70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal year; joining costs and taxes excluded.
Concentrate eligible MakeMyTrip hotel/flight transactions to maximize travel-linked value-back
Platform-lock risk can reduce card usefulness if travel behavior shifts away from MMT
For MakeMyTrip-Focused Domestic Travelers. 6% on travel spend. ₹500 fee, waiver at ₹3,00,000 / year. Verify the lounge spend rule before applying.
You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.
MakeMyTrip-Focused Domestic Travelers
These are the rules and drawbacks most likely to make the card feel disappointing after signup.
How to use the card well, and what to watch before applying.
Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.
Travel & lounge access
Amazon Loyalists
Users with mostly online spends who want a no-fee AU option
Keep the topline simple first. Open the calculators only if the fee, waiver rule, and reward shape still look attractive.
Joining fee ₹500
Waived on ₹3L annual spend
Travel spend
70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal-year estimate after annual fee; excludes joining costs, taxes and unmodeled exclusions.
Live offers, redemptions, and milestone math are useful for optimization, but they should not crowd the main decision.
Offer availability changes often.
This card is better treated as direct cashback or feature value.
No standout milestone boost highlighted.
Keep the headline simple first. Open the full checklist and airport map only if lounge access matters for this card.
55 domestic • 20 international policy count
- Source file: ICICI domestic consolidated lounge list PDF (last updated January 2026). - Annexure 1 lists this variant with 1 complimentary domestic lounge visit(s) per quarter. - Source terms mention authorization hold per lounge swipe (typically INR 2 on Visa/Mastercard/RuPay and INR 1 on AmEx) and guest visits are chargeable unless issuer states otherwise. Verify latest spend criteria and guest access with issuer before travel.
Mapped from issuer lounge dataset + card policy signals
Review excluded spending, renewal charges and benefit conditions before deciding whether this card fits your needs.
This card does not have publishable enrichment records in the current high-confidence snapshot.
Check which benefits have issuer evidence, when each field was reviewed, and where the model remains incomplete.