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ICICI Manchester United Platinum Credit Card
Annual fee₹499
RewardsPoints
Earns hardest on
Shopping 1.0%Dining 1.0%
ICICI • VisaOnline shopping

ICICI Manchester United Platinum Credit Card

Updated 12 Feb 2026PendingLow confidence2 sources checked
Freshness warning: last verified 139 days ago (12 Feb 2026). Treat fees, rewards, lounge access, and offers as stale until refreshed.
Modeled value for your spend≈ ₹0/yr
₹30,000/mo
Pays for itself above ₹32,000/moFull breakdown
Get it if

Route this card to shopping and lifestyle spends first, then shift spillover transactions to stronger category alternatives

Skip it if

points-value realization depends on redemption choice and transfer use

For Manchester United fans wanting a low-fee co-branded ICICI card. 1% on shopping spend. ₹499 annual fee. Skip it for lounge access.

Quick Overview

What matters before you apply.

You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.

Why get it

Why you should get it

Manchester United fans wanting a low-fee co-branded ICICI card

  • Co-branded fan-oriented card benefits and partner campaigns
  • Reward point accrual on daily transactions
  • Welcome/anniversary offers vary by issuer campaign
  • Low-fee positioning for entry users
Why skip it

Why you may regret it

These are the rules and drawbacks most likely to make the card feel disappointing after signup.

  • Reward rates are moderate compared with specialist cashback cards
  • Co-brand perks are campaign dependent
  • Limited premium travel/lifestyle value
Annual Fee₹499Joining fee ₹499
Spend to Waive FeeCheck termsWaiver on eligible annual spend as per issuer policy
Best Category Return1%Shopping spend
Lounge Access ConditionNo accessNo lounge access listed.

Quick notes

How to use the card well, and what to watch before applying.

How to use it well

  • Route this card to shopping and lifestyle spends first, then shift spillover transactions to stronger category alternatives.
  • Track statement outcomes monthly to confirm that expected reward credits are posting in the intended merchant/category buckets.
  • Maintain break-even discipline against the annual fee of INR 499 and reduce allocation if annual net value weakens.

Watch before applying

  • points-value realization depends on redemption choice and transfer use
  • No complimentary lounge access is currently mapped for this card.
  • Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized value versus headline promotion copy.
Compare or Switch

What to do if this card is close, but not perfect.

Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.

Compare this cardBrowse similar cards

Same-bank step-up path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

ICICI Bank HPCL Super Saver Credit Card

Annual fee: ₹500

Shared focus: RewardsHigher product tier within same bank+75 more lounge visits in current dataset
View Details
Step 2

ICICI Bank HPCL Coral Credit Card

Annual fee: ₹500

Shared focus: Rewards+75 more lounge visits in current datasetHigher top earn rate (4.0%)
View Details
Step 3

ICICI Bank Coral

Annual fee: ₹500

Shared focus: Shopping, Lifestyle+75 more lounge visits in current dataset
View Details

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