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Samsung Axis Bank Signature Credit Card
Axis • Visa

Samsung Axis Bank Signature Credit Card

Samsung and partner-focused cashback card with low annual fee.

Reviewed by CardWise Editorial Team
Last Verified: 2/12/2026
Editorial Independence: Our recommendations are driven by mathematical value, not issuer payouts. We may earn a commission if you apply through our links, but this does not affect our scoring or the cards we feature.
Annual Fee₹500Waived on INR 2L annual spends
Base Reward0.5%On all spends
Lounge Access1111 domestic • 0 intl
Est. Annual Savings₹4,290Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹1,800

Assumes base reward rate only.

Annual feeWaived

Waived on INR 2L annual spends

Net value₹1,800

Estimated savings per year.

Fee waiver target: ₹2,00,000 annual spend.

Reward Rate Breakdown

Category-wise reward rates for this card

Shopping
3.0%
Online
2.0%
Basedefault
0.5%

Key Takeaways

Verified card-level notes, best use-cases, and watchouts.

Pros & Insights

  • Samsung and partner-focused cashback card with low annual fee.
  • Highest reward leverage comes from shopping 3.0% and online 2.0% bands.
  • Annual fee efficiency depends on crossing waiver threshold (Waived on INR 2L annual spends). Card behavior is relatively straightforward without heavy cap or milestone complexity.

Best Utilization

  • Use this card first for users who regularly buy samsung devices or accessories-aligned spends before routing to general-spend cards.
  • Prioritize transactions in accelerated bands (shopping 3.0%, online 2.0%) and shift overflow after cap pressure appears.
  • Track annual spend against fee-waiver threshold and reassess renewal if utilization remains low.

Watchouts

  • Most value is merchant and ecosystem specific
  • Lower rewards on non-partner spends
  • Term changes and partner-list updates can shift effective value; review issuer terms periodically.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

Expand

Offer Truth

  • Joining fee₹500
  • Annual fee₹500
  • Waiver threshold₹2,00,000
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/point₹1
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkVisa
  • Domestic count11
  • International count0
  • Quarterly limitNot listed
  • Airport-terminal rows11
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports21
  • Approval reports13

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

Flipkart Axis Bank Credit Card

Annual fee: ₹500

Shared focus: Shopping+31 more lounge visits in current datasetHigher top earn rate (5.0%)
View Details
Step 2

Airtel Axis Bank

Annual fee: ₹500

Shared focus: ShoppingHigher top earn rate (25.0%)Estimated +₹4,668/yr value
View Details
Step 3

Airtel Axis Bank Credit Card

Annual fee: ₹500

Shared focus: RewardsHigher top earn rate (25.0%)Estimated +₹6,684/yr value
View Details

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligible this quarter: No

Track lounge eligibility for Samsung Axis Bank Signature Credit Card using your current quarter spend.

₹0 spent₹50,000 target

Policy signal used: - Source file: Axis Bank domestic lounge program PDF (Set A). - Domestic lounge access is linked to card-wise quarterly/yearly limits. - Base spend criteria: INR 50,000 in previous 3 calendar months; waived for Reserve/Burgundy/Olympus/Primus/Horizon/Atlas as per source file. Policy override notes: • Source snapshot maps Samsung Axis Signature to 11 domestic lounge rows. • Eligibility and per-quarter visit caps can change with Axis lounge-program revisions. • Axis can apply spend-linked domestic lounge criteria by card segment; verify latest threshold in current Axis lounge terms before travel. • Quarter-wise complimentary visit limits are program-governed; confirm active limits for Samsung Axis Signature. • Complimentary guest lounge entry is not listed as a default Samsung Axis Signature benefit. • Priority Pass is not listed in current public Samsung Axis Signature benefit pages. Verify latest spend criteria and guest access with issuer before travel.

Spend threshold

Axis can apply spend-linked domestic lounge criteria by card segment; verify latest threshold in current Axis lounge terms before travel.

Quarter / cycle rule

Quarter-wise complimentary visit limits are program-governed; confirm active limits for Samsung Axis Signature.

Guest access

Complimentary guest lounge entry is not listed as a default Samsung Axis Signature benefit.

Priority Pass

Priority Pass is not listed in current public Samsung Axis Signature benefit pages.

Lounge Locations

11 airport lounge rows
View lounge map and location list11 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Bengaluru

2 lounges • 2 domestic • 0 international

2
080 Domestic LoungeDomestic

BEN • Bengaluru Airport • Domestic Departure T2

BLR Domestic LoungeDomestic

BEN • Bengaluru Airport • Domestic Departure T1

Chennai

2 lounges • 2 domestic • 0 international

2
Travel Club LoungeDomestic

CHE • Chennai Airport • Domestic Departure T4

Travel Club Lounge A/BDomestic

CHE • Chennai Airport • Domestic Departure T1

Hyderabad

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

HYD • Hyderabad Airport • Domestic Departure T1

Kolkata

1 lounges • 1 domestic • 0 international

1
Travel Club LoungeDomestic

KOL • Kolkata Airport • Domestic Departure T1

Mumbai

2 lounges • 2 domestic • 0 international

2
Adani Lounge*Domestic

MUM • Mumbai Airport • Domestic Departure T2

Travel Club LoungeDomestic

MUM • Mumbai Airport • Domestic Departure T1c

New Delhi

3 lounges • 3 domestic • 0 international

3
Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T1

Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T2

Encalm LoungeDomestic

NEW • New Delhi Airport • Domestic Departure T3

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Decision Data Enrichment

Reused from validated provider snapshots with freshness gates and quality filters.

Enriched decision data not available

This card does not have publishable enrichment records in the current high-confidence snapshot.

Key Benefits

  • Higher cashback potential on Samsung ecosystem purchases
  • Useful for frequent electronics and online shoppers
  • Fee waiver target is achievable for many users

Things to Consider

  • Most value is merchant and ecosystem specific
  • Lower rewards on non-partner spends
  • Offer terms can change by campaign periods

About Samsung Axis Bank Signature Credit Card

Samsung Axis Bank Signature Credit Card is a cashback card from Axis, best for users who regularly buy samsung devices or accessories. It is tagged under shopping, online, rewards categories in our database.

ShoppingOnlineRewards

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Frequently asked questions

Is Samsung Axis Bank Signature Credit Card lifetime free?

It has an annual fee of ₹500. Waived on INR 2L annual spends

What rewards does Samsung Axis Bank Signature Credit Card offer?

Samsung and partner-focused cashback card with low annual fee.

Does Samsung Axis Bank Signature Credit Card include lounge access?

Samsung Axis Bank Signature Credit Card lists 11 lounge visits (11 domestic, 0 international).

Who should consider Samsung Axis Bank Signature Credit Card?

Users who regularly buy Samsung devices or accessories

Where can I apply for Samsung Axis Bank Signature Credit Card?

Check the issuer website for application availability.

Sources & Verification

  • Official Issuer Page:Direct Link
  • Last Verified: 2026-02-12
  • Data Method: Automated scraper + Manual audit

Key Terms

APR (Annual Percentage Rate)

The interest rate charged on unpaid dues if you don't pay your full bill by the due date.

Forex Markup

An additional fee charged for transactions made in foreign currency.

Lounge Access

Complimentary entry to airport lounges, often subject to spend milestones.

Milestone Benefits

Bonus rewards unlocked when you cross specific spending thresholds within a period.