Back to Browse
MakeMyTrip ICICI Bank Credit Card
ICICIVisa

MakeMyTrip ICICI Bank Credit Card

Verified 12 Feb 2026VerifiedHigh confidence2 sources checked
Get it if

Concentrate eligible MakeMyTrip hotel/flight transactions to maximize travel-linked value-back

Skip it if

Platform-lock risk can reduce card usefulness if travel behavior shifts away from MMT

For MakeMyTrip-Focused Domestic Travelers. 6% on travel spend. ₹500 fee, waiver at ₹3,00,000 / year. Lounge rule: ₹2 / quarter.

Quick Overview

What matters before you apply.

You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.

Why get it

Why you should get it

MakeMyTrip-Focused Domestic Travelers

  • Welcome MakeMyTrip voucher after first qualifying transaction and fee payment
  • Up to 6% MyCash on MakeMyTrip hotel bookings and 3% on selected travel categories
  • 1% MyCash on other eligible spends
  • Annual fee waiver on ₹3L annual spend
Why skip it

Why you may regret it

These are the rules and drawbacks most likely to make the card feel disappointing after signup.

  • Highest value is platform-locked to MakeMyTrip ecosystem
  • MyCash redemption rules and expiry policy affect realized value
  • Outside travel categories, return is closer to base rewards
Annual Fee₹500Joining fee ₹500
Spend to Waive Fee₹3,00,000 / yearWaived on ₹3L annual spend
Best Category Return6%Travel spend
Lounge Access Condition₹2 / quarter75 visits listed

Quick notes

How to use the card well, and what to watch before applying.

How to use it well

  • Concentrate eligible MakeMyTrip hotel/flight transactions to maximize travel-linked value-back.
  • Track annual spend against fee waiver threshold instead of spreading travel bookings across multiple platforms.
  • Use a non-travel cashback card for daily spends outside travel buckets.

Watch before applying

  • Platform-lock risk can reduce card usefulness if travel behavior shifts away from MMT.
  • MyCash usage windows and offer validity can affect realized value.
  • Always verify current travel promo terms before large prepaid bookings.
Compare or Switch

What to do if this card is close, but not perfect.

Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.

Similar Cards You Might Like