Scapia Federal Bank Credit Card
International travelers who want a no-fee travel card
Travel-focused lifetime-free card with zero forex markup and Scapia travel rewards.
Cards can be sorted by name, annual fee, base reward rate, and estimated annual value based on your spend.
Yes, filters include issuer, network, and categories like Travel, Cashback, Premium, and Lifetime Free.
Review dates vary by card and field. Check each card’s source notes and the lounge dataset’s verification date before relying on a benefit.
Compare fees and rewards for your saved spend. Catalog includes cards under review and retired products for research. Estimates appear only when reward rules are ready; recommended order puts eligible cards first.
70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal-year value excludes joining costs, taxes and unmodeled exclusions. Recommended order includes fees and evidence quality; annual value sort ranks by estimated rupees. Card-type filters narrow the catalog without changing spending categories.
Enter eligible monthly spending once per category. Other covers spending at the base rate. Exclude rent, fees and other purchases your issuer does not reward.
Total: ₹30,000/month · Same budget repeated over 12 months.
Quick estimates remain active until you apply budgets.
Category amounts improve the spend mix. Merchant coverage, reward exclusions, point redemption and fee-waiver eligibility remain model assumptions. Shared links include your budgets; share only if comfortable.
International travelers who want a no-fee travel card
Travel-focused lifetime-free card with zero forex markup and Scapia travel rewards.
Travel & lounge access
Apply for EazyDiner IndusInd Bank Credit Card or EazyDiner IndusInd Bank Platinum Credit Card & avail free membership, welcome benefits, and much more.
Travel & lounge access
Read in detail about MakeMyTrip ICICI Bank Signature Credit Card’s features, benefits, eligibility, fees and charges. Apply online through Paisabazaar.com.
Travel & lounge access
YES Bank Private Credit Card is a super-premium card offering travel, lounge access, golf, movies and other benefits. Learn about its features here.
Premium Users seeking LTF
Premium Lifetime Free Card
Heavy Online Spenders
Lifetime Free Premium Card
Young professionals wanting a no-fee modern usage card
Lifetime-free digital-first IndusInd card aimed at modern spend categories.
Budget users wanting no-fee rewards card ownership
Popular lifetime-free IndusInd card for budget-conscious reward seekers.
Drivers and commuters fueling at HPCL regularly
Popular ICICI fuel card variant with HPCL-focused earning potential.
Drivers with regular HPCL fuel spend
Fuel-first card for HPCL users with surcharge waiver and higher reward value on fuel spending.
Users combining EMI purchases with regular online shopping
Popular co-branded RBL option for EMI and consumer durable usage.
Lifestyle users looking for mixed rewards and entertainment perks
Lifestyle-focused points card with movie and travel-oriented privileges.
Users optimizing monthly transaction-count and spend milestones
1,000 MR points on 4x₹1,500 transactions + 1,000 monthly milestone points at ₹20,000 spends.
Users wanting a mid-premium YES Bank lifestyle + travel card
Mid-premium lifestyle card with balanced travel and reward benefits.
YES Bank users upgrading for better lounge and travel benefits
YES Bank mid-premium travel and lifestyle card with stronger lounge coverage than base variants.
Fashion and e-commerce heavy users
Popular co-branded shopping card with Myntra-led value and broad Kotak acceptance.
Existing HDFC users looking for a Regalia-tier travel upgrade
Premium-mid HDFC travel card with Regalia points, domestic lounge network, and Priority Pass-linked international access.
Heavy Swiggy users who can justify premium fee economics
10% on eligible Swiggy app spends, 5% at issuer-listed online merchants and 1% other eligible spends. September 2026 caps and minimum transaction rules apply.
Frequent travellers who want points plus lounge comfort
Premium reward points with travel vouchers and lounge access milestones.
International Travelers
True 0% Forex Markup
Frequent Flyers & Miles
EDGE Miles-focused premium travel card with higher earn rates on Travel EDGE and transfer-partner flexibility.
Ultra-premium users with Axis Burgundy Private relationship
Invitation-led super-premium card proposition for Burgundy Private clients with concierge, travel and lifestyle privileges.
Frequent domestic flyers wanting better travel returns
Mid-tier SBI travel card offering stronger travel earn rates and better transfer flexibility.
Frequent IRCTC and train-travel users
Higher value on rail travel bookings with complimentary railway lounge perks.