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Axis Bank Olympus Credit Card
Axis • Visa

Axis Bank Olympus Credit Card

Ultra-premium Axis card designed for high travel and luxury usage.

Annual Fee₹20000Waived on INR 25L annual spends
Base Reward2.0%On all spends
Lounge Access2020 domestic • 0 intl
Est. Annual Savings₹-16,340Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹7,200

Assumes base reward rate only.

Annual fee₹20,000

Waived on INR 25L annual spends

Net value₹12,800

Estimated cost after fees.

Fee waiver target: ₹25,00,000 annual spend.

Reward Rate Breakdown

Category-wise reward rates for this card

Travel
5.0%
Basedefault
2.0%
International
2.0%

Insights

Verified card-level notes, best use-cases, and watchouts.

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Insights

  • Axis Bank Olympus Credit Card is best positioned as a travel + international specialist rather than a universal all-spend card.
  • Its current reward model is anchored around 5.0% on travel-aligned lanes, while broad base return remains closer to 2.0%.
  • Current mapped lounge footprint is 20, adding travel-side utility when issuer eligibility conditions are met.

Best Utilization

  • Route this card to travel and international spends first, then shift spillover transactions to stronger category alternatives.
  • Track statement outcomes monthly to confirm that expected reward credits are posting in the intended merchant/category buckets.
  • Maintain break-even discipline against the annual fee of INR 20,000 and reduce allocation if annual net value weakens.

Watchouts

  • points-value realization depends on redemption choice and transfer use
  • Lounge access may still require spend/quarter gating or program conditions; verify issuer terms before travel plans.
  • Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized value versus headline promotion copy.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

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Offer Truth

  • Joining fee₹20,000
  • Annual fee₹20,000
  • Waiver threshold₹25,00,000
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/pointNot listed
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkVisa
  • Domestic count20
  • International count0
  • Quarterly limitNot listed
  • Airport-terminal rows20
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports5
  • Approval reports3

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

Axis Vistara Signature

Annual fee: ₹3000

Shared focus: Travel, PremiumHigher top earn rate (8.0%)Estimated +₹17,840/yr value
View Details
Step 2

Airtel Axis Bank

Annual fee: ₹500

Shared focus: LifestyleHigher top earn rate (25.0%)Estimated +₹21,560/yr value
View Details
Step 3

Airtel Axis Bank Credit Card

Annual fee: ₹500

Shared focus: Lifestyle, RewardsHigher top earn rate (25.0%)Estimated +₹21,560/yr value
View Details

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligible this quarter: No

Track lounge eligibility for Axis Bank Olympus Credit Card using your current quarter spend.

₹0 spent₹50,000 target

Policy signal used: - Source file: Axis Bank domestic lounge program PDF (Set B). - Domestic lounge access is linked to card-wise quarterly/yearly limits. - Base spend criteria: INR 50,000 in previous 3 calendar months; waived for Reserve/Burgundy/Olympus/Primus/Horizon/Atlas as per source file.

Spend threshold

Base spend criteria: INR 50,000 in previous 3 calendar months; waived for Reserve/Burgundy/Olympus/Primus/Horizon/Atlas as per source file.

Quarter / cycle rule

Domestic lounge access is linked to card-wise quarterly/yearly limits.

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

Priority Pass benefit is not listed for this card.

Lounge Locations

20 airport lounge rows
View lounge map and location list20 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

AHM • Ahmedabad Airport • Domestic Departure T1

Bengaluru

2 lounges • 2 domestic • 0 international

2
080 Domestic LoungeDomestic

BEN • Bengaluru Airport • Domestic Departure T2

BLR Domestic Lounge*Domestic

BEN • Bengaluru Airport • Domestic Departure T1

Bhubaneswar

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

BHU • Bhubaneswar Airport • Domestic Departure T1

Chennai

2 lounges • 2 domestic • 0 international

2
Travel Club LoungeDomestic

CHE • Chennai Airport • Domestic Departure T4

Travel Club Lounge A/BDomestic

CHE • Chennai Airport • Domestic Departure T1

Coimbatore

1 lounges • 1 domestic • 0 international

1
Blackberry LoungeDomestic

COI • Coimbatore Airport • Domestic Departure T1

Dehradun

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

DEH • Dehradun Airport • Domestic Departure T1

Goa

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

GOA • Goa Airport • Domestic Departure T1

Hyderabad

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

HYD • Hyderabad Airport • Domestic Departure T1

Jaipur

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

JAI • Jaipur Airport • Domestic Departure T2

Kochi

1 lounges • 1 domestic • 0 international

1
Earth LoungeDomestic

KOC • Kochi Airport • Domestic Departure T1

Kolkata

1 lounges • 1 domestic • 0 international

1
Travel Club LoungeDomestic

KOL • Kolkata Airport • Domestic Departure T1

Mumbai

3 lounges • 3 domestic • 0 international

3
Adani LoungeDomestic

MUM • Mumbai Airport • Domestic Departure T1B

Adani Lounge**Domestic

MUM • Mumbai Airport • Domestic Departure T2

Travel Club LoungeDomestic

MUM • Mumbai Airport • Domestic Departure T1c

New Delhi

3 lounges • 3 domestic • 0 international

3
Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T1

Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T2

Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T3

Vadodara

1 lounges • 1 domestic • 0 international

1
Premium LoungeDomestic

VAD • Vadodara Airport • Domestic Departure Main

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Key Benefits

  • High-tier lounge and premium travel privileges
  • Strong premium concierge and lifestyle stack
  • Reward structure oriented to high spenders

Things to Consider

  • Very high fee unless spend waiver is achievable
  • Benefit value is strongest for frequent travelers
  • Feature terms may change with issuer refresh cycles

About Axis Bank Olympus Credit Card

Axis Bank Olympus Credit Card is a points card from Axis, best for ultra-premium users with high yearly card spends. It is tagged under premium, travel, international, rewards, lifestyle categories in our database.

PremiumTravelInternationalRewardsLifestyle

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Frequently asked questions

Is Axis Bank Olympus Credit Card lifetime free?

It has an annual fee of ₹20000. Waived on INR 25L annual spends

What rewards does Axis Bank Olympus Credit Card offer?

Ultra-premium Axis card designed for high travel and luxury usage.

Does Axis Bank Olympus Credit Card include lounge access?

Axis Bank Olympus Credit Card lists 20 lounge visits (20 domestic, 0 international).

Who should consider Axis Bank Olympus Credit Card?

Ultra-premium users with high yearly card spends

Where can I apply for Axis Bank Olympus Credit Card?

Check the issuer website for application availability.