IDFC FIRST Select
Movies & Lounge (Free)
Buy 1 Get 1 on Movies (Paytm)
Cards can be sorted by name, annual fee, base reward rate, and estimated annual value based on your spend.
Yes, filters include issuer, network, and categories like Travel, Cashback, Premium, and Lifetime Free.
Review dates vary by card and field. Check each card’s source notes and the lounge dataset’s verification date before relying on a benefit.
Compare fees and rewards for your saved spend. Catalog includes cards under review and retired products for research. Estimates appear only when reward rules are ready; recommended order puts eligible cards first.
70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal-year value excludes joining costs, taxes and unmodeled exclusions. Recommended order includes fees and evidence quality; annual value sort ranks by estimated rupees. Card-type filters narrow the catalog without changing spending categories.
Enter eligible monthly spending once per category. Other covers spending at the base rate. Exclude rent, fees and other purchases your issuer does not reward.
Total: ₹30,000/month · Same budget repeated over 12 months.
Quick estimates remain active until you apply budgets.
Category amounts improve the spend mix. Merchant coverage, reward exclusions, point redemption and fee-waiver eligibility remain model assumptions. Shared links include your budgets; share only if comfortable.
Movies & Lounge (Free)
Buy 1 Get 1 on Movies (Paytm)
Heavy Online Spenders
Lifetime Free Premium Card
Travel & lounge access
Know more about Landmark Rewards SBI Card Features, Benefits, Reward Points and its Fee and Charges for better lifestyle spending.
Young professionals wanting a no-fee modern usage card
Lifetime-free digital-first IndusInd card aimed at modern spend categories.
Budget users wanting no-fee rewards card ownership
Popular lifetime-free IndusInd card for budget-conscious reward seekers.
Conservative Users
Secure PSU Card
Entry Level Rewards
2 Payback Points per ₹100
Subscription Economy
3X on Subscription Services
Dining & Utility
10x Rewards on Dining/Groceries
Users combining EMI purchases with regular online shopping
Popular co-branded RBL option for EMI and consumer durable usage.
Lifestyle users looking for mixed rewards and entertainment perks
Lifestyle-focused points card with movie and travel-oriented privileges.
Users optimizing monthly transaction-count and spend milestones
1,000 MR points on 4x₹1,500 transactions + 1,000 monthly milestone points at ₹20,000 spends.
UPI Payments & Tata Users
1.5% NeuCoins on eligible non-UPI retail; 0.5% eligible UPI through any app, up to 1.5% using Tata Neu UPI ID. 500 NeuCoins/month combined UPI cap.
Dining, grocery and food delivery users who can stay within monthly cap
10% cashback on dining, food delivery and grocery spends (capped), with 1.5% on other eligible spends.
Users wanting a mid-premium YES Bank lifestyle + travel card
Mid-premium lifestyle card with balanced travel and reward benefits.
YES Bank users upgrading for better lounge and travel benefits
YES Bank mid-premium travel and lifestyle card with stronger lounge coverage than base variants.
Fashion and e-commerce heavy users
Popular co-branded shopping card with Myntra-led value and broad Kotak acceptance.
Entertainment & Dining
5X Rewards on Dining & Fuel
Flipkart & Myntra Shoppers
5% Unlimited Cashback on Flipkart (with conditions)
Airtel Users & Utility Bills
25% cashback on Airtel recharges/bills, 10% on utility bill payments and eligible food/grocery partners, plus 1% on other spends.
Heavy Swiggy users who can justify premium fee economics
10% on eligible Swiggy app spends, 5% at issuer-listed online merchants and 1% other eligible spends. September 2026 caps and minimum transaction rules apply.
Frequent Travelers
5X rewards on travel, dining, online and international spends with FITPASS welcome perk, movie-ticket BOGO and unlimited domestic lounge access (spend-gated).
High online shoppers and travel spenders using RuPay + UPI
Up to 10% cashback on shopping and 5% on travel, with 1% on eligible other spends.
Ultra-premium users with Axis Burgundy Private relationship
Invitation-led super-premium card proposition for Burgundy Private clients with concierge, travel and lifestyle privileges.