Cards can be sorted by name, annual fee, base reward rate, and estimated annual value based on your spend.
Yes, filters include issuer, network, and categories like Travel, Cashback, Premium, and Lifetime Free.
Review dates vary by card and field. Check each card’s source notes and the lounge dataset’s verification date before relying on a benefit.
Compare fees and rewards for your saved spend. Catalog includes cards under review and retired products for research. Estimates appear only when reward rules are ready; recommended order puts eligible cards first.
70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal-year value excludes joining costs, taxes and unmodeled exclusions. Recommended order includes fees and evidence quality; annual value sort ranks by estimated rupees. Card-type filters narrow the catalog without changing spending categories.
Enter eligible monthly spending once per category. Other covers spending at the base rate. Exclude rent, fees and other purchases your issuer does not reward.
Total: ₹30,000/month · Same budget repeated over 12 months.
Quick estimates remain active until you apply budgets.
Category amounts improve the spend mix. Merchant coverage, reward exclusions, point redemption and fee-waiver eligibility remain model assumptions. Shared links include your budgets; share only if comfortable.
MakeMyTrip-Focused Domestic Travelers
Earn MMT MyCash on bookings: up to 6% on hotels and 3% on flights/holidays/cabs/buses, plus 1% on other eligible spends.
Travel & lounge access
Apply for the EazyDiner Indusind Credit Card online now and enjoy benefits, features, and dining discounts to maximize your savings with EazyDiner.
Travel & lounge access
Read in detail about MakeMyTrip ICICI Bank Signature Credit Card’s features, benefits, eligibility, fees and charges. Apply online through Paisabazaar.com.
Young professionals wanting a no-fee modern usage card
Lifetime-free digital-first IndusInd card aimed at modern spend categories.
Travel & lounge access
Apply credit card online for the Equitas PowerMiles Credit Card to earn air miles on every spend, get interest-free periods, international lounge access and tra
Users combining EMI purchases with regular online shopping
Popular co-branded RBL option for EMI and consumer durable usage.
UPI Payments & Tata Users
1.5% NeuCoins on eligible non-UPI retail; 0.5% eligible UPI through any app, up to 1.5% using Tata Neu UPI ID. 500 NeuCoins/month combined UPI cap.
Users wanting a mid-premium YES Bank lifestyle + travel card
Mid-premium lifestyle card with balanced travel and reward benefits.
Fashion and e-commerce heavy users
Popular co-branded shopping card with Myntra-led value and broad Kotak acceptance.
Zero Forex and Movie Offers
Lifetime-free card with zero forex markup, BOGO movies, and strict spend-based lounge benefits.
Heavy Swiggy users who can justify premium fee economics
10% on eligible Swiggy app spends, 5% at issuer-listed online merchants and 1% other eligible spends. September 2026 caps and minimum transaction rules apply.
High online shoppers and travel spenders using RuPay + UPI
Up to 10% cashback on shopping and 5% on travel, with 1% on eligible other spends.
Swiggy users who want lower-fee cashback coverage
5% on eligible Swiggy app spends, 5% at issuer-listed online merchants and 1% other eligible spends. September 2026 caps and minimum transaction rules apply.
Users who regularly buy Samsung devices or accessories
Samsung and partner-focused cashback card with low annual fee.
Straightforward cashback on everyday spends
5% cashback on online food delivery, grocery and entertainment, 3% on fuel, and 0.5% on other eligible spends.
Flipkart/Myntra Loyalists with High Online Spend
5% cashback on Flipkart and Cleartrip, 7.5% on Myntra, 4% on preferred merchants, and 1% on other eligible spends.
Travel & lounge access
Axis Bank Rewards Credit Card has great offers on apparel and department stores and comes with an accelerated reward structure. Apply for a credit card online n
Digital-first users who want co-brand rewards plus lounge coverage
Digital-commerce co-branded SBI card with Paytm ecosystem boosts and travel/lounge support.
Tata Pay Users
1% NeuCoins on eligible non-UPI retail; 0.25% eligible UPI through any app, up to 1% using Tata Neu UPI ID. 500 NeuCoins/month combined UPI cap.
RuPay UPI users who want simple capped cashback and low-fee lounge access
AU RuPay UPI card with 1% cashback on eligible UPI and other transactions, capped at ₹500 per statement cycle, plus AU Coins on UPI spends through AU 0101.
Users who can consistently monetize monthly merchant offers
Subscription-style lifestyle card built around recurring digital merchant and delivery offers.
Users who do most spends on UPI and want a lifetime-free digital-first card
UPI-first RuPay credit card with Kiwi cashback rewards and app-led savings stack.
UPI-first users who want a lifetime-free cashback card
Lifetime-free RuPay credit card with 2% cashback on selected categories and UPI spends.
Users with mostly online spends who want a no-fee AU option
Digital-lifestyle AU card with category boosts on online spends and travel-oriented transactions.