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Axis Bank Burgundy Private Credit Card
Axis • Visa

Axis Bank Burgundy Private Credit Card

Invitation-led super-premium card proposition for Burgundy Private clients with concierge, travel and lifestyle privileges.

Annual Fee₹0Lifetime Free
Base Reward2.0%On all spends
Lounge Access2020 domestic • 0 intl
Est. Annual Savings₹2,967Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹7,200

Assumes base reward rate only.

Annual feeWaived

Lifetime Free

Net value₹7,200

Estimated savings per year.

Reward Rate Breakdown

Category-wise reward rates for this card

Travel
5.0%
International
2.5%
Basedefault
2.0%

Insights

Verified card-level notes, best use-cases, and watchouts.

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Insights

  • Axis Bank Burgundy Private Credit Card is best positioned for travel and lifestyle with a practical ceiling near 5.0% headline earn rates.
  • Miles economics are most compelling when monthly routing is deliberate and exclusions are tracked.
  • Lounge footprint is currently mapped at 20 visits, making this a better travel companion than no-lounge peers.

Best Utilization

  • Route the card to travel and lifestyle transactions first, then shift spillover to a backup card after caps.
  • Use as a focused primary card only where reward eligibility remains clear and repeatable.
  • Review spend against the ₹0 annual fee and downgrade usage if net annual value drops below fee drag.

Watchouts

  • Return quality depends on eligible merchant/category mapping, so spend classification drift can hurt outcomes.
  • Lounge usage often has spend-gating clauses by quarter or billing-cycle; verify current issuer policy before travel.
  • Fee drag risk: if annual realized value does not comfortably clear ₹0 annual fee, this card becomes hard to justify.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

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Offer Truth

  • Joining fee₹0
  • Annual fee₹0
  • Waiver thresholdNot listed
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/pointNot listed
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkVisa
  • Domestic count20
  • International count0
  • Quarterly limitNot listed
  • Airport-terminal rows20
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports24
  • Approval reports15

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

Airtel Axis Bank

Annual fee: ₹500

Shared focus: LifestyleHigher top earn rate (25.0%)Estimated +₹7,502/yr value
View Details
Step 2

Airtel Axis Bank Credit Card

Annual fee: ₹500

Shared focus: LifestyleHigher top earn rate (25.0%)Estimated +₹16,806/yr value
View Details

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligible this quarter: No

Track lounge eligibility for Axis Bank Burgundy Private Credit Card using your current quarter spend.

₹0 spent₹50,000 target

Policy signal used: - Source file: Axis Bank domestic lounge program PDF (Set B). - Domestic lounge access is linked to card-wise quarterly/yearly limits. - Base spend criteria: INR 50,000 in previous 3 calendar months; waived for Reserve/Burgundy/Olympus/Primus/Horizon/Atlas as per source file.

Spend threshold

Base spend criteria: INR 50,000 in previous 3 calendar months; waived for Reserve/Burgundy/Olympus/Primus/Horizon/Atlas as per source file.

Quarter / cycle rule

Domestic lounge access is linked to card-wise quarterly/yearly limits.

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

Priority Pass benefit is not listed for this card.

Lounge Locations

20 airport lounge rows
View lounge map and location list20 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

AHM • Ahmedabad Airport • Domestic Departure T1

Bengaluru

2 lounges • 2 domestic • 0 international

2
080 Domestic LoungeDomestic

BEN • Bengaluru Airport • Domestic Departure T2

BLR Domestic Lounge*Domestic

BEN • Bengaluru Airport • Domestic Departure T1

Bhubaneswar

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

BHU • Bhubaneswar Airport • Domestic Departure T1

Chennai

2 lounges • 2 domestic • 0 international

2
Travel Club LoungeDomestic

CHE • Chennai Airport • Domestic Departure T4

Travel Club Lounge A/BDomestic

CHE • Chennai Airport • Domestic Departure T1

Coimbatore

1 lounges • 1 domestic • 0 international

1
Blackberry LoungeDomestic

COI • Coimbatore Airport • Domestic Departure T1

Dehradun

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

DEH • Dehradun Airport • Domestic Departure T1

Goa

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

GOA • Goa Airport • Domestic Departure T1

Hyderabad

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

HYD • Hyderabad Airport • Domestic Departure T1

Jaipur

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

JAI • Jaipur Airport • Domestic Departure T2

Kochi

1 lounges • 1 domestic • 0 international

1
Earth LoungeDomestic

KOC • Kochi Airport • Domestic Departure T1

Kolkata

1 lounges • 1 domestic • 0 international

1
Travel Club LoungeDomestic

KOL • Kolkata Airport • Domestic Departure T1

Mumbai

3 lounges • 3 domestic • 0 international

3
Adani LoungeDomestic

MUM • Mumbai Airport • Domestic Departure T1B

Adani Lounge**Domestic

MUM • Mumbai Airport • Domestic Departure T2

Travel Club LoungeDomestic

MUM • Mumbai Airport • Domestic Departure T1c

New Delhi

3 lounges • 3 domestic • 0 international

3
Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T1

Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T2

Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T3

Vadodara

1 lounges • 1 domestic • 0 international

1
Premium LoungeDomestic

VAD • Vadodara Airport • Domestic Departure Main

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Key Benefits

  • Premium concierge and travel service stack
  • Lounge and partner-led travel privileges on eligible variants
  • Higher reward acceleration on premium spend buckets
  • Relationship-driven benefits tied to Burgundy Private program

Things to Consider

  • Card issuance is relationship/invitation led, not open-market
  • Benefit table can vary by invited variant and program revision
  • Reward caps and excluded MCCs apply

About Axis Bank Burgundy Private Credit Card

Axis Bank Burgundy Private Credit Card is a miles card from Axis, best for ultra-premium users with axis burgundy private relationship. It is tagged under premium, travel, lifestyle, international categories in our database.

PremiumTravelLifestyleInternational

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Frequently asked questions

Is Axis Bank Burgundy Private Credit Card lifetime free?

It has an annual fee of ₹0. Lifetime Free

What rewards does Axis Bank Burgundy Private Credit Card offer?

Invitation-led super-premium card proposition for Burgundy Private clients with concierge, travel and lifestyle privileges.

Does Axis Bank Burgundy Private Credit Card include lounge access?

Axis Bank Burgundy Private Credit Card lists 20 lounge visits (20 domestic, 0 international).

Who should consider Axis Bank Burgundy Private Credit Card?

Ultra-premium users with Axis Burgundy Private relationship

Where can I apply for Axis Bank Burgundy Private Credit Card?

Check the issuer website for application availability.