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BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation
BoB • RuPay

BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation

Apply now for the BOBCARD Prime to enjoy exclusive credit card benefits like lounge access, birthday rewards, and more. Explore features, offers, and

Reviewed by CardWise Editorial Team
Last Verified: 2/12/2026
Editorial Independence: Our recommendations are driven by mathematical value, not issuer payouts. We may earn a commission if you apply through our links, but this does not affect our scoring or the cards we feature.
Annual FeeFreeLifetime Free
Base Reward0.5%On all spends
Lounge Access8260 domestic • 22 intl
Est. Annual Savings₹2,400Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Lifetime free
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹1,800

Assumes base reward rate only.

Annual feeWaived

Lifetime Free

Net value₹1,800

Estimated savings per year.

Reward Rate Breakdown

Category-wise reward rates for this card

Basedefault
0.5%

Key Takeaways

Verified card-level notes, best use-cases, and watchouts.

Pros & Insights

  • BOBCARD Prime operates more like a lifestyle-access product than a pure reward accelerator at current earn rates.
  • The mapped lounge footprint is a primary value lever, especially for users who can regularly trigger eligible visits.
  • As a no-annual-fee setup in current data, downside risk is low if usage is limited to travel phases.

Best Utilization

  • Use this card mainly for airport travel cycles where lounge usage can be maximized.
  • Keep it as a companion card in multi-card stacks rather than routing all base spend here.
  • Retain as a low-cost access card and shift high-return spending to category-optimized cards.

Watchouts

  • Reward return is modest for everyday spend, so this is not a primary earning card.
  • Lounge access can be policy-gated by spend or cycle rules; verify issuer terms before each travel period.
  • Card-level value drops quickly if travel frequency is low.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

Expand

Offer Truth

  • Joining fee₹0
  • Annual fee₹0
  • Waiver thresholdNot listed
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/point₹1
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkRuPay
  • Domestic count60
  • International count22
  • Quarterly limitNot listed
  • Airport-terminal rows82
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports28
  • Approval reports18

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

No clear same-bank upgrade path is currently detected for this card.

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation using your current period spend.

₹0 spentAdd threshold to start tracking

No spend threshold was detected from current lounge policy text. You can still track manually.

Spend threshold

Verify exact card-variant eligibility, spend threshold, and visit caps with current BOBCARD terms before travel.

Quarter / cycle rule

No quarter or billing-cycle lounge rule is explicitly listed.

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

International lounge access is listed; verify if this is via Priority Pass or direct network.

Lounge Locations

82 airport lounge rows
View lounge map and location list82 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Agartala

