Axis • Visa

Axis Magnus for Burgundy

Name: Axis Magnus for Burgundy
Brand: Axis
SKU: axis-magnus-burgundy
Price: 30000 INR
Availability: InStock

Relationship-led Axis premium variant with Burgundy-linked privileges, travel benefits and points transfers.

Annual Fee₹30000Waived on spends of ₹30L in preceding year (Burgundy holders)

Base Reward1.3%On all spends

Lounge AccessNoNo lounge access listed

Est. Annual Savings₹-28,420Based on ₹4.8L annual spend

No Complimentary Lounge Access

This card currently does not show complimentary airport lounge access in our issuer-aligned dataset.

Monthly spend

₹30,000 / mo

₹3,60,000 / year

Estimated rewards₹4,680

Assumes base reward rate only.

Annual fee₹30,000

Waived on spends of ₹30L in preceding year (Burgundy holders)

Net value₹25,320

Estimated cost after fees.

Fee waiver target: ₹30,00,000 annual spend.

Reward Rate Breakdown

Category-wise reward rates for this card

Travel

3.5%

Lifestyle

2.0%

Basedefault

1.3%

Insights

Verified card-level notes, best use-cases, and watchouts.

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Insights

Axis Magnus for Burgundy is best positioned as a travel + lifestyle specialist rather than a universal all-spend card.
Its current reward model is anchored around 3.5% on travel-aligned lanes, while broad base return remains closer to 1.3%.
No mapped complimentary lounge footprint currently contributes to card value, so spend economics are the primary decision factor.

Best Utilization

Route this card to travel and lifestyle spends first, then shift spillover transactions to stronger category alternatives.
Track statement outcomes monthly to confirm that expected reward credits are posting in the intended merchant/category buckets.
Maintain break-even discipline against the annual fee of INR 30,000 and reduce allocation if annual net value weakens.

Watchouts

points-value realization depends on redemption choice and transfer use
No complimentary lounge access is currently mapped for this card.
Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized value versus headline promotion copy.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

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Offer Truth

Joining fee₹30,000
Annual fee₹30,000
Waiver threshold₹30,00,000
Cap typemixed
Cap resetmixed
Last verified2026-02-13

Redemption Truth

Cash value/point₹0.2
Travel value/point₹0.8
Transfer partners1
Min redemptionNot listed
Expiry policyNot listed
Last verified2026-02-13

Lounge Truth

NetworkVisa
Domestic count0
International count0
Quarterly limitNot listed
Airport-terminal rows0
Policy check2026-02-13

Reliability + Outcomes

Verification statusverified
Freshness days0
Source conflicts0
Applied reports5
Approval reports3

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

Axis Bank Vistara Infinite Credit Card

Annual fee: ₹10000

Shared focus: Travel, Premium+20 more lounge visits in current datasetHigher top earn rate (5.0%)

View Details

Step 2

Axis Bank Magnus Credit Card

Annual fee: ₹12500

Shared focus: Premium, Travel+20 more lounge visits in current datasetHigher top earn rate (4.8%)

View Details

Step 3

Axis Bank Olympus Credit Card

Annual fee: ₹20000

Shared focus: Premium, Travel+20 more lounge visits in current datasetHigher top earn rate (5.0%)

View Details

Lounge match needs verification

Lounge access data for this card could not be confidently matched. Please verify lounge eligibility directly with the issuer before relying on access.

Lounge Eligibility Checklist

Derived from card policy signals

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for Axis Magnus for Burgundy using your current year spend.

Your current spend (year)Detected threshold

₹0 spent₹30 target

Policy signal used: Waived on spends of ₹30L in preceding year (Burgundy holders)

Spend threshold

Waived on spends of ₹30L in preceding year (Burgundy holders)

Quarter / cycle rule

No quarter or billing-cycle lounge rule is explicitly listed.

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

Priority Pass benefit is not listed for this card.

Lounge Locations

No airport-wise rows currently available

Airport-level lounge rows are not currently available for this card. We still show policy checklist details above.

Estimated annual points

20,000

Estimated points20,000per year

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Estimated redemption value₹4,000@ ₹0.20 / point

Typical voucher/cash-like path

Voucher / statement-style value

Switch to Pro to compare potential upside of higher-value redemption paths.

Illustration only. Final value depends on issuer program terms, partner ratios, and redemption availability at time of use.

Key Benefits

Designed for Axis Burgundy relationship users
Premium concierge and travel-lifestyle privileges
EDGE Rewards ecosystem with transfer-partner redemptions
Higher service tier than broad retail entry cards

Things to Consider

Card access is relationship/invitation dependent
High fee and variable campaign terms require active usage to justify cost
Reward value depends heavily on transfer strategy and redemption timing

About Axis Magnus for Burgundy

Axis Magnus for Burgundy is a points card from Axis, best for axis burgundy users who optimize premium travel redemptions. It is tagged under premium, travel, lifestyle, rewards, international categories in our database.

PremiumTravelLifestyleRewardsInternational