lounge access
Apply for EazyDiner IndusInd Bank Credit Card or EazyDiner IndusInd Bank Platinum Credit Card & avail free membership, welcome benefits, and much more.
Travel & lounge access
Read in detail about MakeMyTrip ICICI Bank Signature Credit Card’s features, benefits, eligibility, fees and charges. Apply online through Paisabazaar.com.
Travel & lounge access
YES Bank Private Credit Card is a super-premium card offering travel, lounge access, golf, movies and other benefits. Learn about its features here.
Lifestyle users looking for mixed rewards and entertainment perks
Lifestyle-focused points card with movie and travel-oriented privileges.
UPI Payments & Tata Users
1.5% NeuCoins on eligible non-UPI retail; 0.5% eligible UPI through any app, up to 1.5% using Tata Neu UPI ID. 500 NeuCoins/month combined UPI cap.
Heavy Swiggy users who can justify premium fee economics
10% on eligible Swiggy app spends, 5% at issuer-listed online merchants and 1% other eligible spends. September 2026 caps and minimum transaction rules apply.
Frequent travellers who want points plus lounge comfort
Premium reward points with travel vouchers and lounge access milestones.
Frequent IRCTC and train-travel users
Higher value on rail travel bookings with complimentary railway lounge perks.
Travel & lounge access
Apply for Axis Bank Privilege Credit Card to enjoy activation benefits of Shopping or Travel vouchers worth Rs 5,000, insurance coverage upto Rs 2.5 Cr, etc. Kn
RuPay UPI users who want simple capped cashback and low-fee lounge access
AU RuPay UPI card with 1% cashback on eligible UPI and other transactions, capped at ₹500 per statement cycle, plus AU Coins on UPI spends through AU 0101.
UPI-first users who want a lifetime-free cashback card
Lifetime-free RuPay credit card with 2% cashback on selected categories and UPI spends.
Users with mostly online spends who want a no-fee AU option
Digital-lifestyle AU card with category boosts on online spends and travel-oriented transactions.
Travel & lounge access
Explore the full review of the Club Vistara IDFC FIRST Credit Card, covering its features, benefits, & rewards. Apply Now!
Travel & lounge access
Read in detail about IDFC FIRST Gaj Metal Credit Card's features, benefits, eligibility, fees and charges. Save up to 33.33% on travel spends.
Travel & lounge access
Knwo about IndiGo IDFC FIRST Credit Card with its co-branded travel benefits of IndiGo BluChips program, trip cancellation cover, bonus vouchers, etc.
Travel & lounge access
Apply for the IRCTC Credit Card for train bookings. Earn rewards, enjoy exclusive travel benefits, and save on credit card IRCTC charges.
Travel & lounge access
IRCTC HDFC Credit Card offers train travel benefits like reward points, transaction waiver and cashback. Know more about its features, eligibility & fees.
Travel & lounge access
Apply for YES BANK Paisabazaar PaisaSave Credit Card at zero joining fee. Earn 6% cashback on travel & dining and unlimited 1% cashback on other spends.
Fuel spends with occasional travel
Fuel-focused card with up to 5% savings on HPCL spends, annual fee waiver on ₹50,000 spend, and 1 complimentary domestic lounge visit per quarter (spend-gated).
Users wanting a moderate-fee LIC card with better reward potential
Mid-tier LIC card with improved rewards and lifestyle value over the Classic variant.
KVB users looking for a premium points-oriented card
Higher-tier KVB card with improved rewards, travel-lifestyle orientation and premium positioning.
Travel & lounge access
Premium lifestyle card with 5X rewards on dining, departmental stores and grocery spends, plus lounge and travel privileges.