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Jupiter Edge+ CSB RuPay Credit Card
CSB Bank • RuPay

Jupiter Edge+ CSB RuPay Credit Card

Up to 10% cashback on shopping and 5% on travel, with 1% on eligible other spends.

Annual Fee₹0One-time joining fee of INR 499 + GST; no annual fee
Base Reward1.0%On all spends
Lounge AccessNoNo lounge access listed
Est. Annual Savings₹12,444Based on ₹4.8L annual spend

No Complimentary Lounge Access

This card currently does not show complimentary airport lounge access in our issuer-aligned dataset.

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹3,600

Assumes base reward rate only.

Annual feeWaived

One-time joining fee of INR 499 + GST; no annual fee

Net value₹3,600

Estimated savings per year.

Fee waiver target: ₹499 annual spend.Reward cap applied at ₹30,000/yr (not reached).Category caps apply for certain spends.

Reward Rate Breakdown

Category-wise reward rates for this card

Shopping
10.0%
Travel
5.0%
Basedefault
1.0%
UPI
1.0%

Insights

Verified card-level notes, best use-cases, and watchouts.

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Insights

  • This is a dynamic-merchant cashback card: the top-5 shopping merchant list updates monthly.
  • Per-merchant cap (₹500) matters more than headline 10% for high-volume single-merchant users.
  • Travel bucket is separately capped and should be treated as a second optimization lane.

Best Utilization

  • Split shopping spend across eligible top-5 merchants to avoid hitting per-merchant cap too early.
  • Use Edge+ for first ₹15k effective shopping base and first ₹20k travel base approximations, then rotate cards.
  • Pair with a broad cashback card for non-eligible merchants and excluded MCCs.

Watchouts

  • Headlined cashback rates are cap-constrained and merchant-list constrained.
  • Do not assume every shopping merchant will remain in top-5 set each cycle.
  • Check monthly merchant roster before routing large purchases.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

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Offer Truth

  • Joining fee₹499
  • Annual fee₹0
  • Waiver thresholdNot listed
  • Cap typemixed
  • Cap resetstatement-cycle
  • Last verified2026-02-11

Redemption Truth

  • Cash value/point₹1
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-11

Lounge Truth

  • NetworkRuPay
  • Domestic count0
  • International count0
  • Quarterly limitNot listed
  • Airport-terminal rows0
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days2
  • Source conflicts0
  • Applied reports21
  • Approval reports13

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

No clear same-bank upgrade path is currently detected for this card.

Lounge match needs verification

Lounge access data for this card could not be confidently matched. Please verify lounge eligibility directly with the issuer before relying on access.

Lounge Eligibility Checklist

Derived from card policy signals

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for Jupiter Edge+ CSB RuPay Credit Card using your current period spend.

₹0 spentAdd threshold to start tracking

No spend threshold was detected from current lounge policy text. You can still track manually.

Spend threshold

No spend-based lounge policy is listed in current card data.

Quarter / cycle rule

No quarter or billing-cycle lounge rule is explicitly listed.

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

Priority Pass benefit is not listed for this card.

Lounge Locations

No airport-wise rows currently available

Airport-level lounge rows are not currently available for this card. We still show policy checklist details above.

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Key Benefits

  • 10% cashback on eligible shopping merchants
  • 5% cashback on eligible travel merchants
  • 1% cashback on other eligible transactions
  • Fuel surcharge waiver and no annual fee

Things to Consider

  • Accelerated cashback has monthly category caps
  • Per-merchant cap applies on the 10% category
  • One-time joining fee applies

About Jupiter Edge+ CSB RuPay Credit Card

Jupiter Edge+ CSB RuPay Credit Card is a cashback card from CSB Bank, best for high online shoppers and travel spenders using rupay + upi. It is tagged under shopping, travel, upi, online categories in our database.

ShoppingTravelUPIOnline

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Frequently asked questions

Is Jupiter Edge+ CSB RuPay Credit Card lifetime free?

It has an annual fee of ₹0. One-time joining fee of INR 499 + GST; no annual fee

What rewards does Jupiter Edge+ CSB RuPay Credit Card offer?

Up to 10% cashback on shopping and 5% on travel, with 1% on eligible other spends.

Does Jupiter Edge+ CSB RuPay Credit Card include lounge access?

No complimentary lounge access is currently listed for this card.

Who should consider Jupiter Edge+ CSB RuPay Credit Card?

High online shoppers and travel spenders using RuPay + UPI

Where can I apply for Jupiter Edge+ CSB RuPay Credit Card?

Check the issuer website for application availability.