100% PrivacyMade in India 🇮🇳Offline First

Master Your Money, Build Your Wealth

24 financial tools, ML insights, and personalized guidance - all in your pocket. Built specifically for Indian investors.

Free Forever
No Ads
Made in India 🇮🇳
KnowYourFinance App Screenshot

Struggling with Money Management?

You're not alone. Most Indians face these challenges daily.

💸

Where did all my money go?

Track every rupee without the hassle of manual entry

🤯

Too many calculators, no clarity

24 India-specific tools in one place - PPF, EPF, NPS, Tax & more

😰

Tax season anxiety

Compare old vs new regime, plan HRA, and optimize deductions

📉

Investing feels complicated

Smart asset allocation based on your age and goals

All Your Financial Needs in One App

Stop juggling multiple apps. KnowYourFinance brings everything together.

Track Everything

Expenses, budgets, goals, and net worth - all in one beautiful dashboard

Track Everything

Smart Insights

AI-powered intelligent categorization with personalized recommendations that adapt to you

Smart Insights

Plan Your Future

24 India-specific calculators for every life stage and financial goal

Plan Your Future
Core Features

Powerful Features, Simple Experience

Everything you need to master your finances, nothing you don't

Financial Health Score

Track your financial wellness across 6 components with actionable insights

0Components

Smart Expense Categorization

AI-powered auto-categorization with intelligent pattern recognition

0%Automated

Goal & Budget Tracking

Set financial goals, create budgets, and track progress with visual dashboards

0%Goals

19 Achievement Badges

Gamified progress across 4 tiers - Bronze to Platinum. Make finance fun!

0Badges

Smart Asset Allocator

AI-powered portfolio recommendations based on your age and risk profile

0%Personalized

Financial Wisdom

39 curated quotes from legendary investors + study 11 famous portfolios

0Quotes

Experience The App

Scroll to explore features in action

22+ India-Specific Tools

From PPF to Crypto Tax, everything you need

Start Your Journey

100% private. 100% offline. 100% yours.

App in action
🇮🇳Proudly Made in India

Built for Indian Investors

24 India-specific financial calculators. No generic tools - only what matters to you.

PPF Calculator

Popular

7.1% interest, 15-year planning

EPF Calculator

Essential

8.25% with employer contribution

NPS Calculator

Tax Saving

Retirement corpus planning

Income Tax

Must Have

Old vs New regime comparison

HRA Calculator

Tax Saving

House rent exemption optimizer

Crypto Tax

New

30% flat + 1% TDS calculator

FD Calculator

Safe

Fixed deposit returns planning

SIP Calculator

Wealth

Systematic investment planning

Lumpsum Calculator

Growth

One-time investment returns

EMI Calculator

Loans

Home/car loan planning

Gratuity Calculator

Benefits

End of service benefits

GST Calculator

Business

Business tax calculations

India-Specific Calculators
INR First
₹5L
Lakhs formatting
₹5Cr
Crores formatting
7.1%
Current PPF rate
KnowYourFinance App
22+
Tools
100%
Private

Explore Interactive Features

Click any card to discover more details

22+ Calculators

India-specific financial tools

Click to learn more

22+ Calculators

EMI, SIP, Tax (Old vs New), PPF, EPF, NPS, Crypto Tax, FD, HRA and more. Every calculator you need for Indian personal finance.

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100% Privacy

All data stays on device

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100% Privacy

Zero data collection. No tracking. No servers. Everything happens on your iPhone with complete privacy and security.

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Smart Insights

ML-powered recommendations

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Smart Insights

On-device machine learning provides personalized financial insights, categorization, and recommendations without compromising privacy.

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Why Choose Us

KnowYourFinance vs Others

See why 10,000+ Indians trust us over generic finance apps

Feature
KYF
Others
India-Specific Tools
24 Calculators (PPF, EPF, NPS, Tax)
Generic calculators
Privacy & Data
100% Offline, No Cloud
Cloud storage required
ML Intelligence
AI-Powered Smart Categorization
Basic/Manual tagging
INR Formatting
Lakhs & Crores Support
Millions only
Advertisements
Zero Ads Forever
Banner & video ads
Pricing
Free Forever
₹299-999/month subscription
Tax Planning
Old vs New Regime, HRA, 80C
Basic tax estimation
Crypto Tax
30% Tax Calculator Included
Not supported

Join thousands of smart Indians managing their finances better 🇮🇳

Simple 3-Step Process

Start your financial journey in minutes, not hours

01

Download & Setup

Get the app from App Store and complete your profile in just 2 minutes

02

Track & Analyze

Add expenses, set budgets, and let ML categorize your spending automatically

03

Plan & Achieve

Use 24 calculators, follow personalized recommendations, and reach your financial goals

From download to first insight in under 5 minutes
Privacy-First Design

Your Data Stays Yours

In a world of data breaches and privacy violations, we take a different approach: we don't want your data.

100% Offline

No internet required. Your data never leaves your device.

No Cloud Storage

Everything stored locally with complete file protection.

Zero Tracking

No analytics, no cookies, no behavioral data collection.

Encrypted Storage

Military-grade encryption for all your financial data.

Verified Security Practices
App Store Reviewed
Privacy Features
100% Secure
Local only
Got Questions?

Frequently Asked Questions

Everything you need to know about KnowYourFinance

Still have questions?

Download the app and explore all features risk-free. No credit card required, no sign-up needed.

Download on App Store →
Join Thousands of Smart Indians

Start Your Financial Journey Today

Take control of your finances with India's smartest personal finance app. Free forever, no strings attached.

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Financial Tools
0+
Calculators
100%
Privacy
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