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ICICI Manchester United Signature Credit Card
Annual fee₹2,499
RewardsPoints
Earns hardest on
Shopping 1.5%Dining 1.5%Travel 1.2%
ICICI • VisaPremium lifestyle

ICICI Manchester United Signature Credit Card

Updated 12 Feb 2026PendingLow confidence2 sources checked
Freshness warning: last verified 139 days ago (12 Feb 2026). Treat fees, rewards, lounge access, and offers as stale until refreshed.
Modeled value for your spend≈ ₹0/yr
₹30,000/mo
Pays for itself above ₹1,02,000/moFull breakdown
Get it if

Route this card to lifestyle and shopping spends first, then shift spillover transactions to stronger category alternatives

Skip it if

points-value realization depends on redemption choice and transfer use

For Fans wanting stronger co-branded perks with mid-tier rewards. 1.5% on shopping spend. ₹2,499 annual fee. Skip it for lounge access.

Quick Overview

What matters before you apply.

You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.

Why get it

Why you should get it

Fans wanting stronger co-branded perks with mid-tier rewards

  • Premium co-brand tier with enhanced reward structure vs platinum variant
  • Fan-program and campaign-based privileges
  • Lifestyle and travel-linked partner offers
  • Suitable for users who value themed co-brand benefits
Why skip it

Why you may regret it

These are the rules and drawbacks most likely to make the card feel disappointing after signup.

  • Reward rates still depend on category and redemption route
  • Annual fee is meaningful for low-spend users
  • Benefits are sensitive to campaign and partner changes
Annual Fee₹2,499Joining fee ₹2,499
Spend to Waive FeeCheck termsWaiver on eligible annual spend as per issuer policy
Best Category Return1.5%Shopping spend
Lounge Access ConditionNo accessNo lounge access listed.

Quick notes

How to use the card well, and what to watch before applying.

How to use it well

  • Route this card to lifestyle and shopping spends first, then shift spillover transactions to stronger category alternatives.
  • Track statement outcomes monthly to confirm that expected reward credits are posting in the intended merchant/category buckets.
  • Maintain break-even discipline against the annual fee of INR 2,499 and reduce allocation if annual net value weakens.

Watch before applying

  • points-value realization depends on redemption choice and transfer use
  • No complimentary lounge access is currently mapped for this card.
  • Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized value versus headline promotion copy.
Compare or Switch

What to do if this card is close, but not perfect.

Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.

Compare this cardBrowse similar cards

Same-bank step-up path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

ICICI Bank Rubyx Credit Card

Annual fee: ₹2000

Shared focus: Lifestyle, RewardsHigher product tier within same bank+75 more lounge visits in current dataset
View Details
Step 2

MakeMyTrip ICICI Bank Signature Credit Card – For Premium Travel Benefits

Annual fee: Free

Shared focus: TravelHigher product tier within same bank+75 more lounge visits in current dataset
View Details
Step 3

MakeMyTrip ICICI Bank Credit Card

Annual fee: ₹500

Shared focus: Travel+75 more lounge visits in current datasetHigher top earn rate (6.0%)
View Details

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