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

AGA • Agartala Airport • Domestic Terminal

Ahmedabad

2 lounges • 1 domestic • 1 international

2
Adani LoungeInternational

AHM • Ahmedabad Airport • Terminal T2

Adani Lounge - Premium LoyaltyDomestic

AHM • Ahmedabad Airport • Terminal T1

Amritsar

2 lounges • 1 domestic • 1 international

2
Airr LoungeInternational

AMR • Amritsar Airport • Terminal T1

Primus LoungeDomestic

AMR • Amritsar Airport • Domestic Terminal

Ayodhya

1 lounges • 1 domestic • 0 international

1
Casual Dining RestaurantDomestic

AYO • Maharshi Valmiki International Airport • Terminal T1

Bagdogra

1 lounges • 1 domestic • 0 international

1
Take of BarDomestic

BAG • Bagdogra Airport • Terminal T1

Bengaluru

9 lounges • 7 domestic • 2 international

9
080 ArrivalDomestic

BEN • Bengaluru Airport • Arrival

080 Domestic LoungeDomestic

BEN • Bengaluru Airport • Terminal T1

080 Domestic Lounge VIPDomestic

BEN • Bengaluru Airport • Terminal T1

080 International LoungeInternational

BEN • Bengaluru Airport • Terminal T2

080 LoungeDomestic

BEN • Bengaluru Airport • Terminal T2

080 VIP ArrivalDomestic

BEN • Bengaluru Airport • Arrival

080 VIP International LoungeInternational

BEN • Bengaluru Airport • Terminal T2

080 VIP LoungeDomestic

BEN • Bengaluru Airport • Terminal T2

BLR DOMDomestic

BEN • Bengaluru Airport • Terminal T1

Bhopal

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

BHO • Raja Bhoj International Airport • Terminal T1

Bhubaneswar

2 lounges • 2 domestic • 0 international

2
BASL- BBSR Lounge (Upcoming)Domestic

BHU • Bhubaneswar Airport • Terminal T1

Bird LoungeDomestic

BHU • Bhubaneswar Airport • Terminal T1

Calicut

1 lounges • 0 domestic • 1 international

1
Bird LoungeInternational

CAL • Calicut Airport • Terminal T2

Chandigarh

2 lounges • 1 domestic • 1 international

2
Primus LoungeDomestic

CHA • Chandigarh Airport • Terminal T1

Primus LoungeInternational

CHA • Chandigarh Airport • Terminal T2

Chennai

3 lounges • 2 domestic • 1 international

3
Travel ClubDomestic

CHE • Chennai Airport • Terminal T1

Travel ClubInternational

CHE • Chennai Airport • Terminal T2

Travel ClubDomestic

CHE • Chennai Airport • Terminal T4

Coimbatore

1 lounges • 1 domestic • 0 international

1
Blackberry LoungeDomestic

COI • Coimbatore Airport • Terminal T1

Dehra Dun

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

DE1 • Dehra Dun Jolly Grant Airport • Terminal T1

Dibrugarh

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

DIB • Dibrugarh Mohanbari Airport • Domestic Terminal

Durgapur

1 lounges • 1 domestic • 0 international

1
FlurysDomestic

DUR • Durgapur Airport • Terminal T1

Goa

4 lounges • 2 domestic • 2 international

4
Encalm LoungeInternational

GOA • Goa Airport • Terminal T1

Encalm LoungeDomestic

GOA • Goa Airport • Terminal T1

Travel Club (New Lounge)Domestic

GOA • Goa Airport • Terminal T1

Travel Club (New Lounge)International

GOA • Goa Airport • Terminal T1

Guwahati

2 lounges • 2 domestic • 0 international

2
The Lounge FFDomestic

GUW • Guwahati Airport • Terminal T1

The Lounge GFDomestic

GUW • Guwahati Airport • Terminal T1

Gwalior

1 lounges • 1 domestic • 0 international

1
Pahun LoungeDomestic

GWA • Rajmata Vijayaraje Scindia Airport • Terminal T1

Hyderabad

2 lounges • 1 domestic • 1 international

2
Encalm LoungeDomestic

HYD • Hyderabad Airport • Terminal T1

Encalm LoungeInternational

HYD • Hyderabad Airport • Terminal T1

Indore

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

IND • Indore Airport • Terminal T1

Jaipur

1 lounges • 1 domestic • 0 international

1
Adani LoungeDomestic

JAI • Jaipur Airport • Terminal T1

Jammu

1 lounges • 1 domestic • 0 international

1
Pahun LoungeDomestic

JAM • Jammu Airport • Terminal T1

Kannur

2 lounges • 1 domestic • 1 international

2
Pearl LoungeDomestic

KAN • Kannur Airport • Terminal T1

Pearl LoungeInternational

KAN • Kannur Airport • Terminal T1

Kochi

3 lounges • 1 domestic • 2 international

3
Earth LoungeDomestic

KOC • Kochi Airport • Terminal T1

Earth LoungeInternational

KOC • Kochi Airport • Terminal T3

VIP Business Class LoungeInternational

KOC • Kochi Airport • Terminal T3

Kolkata

2 lounges • 1 domestic • 1 international

2
Travel ClubDomestic

KOL • Kolkata Airport • Terminal T1

Travel ClubInternational

KOL • Kolkata Airport • Terminal T1

Lucknow

2 lounges • 1 domestic • 1 international

2
Adani LoungeDomestic

LUC • Lucknow Airport • Terminal T3

Adani LoungeInternational

LUC • Lucknow Airport • Terminal T3

Madurai

1 lounges • 0 domestic • 1 international

1
Primus LoungeInternational

MAD • Madurai Airport • Main

Mumbai

7 lounges • 6 domestic • 1 international

7
Adani EastInternational

MUM • Mumbai Airport • Terminal T2

Adani LoungeDomestic

MUM • Mumbai Airport • Terminal T1-B

Aviserve EastDomestic

MUM • Mumbai Airport • Arrival

Aviserve WestDomestic

MUM • Mumbai Airport • Arrival

Good Times BarDomestic

MUM • Mumbai Airport • Terminal T1-B

Travel ClubDomestic

MUM • Mumbai Airport • Terminal T1-C

Travel ClubDomestic

