Cards can be sorted by name, annual fee, base reward rate, and estimated annual value based on your spend.
Yes, filters include issuer, network, and categories like Travel, Cashback, Premium, and Lifetime Free.
Review dates vary by card and field. Check each card’s source notes and the lounge dataset’s verification date before relying on a benefit.
Compare fees and rewards for your saved spend. Catalog includes cards under review and retired products for research. Estimates appear only when reward rules are ready; recommended order puts eligible cards first.
70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal-year value excludes joining costs, taxes and unmodeled exclusions. Recommended order includes fees and evidence quality; annual value sort ranks by estimated rupees. Card-type filters narrow the catalog without changing spending categories.
Enter eligible monthly spending once per category. Other covers spending at the base rate. Exclude rent, fees and other purchases your issuer does not reward.
Total: ₹30,000/month · Same budget repeated over 12 months.
Quick estimates remain active until you apply budgets.
Category amounts improve the spend mix. Merchant coverage, reward exclusions, point redemption and fee-waiver eligibility remain model assumptions. Shared links include your budgets; share only if comfortable.
MakeMyTrip-Focused Domestic Travelers
Earn MMT MyCash on bookings: up to 6% on hotels and 3% on flights/holidays/cabs/buses, plus 1% on other eligible spends.
Travel & lounge access
Apply for EazyDiner IndusInd Bank Credit Card or EazyDiner IndusInd Bank Platinum Credit Card & avail free membership, welcome benefits, and much more.
Travel & lounge access
Read in detail about MakeMyTrip ICICI Bank Signature Credit Card’s features, benefits, eligibility, fees and charges. Apply online through Paisabazaar.com.
Travel & lounge access
YES Bank Private Credit Card is a super-premium card offering travel, lounge access, golf, movies and other benefits. Learn about its features here.
Lifestyle users looking for mixed rewards and entertainment perks
Lifestyle-focused points card with movie and travel-oriented privileges.
Dining, grocery and food delivery users who can stay within monthly cap
10% cashback on dining, food delivery and grocery spends (capped), with 1.5% on other eligible spends.
Heavy Swiggy users who can justify premium fee economics
10% on eligible Swiggy app spends, 5% at issuer-listed online merchants and 1% other eligible spends. September 2026 caps and minimum transaction rules apply.
Frequent travellers who want points plus lounge comfort
Premium reward points with travel vouchers and lounge access milestones.
Swiggy users who want lower-fee cashback coverage
5% on eligible Swiggy app spends, 5% at issuer-listed online merchants and 1% other eligible spends. September 2026 caps and minimum transaction rules apply.
Straightforward cashback on everyday spends
5% cashback on online food delivery, grocery and entertainment, 3% on fuel, and 0.5% on other eligible spends.
Flipkart/Myntra Loyalists with High Online Spend
5% cashback on Flipkart and Cleartrip, 7.5% on Myntra, 4% on preferred merchants, and 1% on other eligible spends.
Moderate Online Shoppers
5% eligible online cashback and 1% offline cashback with a split ₹2,000 online + ₹2,000 offline statement-cycle cap effective 1 April 2026.
RuPay UPI users who want simple capped cashback and low-fee lounge access
AU RuPay UPI card with 1% cashback on eligible UPI and other transactions, capped at ₹500 per statement cycle, plus AU Coins on UPI spends through AU 0101.
Users who can consistently monetize monthly merchant offers
Subscription-style lifestyle card built around recurring digital merchant and delivery offers.
Straightforward cashback on everyday spends
Rewards-led program with indicative upside up to 5.2% on eligible transactions.
Travel & lounge access
Read in detail about IDFC FIRST Gaj Metal Credit Card's features, benefits, eligibility, fees and charges. Save up to 33.33% on travel spends.
Users with predictable fuel and utility payment patterns
Utility-and-fuel focused cashback card with stronger value in bill and fuel related categories.
KVB users looking for a premium points-oriented card
Higher-tier KVB card with improved rewards, travel-lifestyle orientation and premium positioning.
Travel & lounge access
Premium lifestyle card with 5X rewards on dining, departmental stores and grocery spends, plus lounge and travel privileges.
Medium-to-high spend users seeking stronger partnership-card value
PRIME-tier partnership card with stronger rewards and lifestyle-travel orientation.
Users wanting stronger mid-tier SBI partnership rewards
PRIME-tier partnership card balancing rewards with travel-lifestyle add-ons.
Users wanting mid-tier SBI rewards with lifestyle travel benefits
Mid-premium SBI partnership PRIME variant with stronger rewards and lifestyle travel stack.
Users with medium-to-high spends in shopping, dining and travel
SBI PRIME partner variant with stronger category rewards and mid-premium lifestyle positioning.
Users seeking mid-premium SBI partnership card value
Mid-tier PRIME partnership card with stronger rewards and lifestyle-travel benefits.