Cards can be sorted by name, annual fee, base reward rate, and estimated annual value based on your spend.
Yes, filters include issuer, network, and categories like Travel, Cashback, Premium, and Lifetime Free.
Review dates vary by card and field. Check each card’s source notes and the lounge dataset’s verification date before relying on a benefit.
Compare fees and rewards for your saved spend. Catalog includes cards under review and retired products for research. Estimates appear only when reward rules are ready; recommended order puts eligible cards first.
70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal-year value excludes joining costs, taxes and unmodeled exclusions. Recommended order includes fees and evidence quality; annual value sort ranks by estimated rupees. Card-type filters narrow the catalog without changing spending categories.
Enter eligible monthly spending once per category. Other covers spending at the base rate. Exclude rent, fees and other purchases your issuer does not reward.
Total: ₹30,000/month · Same budget repeated over 12 months.
Quick estimates remain active until you apply budgets.
Category amounts improve the spend mix. Merchant coverage, reward exclusions, point redemption and fee-waiver eligibility remain model assumptions. Shared links include your budgets; share only if comfortable.
MakeMyTrip-Focused Domestic Travelers
Earn MMT MyCash on bookings: up to 6% on hotels and 3% on flights/holidays/cabs/buses, plus 1% on other eligible spends.
Travel & lounge access
Apply now for the BOBCARD Prime to enjoy exclusive credit card benefits like lounge access, birthday rewards, and more. Explore features, offers, and
Travel & lounge access
Read in detail about MakeMyTrip ICICI Bank Signature Credit Card’s features, benefits, eligibility, fees and charges. Apply online through Paisabazaar.com.
Travel & lounge access
YES Bank Private Credit Card is a super-premium card offering travel, lounge access, golf, movies and other benefits. Learn about its features here.
Travel & lounge access
Know more about Landmark Rewards SBI Card Features, Benefits, Reward Points and its Fee and Charges for better lifestyle spending.
Lifestyle users looking for mixed rewards and entertainment perks
Lifestyle-focused points card with movie and travel-oriented privileges.
UPI Payments & Tata Users
1.5% NeuCoins on eligible non-UPI retail; 0.5% eligible UPI through any app, up to 1.5% using Tata Neu UPI ID. 500 NeuCoins/month combined UPI cap.
Dining, grocery and food delivery users who can stay within monthly cap
10% cashback on dining, food delivery and grocery spends (capped), with 1.5% on other eligible spends.
Fashion and e-commerce heavy users
Popular co-branded shopping card with Myntra-led value and broad Kotak acceptance.
Frequent travellers who want points plus lounge comfort
Premium reward points with travel vouchers and lounge access milestones.
Frequent IRCTC and train-travel users
Higher value on rail travel bookings with complimentary railway lounge perks.
Gen Z & Online Spenders
5% CashPoints on Top Merchants
Drivers with consistent monthly fuel spends
Fuel-focused rewards card built for IndianOil spending with surcharge waiver.
Travel & lounge access
Apply for Axis Bank Privilege Credit Card to enjoy activation benefits of Shopping or Travel vouchers worth Rs 5,000, insurance coverage upto Rs 2.5 Cr, etc. Kn
RuPay UPI users who want simple capped cashback and low-fee lounge access
AU RuPay UPI card with 1% cashback on eligible UPI and other transactions, capped at ₹500 per statement cycle, plus AU Coins on UPI spends through AU 0101.
Users who can consistently monetize monthly merchant offers
Subscription-style lifestyle card built around recurring digital merchant and delivery offers.
UPI-first users who want a lifetime-free cashback card
Lifetime-free RuPay credit card with 2% cashback on selected categories and UPI spends.
Users with mostly online spends who want a no-fee AU option
Digital-lifestyle AU card with category boosts on online spends and travel-oriented transactions.
Users spending consistently in co-brand supported categories
Co-branded AU proposition aimed at higher rewards in selected lifestyle shopping categories.
Travel & lounge access
Explore the full review of the Club Vistara IDFC FIRST Credit Card, covering its features, benefits, & rewards. Apply Now!
Users wanting a low-fee AU card for shopping and dining spends
Entry-to-mid AU rewards card with accelerated value on shopping and dining categories.
Travel & lounge access
Read in detail about IDFC FIRST Gaj Metal Credit Card's features, benefits, eligibility, fees and charges. Save up to 33.33% on travel spends.
Travel & lounge access
Knwo about IndiGo IDFC FIRST Credit Card with its co-branded travel benefits of IndiGo BluChips program, trip cancellation cover, bonus vouchers, etc.
Travel & lounge access
Apply for the IRCTC Credit Card for train bookings. Earn rewards, enjoy exclusive travel benefits, and save on credit card IRCTC charges.