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Landmark Rewards SBI Card
Annual fee₹499
RewardsCashback
SBI • VisaEveryday cashback

Landmark Rewards SBI Card

Updated 12 Feb 2026StaleFull review overdue2 sources checked
Freshness warning: oldest recorded evidence is 244 days old (10 Feb 2026). Treat fees, rewards, lounge access, and offers as stale until refreshed.
Modeled value for your spend≈ ₹1,301/yr

70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal year; joining costs and taxes excluded.

₹5K/moNet annual value₹2L/mo
₹30,000/mo
Pays for itself above ₹10,000/moFull breakdown
Get it if

Use inside eligible retail ecosystem spends and keep grocery, utility, and travel on stronger category cards

Skip it if

Partner-led shopping cards can lose practical edge once spend moves outside affiliated merchants

Latest change: Data correction: fee and waiver metadata corrected from current issuer schedule; this is not a claim of a new fee incre...

For Travel & lounge access. 0.5% on general spend. ₹499 annual fee. Verify the lounge spend rule before applying.

Quick Overview

What matters before you apply.

You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.

Why get it

Why you should get it

Travel & lounge access

  • Landmark Rewards SBI Card should be treated as a lifestyle-shopping card best used in partner retail loops rather than as a universal wallet card.
  • Use inside eligible retail ecosystem spends and keep grocery, utility, and travel on stronger category cards.
  • Review monthly statements and re-route spend once marginal returns weaken outside the intended category lanes.
  • Membership fee: ₹499 before applicable taxes. No standard spend-based renewal waiver listed in reviewed issuer fee schedule; targeted offers may differ.
Why skip it

Why you may regret it

These are the rules and drawbacks most likely to make the card feel disappointing after signup.

  • Reward caps and exclusions apply
  • Issuer terms may change
Annual Fee₹499Joining fee ₹499
Spend to Waive FeeCheck termsNo standard spend-based renewal waiver listed in reviewed issuer fee schedule; targeted offers may differ.
Best Category Return0.5%General spend
Lounge Access ConditionCheck terms30 lounge rows mapped

Quick notes

How to use the card well, and what to watch before applying.

How to use it well

  • Use inside eligible retail ecosystem spends and keep grocery, utility, and travel on stronger category cards.
  • Review monthly statements and re-route spend once marginal returns weaken outside the intended category lanes.
  • As a lifetime-free card, it works best as a focused specialist in a multi-card portfolio.

Watch before applying

  • Partner-led shopping cards can lose practical edge once spend moves outside affiliated merchants.
  • Lounge access can be subject to spend/quarter conditions; verify current issuer terms before relying on access.
  • Reward caps, partner exclusions, or MCC filtering can reduce realized yield versus headline marketing rates.
Compare or Switch

What to do if this card is close, but not perfect.

Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.

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