Cards can be sorted by name, annual fee, base reward rate, and estimated annual value based on your spend.
Can I filter by card category?
Yes, filters include issuer, network, and categories like Travel, Cashback, Premium, and Lifetime Free.
Is this list updated with latest card data?
Review dates vary by card and field. Check each card’s source notes and the lounge dataset’s verification date before relying on a benefit.
Browse all cards
Every card. Your math.
Compare fees and rewards for your saved spend. Catalog includes cards under review and retired products for research. Estimates appear only when reward rules are ready; recommended order puts eligible cards first.
143Cards matched
₹30,000/moCurrent spend
Spend assumptions & ranking
70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal-year value excludes joining costs, taxes and unmodeled exclusions. Recommended order includes fees and evidence quality; annual value sort ranks by estimated rupees. Card-type filters narrow the catalog without changing spending categories.
Use my category budgets
Enter eligible monthly spending once per category. Other covers spending at the base rate. Exclude rent, fees and other purchases your issuer does not reward.
Total: ₹30,000/month · Same budget repeated over 12 months.
Quick estimates remain active until you apply budgets.
Category amounts improve the spend mix. Merchant coverage, reward exclusions, point redemption and fee-waiver eligibility remain model assumptions. Shared links include your budgets; share only if comfortable.
₹30,000/mo
24 showing of 143 matched
Online shoppingIndusInd · MasterCardLifetime free
Est. value₹1,183/yr
IndusInd Pinnacle
Heavy Online Spenders
Lifetime Free Premium Card
Annual feeLifetime free
RewardsPoints
LoungeLounge info on full page
Lifetime Free (after joining fee)2.5 Reward Points on Online
25% cashback on Airtel recharges/bills, 10% on utility bill payments and eligible food/grocery partners, plus 1% on other spends.
Annual fee₹500
RewardsCashback
LoungeLounge info on full page
25% cashback on Airtel mobile, broadband and DTH spends via Airtel Thanks (capped at 2x base spend cashback)10% cashback on utility bills via Airtel Thanks (capped at 1x base spend cashback)
Heavy Swiggy users who can justify premium fee economics
10% on eligible Swiggy app spends, 5% at issuer-listed online merchants and 1% other eligible spends. September 2026 caps and minimum transaction rules apply.
Annual fee₹1,000
RewardsCashback
LoungeLounge info on full page
10% on eligible Swiggy app spends, 5% at issuer-listed online merchants and 1% other eligible spends. September 2026 caps and minimum transaction rules apply.Swiggy 10% and select-online 5% each have a separate ₹1,500 billing-cycle cap; base 1% cap ₹1,000.
5X rewards on travel, dining, online and international spends with FITPASS welcome perk, movie-ticket BOGO and unlimited domestic lounge access (spend-gated).
Annual fee₹2,499
RewardsPoints
LoungeTravel card, lounge details on full page
Best 5k redemption: ₹1,2508 active shortlist offers
5% on eligible Swiggy app spends, 5% at issuer-listed online merchants and 1% other eligible spends. September 2026 caps and minimum transaction rules apply.
Annual fee₹500
RewardsCashback
LoungeLounge info on full page
5% on eligible Swiggy app spends, 5% at issuer-listed online merchants and 1% other eligible spends. September 2026 caps and minimum transaction rules apply.One shared ₹1,500 billing-cycle cap across Swiggy and eligible online 5% spends; base 1% has separate ₹1,000 cap.
Apply for Axis Bank Privilege Credit Card to enjoy activation benefits of Shopping or Travel vouchers worth Rs 5,000, insurance coverage upto Rs 2.5 Cr, etc. Kn
Annual feeLifetime free
RewardsCashback
LoungeTravel card, lounge details on full page
Axis Bank is now on WhatsApp !Send us a 'Hi' on 7036165000 for all your banking needsSIGN-UPSupportLodge a Complaint
1% NeuCoins on eligible non-UPI retail; 0.25% eligible UPI through any app, up to 1% using Tata Neu UPI ID. 500 NeuCoins/month combined UPI cap.
Annual fee₹499
RewardsPoints
LoungeLounge info on full page
Eligible UPI: 0.25% bank credit plus Tata Neu app bonus up to 1% totalTata partner merchant earning requires eligible brand/channel; excluded from generic category estimate
