Offer Truth
- Joining fee₹0
- Annual fee₹0
- Waiver thresholdNot listed
- Cap typenone
- Cap resetnone
- Last verified2026-02-12
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BoB • RuPay
HPCL ENERGIE BOBCARD: Best Fuel Credit Card for Road Travelers & Petrol Spends
HPCL Energie Credit Card by BOBCARD offers up to 5% savings on fuel and LPG purchases at HPCL outlets. Enjoy fuel rewards and tailored perks. Apply no
Reviewed by CardWise Editorial Team
Last Verified: 2/12/2026
Editorial Independence: Our recommendations are driven by mathematical value, not issuer payouts. We may earn a commission if you apply through our links, but this does not affect our scoring or the cards we feature.
Annual FeeFreeLifetime Free
Base Reward0.5%On all spends
Lounge AccessNoNo lounge access listed
Est. Annual Savings₹2,400Based on ₹4.8L annual spend
No Complimentary Lounge Access
This card currently does not show complimentary airport lounge access in our issuer-aligned dataset.
Fee waiver & value estimator
Adjust your spend to see fee waiver eligibility and capped rewards.
Lifetime free
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹1,800
Assumes base reward rate only.
Annual feeWaived
Lifetime Free
Net value₹1,800
Estimated savings per year.
Reward Rate Breakdown
Category-wise reward rates for this card
Upgrade Path
These are objective same-bank step-up options from the current rewards and lounge model.
No clear same-bank upgrade path is currently detected for this card.
Lounge match needs verification
Lounge access data for this card could not be confidently matched. Please verify lounge eligibility directly with the issuer before relying on access.
Lounge Eligibility Checklist
Derived from card policy signals
Lounge Spend Tracker
Eligibility target met: NoTrack lounge eligibility for HPCL ENERGIE BOBCARD: Best Fuel Credit Card for Road Travelers & Petrol Spends using your current year spend.
₹0 spent₹50 target
Policy signal used: Fee WaiverRenewal fee waiver on annual spends of ₹50K in every anniversary year.
Spend threshold
No spend-based lounge policy is listed in current card data.
Quarter / cycle rule
No quarter or billing-cycle lounge rule is explicitly listed.
Guest access
Guest access policy is not explicitly listed in current data.
Priority Pass
Priority Pass benefit is not listed for this card.
Lounge Locations
No airport-wise rows currently availableAirport-level lounge rows are not currently available for this card. We still show policy checklist details above.
Redemption Optimizer Unavailable
Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.
Decision Data Enrichment
Reused from validated provider snapshots with freshness gates and quality filters.
Enriched decision data not available
This card does not have publishable enrichment records in the current high-confidence snapshot.
Key Benefits
- Joining Bonus500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance.
- Fee WaiverRenewal fee waiver on annual spends of ₹50K in every anniversary year.
- Fuel Surcharge Waiver1% Fuel Surcharge waiver on all HPCL fuel transactions between ₹400-₹5000 including fuel purchases made through HP Pay App^
Things to Consider
- Reward caps and exclusions apply
- Issuer terms may change
About HPCL ENERGIE BOBCARD: Best Fuel Credit Card for Road Travelers & Petrol Spends
HPCL ENERGIE BOBCARD: Best Fuel Credit Card for Road Travelers & Petrol Spends is a cashback card from BoB, best for travel & lounge access. It is tagged under lifetime free, fuel, travel categories in our database.
Lifetime FreeFuelTravel
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Frequently asked questions
Is HPCL ENERGIE BOBCARD: Best Fuel Credit Card for Road Travelers & Petrol Spends lifetime free?
HPCL ENERGIE BOBCARD: Best Fuel Credit Card for Road Travelers & Petrol Spends is lifetime free with no annual fee.
What rewards does HPCL ENERGIE BOBCARD: Best Fuel Credit Card for Road Travelers & Petrol Spends offer?
HPCL Energie Credit Card by BOBCARD offers up to 5% savings on fuel and LPG purchases at HPCL outlets. Enjoy fuel rewards and tailored perks. Apply no
Does HPCL ENERGIE BOBCARD: Best Fuel Credit Card for Road Travelers & Petrol Spends include lounge access?
No complimentary lounge access is currently listed for this card.
Who should consider HPCL ENERGIE BOBCARD: Best Fuel Credit Card for Road Travelers & Petrol Spends?
Travel & lounge access
Where can I apply for HPCL ENERGIE BOBCARD: Best Fuel Credit Card for Road Travelers & Petrol Spends?
Check the issuer website for application availability.
Sources & Verification
- Official Issuer Page:Direct Link
- Last Verified: 2026-02-12
- Data Method: Automated scraper + Manual audit
Key Terms
APR (Annual Percentage Rate)
The interest rate charged on unpaid dues if you don't pay your full bill by the due date.
Forex Markup
An additional fee charged for transactions made in foreign currency.
Lounge Access
Complimentary entry to airport lounges, often subject to spend milestones.
Milestone Benefits
Bonus rewards unlocked when you cross specific spending thresholds within a period.