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Jupiter Edge CSB RuPay Credit Card
CSB Bank • RuPay

Jupiter Edge CSB RuPay Credit Card

Lifetime-free RuPay credit card with 2% cashback on selected categories and UPI spends.

Annual FeeFreeLifetime free
Base Reward0.4%On all spends
Lounge AccessNoNo lounge access listed
Est. Annual Savings₹4,339Based on ₹4.8L annual spend

No Complimentary Lounge Access

This card currently does not show complimentary airport lounge access in our issuer-aligned dataset.

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Lifetime free
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹1,440

Assumes base reward rate only.

Annual feeWaived

Lifetime free

Net value₹1,440

Estimated savings per year.

Reward Rate Breakdown

Category-wise reward rates for this card

UPI
2.0%
Shopping
2.0%
Travel
2.0%
Dining
2.0%
Basedefault
0.4%

Insights

Verified card-level notes, best use-cases, and watchouts.

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Insights

  • Lifetime-free RuPay credit card with 2% cashback on selected categories and UPI spends.
  • Highest reward leverage comes from upi 2.0% and shopping 2.0% bands.
  • Fee drag is low due lifetime-free structure, so net value depends mainly on how well accelerated categories are used. Card behavior is relatively straightforward without heavy cap or milestone complexity.

Best Utilization

  • Use this card first for upi-first users who want a lifetime-free cashback card-aligned spends before routing to general-spend cards.
  • Prioritize transactions in accelerated bands (upi 2.0%, shopping 2.0%) and shift overflow after cap pressure appears.
  • Pair with one strong specialized card for travel or online categories to improve overall portfolio yield.

Watchouts

  • Top 2% rate depends on category selection
  • Rewards are credited in platform currency and redemption rules apply
  • Term changes and partner-list updates can shift effective value; review issuer terms periodically.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

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Offer Truth

  • Joining fee₹0
  • Annual fee₹0
  • Waiver thresholdNot listed
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/point₹1
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkRuPay
  • Domestic count0
  • International count0
  • Quarterly limitNot listed
  • Airport-terminal rows0
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports18
  • Approval reports11

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

Jupiter Edge+ CSB RuPay Credit Card

Annual fee: ₹0

Shared focus: Shopping, TravelHigher top earn rate (10.0%)Estimated +₹3,989/yr value
View Details

Lounge Eligibility Checklist

Policy fallback: Policy-only fallback: no stable airport-row lounge source is currently available for this UPI-focused card.

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for Jupiter Edge CSB RuPay Credit Card using your current period spend.

₹0 spentAdd threshold to start tracking

No spend threshold was detected from current lounge policy text. You can still track manually.

Spend threshold

No airport-lounge spend unlock rule is listed in the current source snapshot.

Quarter / cycle rule

No airport-lounge quarter/cycle entitlement is listed in current data.

Guest access

Guest lounge access is not listed for this card.

Priority Pass

Priority Pass is not listed for this card.

Lounge Locations

No airport-wise rows currently available

Airport-level lounge rows are not currently available for this card. We still show policy checklist details above.

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Key Benefits

  • Assured 2% cashback on a preferred category (shopping, travel, or dining)
  • 2% cashback on eligible UPI spends
  • 0.4% cashback on other eligible transactions
  • Lifetime free with no joining or annual fee

Things to Consider

  • Top 2% rate depends on category selection
  • Rewards are credited in platform currency and redemption rules apply
  • Lounge benefits are not positioned as the primary value proposition

About Jupiter Edge CSB RuPay Credit Card

Jupiter Edge CSB RuPay Credit Card is a cashback card from CSB Bank, best for upi-first users who want a lifetime-free cashback card. It is tagged under upi, shopping, dining, travel, lifetime free categories in our database.

UPIShoppingDiningTravelLifetime Free

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Frequently asked questions

Is Jupiter Edge CSB RuPay Credit Card lifetime free?

Jupiter Edge CSB RuPay Credit Card is lifetime free with no annual fee.

What rewards does Jupiter Edge CSB RuPay Credit Card offer?

Lifetime-free RuPay credit card with 2% cashback on selected categories and UPI spends.

Does Jupiter Edge CSB RuPay Credit Card include lounge access?

No complimentary lounge access is currently listed for this card.

Who should consider Jupiter Edge CSB RuPay Credit Card?

UPI-first users who want a lifetime-free cashback card

Where can I apply for Jupiter Edge CSB RuPay Credit Card?

Check the issuer website for application availability.