Use as a focused domestic travel card where annual fees are justified by ticket-voucher usage and point redemption
Interim policy circulars can change eligibility and voucher outcomes with short notice
Latest change: Added verified listing with interim merger-era caveats
For Users wanting a lower-fee Axis co-branded Maharaja Points card for domestic travel patterns. 2.5% on travel spend. ₹1,500 annual fee. Skip it for lounge access.
You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.
Users wanting a lower-fee Axis co-branded Maharaja Points card for domestic travel patterns
These are the rules and drawbacks most likely to make the card feel disappointing after signup.
How to use the card well, and what to watch before applying.
Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.
These are objective same-bank step-up options from the current rewards and lounge model.
Annual fee: ₹0
Annual fee: Free
Annual fee: ₹500
Keep the topline simple first. Open the calculators only if the fee, waiver rule, and reward shape still look attractive.
Joining fee ₹1,500
Renewal fee is currently waived for impacted cycles under Axis Vistara merger circular; terms are interim.
Travel spend
Adjust your estimated monthly spend to see the personalized annual value after fees.
Live offers, redemptions, and milestone math are useful for optimization, but they should not crowd the main decision.
Nearest expiry: 2026-02-20
Value band: ₹0.70-₹1.40/pt
No standout milestone boost highlighted.
Keep the headline simple first. Open the full checklist and airport map only if lounge access matters for this card.
No complimentary lounge visits are currently listed.
Card-level policy notes: • 2 domestic airport lounge accesses per quarter, subject to spend criteria Verify latest spend criteria and guest access with issuer before travel.
Derived from card policy signals
Lounge access data for this card could not be confidently matched. Please verify lounge eligibility directly with the issuer before relying on access.
Earn exclusions, fine-print benefits, and fee rows matter, but they should sit behind an extra click instead of competing with the main overview.
Exclusion risk: medium
Insurance, memberships, partner perks, and recurring value-adds.
Forex, late fee, interest, and other cost details.
This is the validation layer. Use it after the card already feels like a possible yes.