Why you should get it
Travel & lounge access
- Pre Approved Personal Loans
- Personal Loan Interest Rates
- Instant Personal Loan
- Personal Loan Low CIBIL Score
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Why get it Why skip it Step 1 Step 2 Annual feeFree Fee waiverNot needed Best return0.5% Live offersNone right now Best redemptionNot highlighted MilestonesNo milestone edge Visits listed75 visits Access rule₹2 / quarter Coverage sourceIssuer mapped
ICICI • Visa
MakeMyTrip ICICI Bank Signature Credit Card – For Premium Travel Benefits
Verified 12 Feb 2026VerifiedHigh confidence1 source checked
Get it if
Use for flight and hotel bookings in MakeMyTrip/ICICI-aligned redemption windows
Skip it if
Benefit value can be partner-rail dependent, so off-platform booking behavior may reduce realized returns
For Travel & lounge access. 0.5% on general spend. No annual fee. Lounge rule: ₹2 / quarter.
Quick Overview
What matters before you apply.
You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.
Why you may regret it
These are the rules and drawbacks most likely to make the card feel disappointing after signup.
- Reward caps and exclusions apply
- Issuer terms may change
Annual FeeFreeNo annual fee.
Spend to Waive FeeNot neededThis card is lifetime free.
Best Category Return0.5%General spend
Lounge Access Condition₹2 / quarter75 visits listed
Quick notes
How to use the card well, and what to watch before applying.
How to use it well
- Use for flight and hotel bookings in MakeMyTrip/ICICI-aligned redemption windows.
- Combine with a strong domestic cashback card for groceries, utilities, and general online commerce.
- Leverage lounge access during frequent travel windows to improve real net benefit realization.
Watch before applying
- Benefit value can be partner-rail dependent, so off-platform booking behavior may reduce realized returns.
- Lounge eligibility can carry spend/cycle gating; verify current issuer policy before travel dates.
- Do not annualize promotional travel campaigns as stable baseline rewards.
Compare or Switch
What to do if this card is close, but not perfect.
Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.
Same-bank step-up path
These are objective same-bank step-up options from the current rewards and lounge model.
MakeMyTrip ICICI Bank Credit Card
Annual fee: ₹500
Shared focus: Travel, OnlineHigher top earn rate (6.0%)Estimated +₹4,920/yr value
View DetailsAmazon Pay ICICI
Annual fee: Free
Shared focus: Lifetime FreeHigher top earn rate (5.0%)Estimated +₹2,400/yr value
View DetailsSimilar Cards You Might Like
Value & Fees
Check if the card clears its own fee.
Keep the topline simple first. Open the calculators only if the fee, waiver rule, and reward shape still look attractive.
No annual fee.
This card is lifetime free.
General spend
Your spend, your value
Will this card earn its keep for you?
Adjust your estimated monthly spend to see the personalized annual value after fees.
Est. annual value+₹1,800after annual fee
Lifetime free — every rupee is upside
Current Opportunities
Open the live value layer only if the card still looks strong.
Live offers, redemptions, and milestone math are useful for optimization, but they should not crowd the main decision.
Offer availability changes often.
This card is better treated as direct cashback or feature value.
No standout milestone boost highlighted.
Lounge Reality
Treat lounge as real value only after the rule check passes.
Keep the headline simple first. Open the full checklist and airport map only if lounge access matters for this card.
55 domestic • 20 international
- Source file: ICICI domestic consolidated lounge list PDF (last updated January 2026). - Annexure 1 lists this variant with 2 complimentary domestic lounge visit(s) per quarter. - Source terms mention authorization hold per lounge swipe (typically INR 2 on Visa/Mastercard/RuPay and INR 1 on AmEx) and guest visits are chargeable unless issuer states otherwise.
Mapped from issuer lounge dataset + card policy signals
Decision Details
Open the dense rulebook only when you are close to applying.
Earn exclusions, fine-print benefits, and fee rows matter, but they should sit behind an extra click instead of competing with the main overview.
Enriched decision data not available
This card does not have publishable enrichment records in the current high-confidence snapshot.
FAQ & Evidence
Keep proof and verification at the bottom.
This is the validation layer. Use it after the card already feels like a possible yes.