MUM • Mumbai Airport • Terminal T2

Nagpur

2 lounges • 2 domestic • 0 international

2
Airr LoungeDomestic

NAG • Dr. Babasaheb Ambedkar International Airport • Terminal T1

Mandarin LoungeDomestic

NAG • Dr. Babasaheb Ambedkar International Airport • Terminal T1

Navi Mumbai

1 lounges • 1 domestic • 0 international

1
Adani LoungeDomestic

NAV • Navi Mumbai International Airport • Terminal T1

New Delhi

5 lounges • 4 domestic • 1 international

5
Encalm LoungeDomestic

NEW • New Delhi Airport • Arrival

Encalm LoungeDomestic

NEW • New Delhi Airport • Terminal T1

Encalm LoungeDomestic

NEW • New Delhi Airport • Terminal T2

Encalm LoungeDomestic

NEW • New Delhi Airport • Terminal T3

Encalm LoungeInternational

NEW • New Delhi Airport • Terminal T3

Noida

3 lounges • 2 domestic • 1 international

3
Travel Club - (Upcoming)Domestic

NOI • Noida Airport • Terminal T1

Travel Club - (Upcoming)International

NOI • Noida Airport • Terminal T1

Travel Club VIP - (Upcoming)Domestic

NOI • Noida Airport • Terminal T1

Patna

1 lounges • 1 domestic • 0 international

1
Zesto Executive LoungeDomestic

PAT • Patna Airport • Terminal T1

Prayagraj

1 lounges • 1 domestic • 0 international

1
Zesto Executive LoungeDomestic

PRA • Prayagraj Airport • Terminal T1

Pune

2 lounges • 1 domestic • 1 international

2
Elyisan LoungeInternational

PUN • Pune Airport • Terminal T2

Elysian LoungeDomestic

PUN • Pune Airport • Terminal T2

Ranchi

1 lounges • 1 domestic • 0 international

1
Airr LoungeDomestic

RAN • Food Hangar, Security Hold Area, 1st Floor, Domestic Departure, Birsa Munda Airport • Terminal T1

Srinagar

1 lounges • 1 domestic • 0 international

1
Pahun LoungeDomestic

SRI • Srinagar Airport • Terminal T1

Thiruvananthapuram

2 lounges • 1 domestic • 1 international

2
Adani LoungeDomestic

THI • Thiruvananthapuram Airport • Terminal T1

The LoungeInternational

THI • Thiruvananthapuram Airport • Terminal T2

Trichy

2 lounges • 1 domestic • 1 international

2
BASL- Tirchy Lounge - UpcomingDomestic

TRI • Trichy Airport • Terminal T1

BASL- Tirchy Lounge - UpcomingInternational

TRI • Trichy Airport • Terminal T1

Vadodara

1 lounges • 1 domestic • 0 international

1
Premium LoungeDomestic

VAD • Vadodara Airport • Domestic Terminal

Varanasi

1 lounges • 1 domestic • 0 international

1
Take off Bar and LoungeDomestic

VAR • Varanasi Airport • Terminal T1

Vizag

1 lounges • 1 domestic • 0 international

1
Airr LoungeDomestic

VIZ • Visakhapatnam International Airport • Terminal T1

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Decision Data Enrichment

Reused from validated provider snapshots with freshness gates and quality filters.

Enriched decision data not available

This card does not have publishable enrichment records in the current high-confidence snapshot.

Key Benefits

  • Welcome BenefitEarn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.
  • Guaranteed IssuanceThe PRIME card comes to you with guaranteed issuance against FD of Rs. 30000 or more without any income proof.
  • Shopping FunGet more value for your money, with reward points on all spends. Revel with Attractive Deals & Discounts across leading online & retail brands.
  • Core Reward Points2 Reward Points per ₹100 spent on all other categories.

Things to Consider

  • Reward caps and exclusions apply
  • Issuer terms may change

About BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation

BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation is a cashback card from BoB, best for travel & lounge access. It is tagged under lifetime free, travel categories in our database.

Lifetime FreeTravel

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Frequently asked questions

Is BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation lifetime free?

BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation is lifetime free with no annual fee.

What rewards does BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation offer?

Apply now for the BOBCARD Prime to enjoy exclusive credit card benefits like lounge access, birthday rewards, and more. Explore features, offers, and

Does BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation include lounge access?

BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation lists 82 lounge visits (60 domestic, 22 international).

Who should consider BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation?

Travel & lounge access

Where can I apply for BOBCARD PRIME: Guaranteed Credit Card with Zero Documentation?

Check the issuer website for application availability.

Sources & Verification

  • Official Issuer Page:Direct Link
  • Last Verified: 2026-02-12
  • Data Method: Automated scraper + Manual audit

Key Terms

APR (Annual Percentage Rate)

The interest rate charged on unpaid dues if you don't pay your full bill by the due date.

Forex Markup

An additional fee charged for transactions made in foreign currency.

Lounge Access

Complimentary entry to airport lounges, often subject to spend milestones.

Milestone Benefits

Bonus rewards unlocked when you cross specific spending thresholds within a period.