Cards can be sorted by name, annual fee, base reward rate, and estimated annual value based on your spend.
Yes, filters include issuer, network, and categories like Travel, Cashback, Premium, and Lifetime Free.
Review dates vary by card and field. Check each card’s source notes and the lounge dataset’s verification date before relying on a benefit.
Compare fees and rewards for your saved spend. Catalog includes cards under review and retired products for research. Estimates appear only when reward rules are ready; recommended order puts eligible cards first.
70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal-year value excludes joining costs, taxes and unmodeled exclusions. Recommended order includes fees and evidence quality; annual value sort ranks by estimated rupees. Card-type filters narrow the catalog without changing spending categories.
Enter eligible monthly spending once per category. Other covers spending at the base rate. Exclude rent, fees and other purchases your issuer does not reward.
Total: ₹30,000/month · Same budget repeated over 12 months.
Quick estimates remain active until you apply budgets.
Category amounts improve the spend mix. Merchant coverage, reward exclusions, point redemption and fee-waiver eligibility remain model assumptions. Shared links include your budgets; share only if comfortable.
Young professionals wanting a no-fee modern usage card
Lifetime-free digital-first IndusInd card aimed at modern spend categories.
Budget users wanting no-fee rewards card ownership
Popular lifetime-free IndusInd card for budget-conscious reward seekers.
Drivers and commuters fueling at HPCL regularly
Popular ICICI fuel card variant with HPCL-focused earning potential.
Drivers with regular HPCL fuel spend
Fuel-first card for HPCL users with surcharge waiver and higher reward value on fuel spending.
Users combining EMI purchases with regular online shopping
Popular co-branded RBL option for EMI and consumer durable usage.
Lifestyle users looking for mixed rewards and entertainment perks
Lifestyle-focused points card with movie and travel-oriented privileges.
Users optimizing monthly transaction-count and spend milestones
1,000 MR points on 4x₹1,500 transactions + 1,000 monthly milestone points at ₹20,000 spends.
Users wanting a mid-premium YES Bank lifestyle + travel card
Mid-premium lifestyle card with balanced travel and reward benefits.
YES Bank users upgrading for better lounge and travel benefits
YES Bank mid-premium travel and lifestyle card with stronger lounge coverage than base variants.
Fashion and e-commerce heavy users
Popular co-branded shopping card with Myntra-led value and broad Kotak acceptance.
Existing HDFC users looking for a Regalia-tier travel upgrade
Premium-mid HDFC travel card with Regalia points, domestic lounge network, and Priority Pass-linked international access.
Frequent travellers who want points plus lounge comfort
Premium reward points with travel vouchers and lounge access milestones.
Heavy Fuel Spenders
7.25% Value back on BPCL Fuel
Frequent domestic flyers wanting better travel returns
Mid-tier SBI travel card offering stronger travel earn rates and better transfer flexibility.
Frequent IRCTC and train-travel users
Higher value on rail travel bookings with complimentary railway lounge perks.
Axis users who can use retail shopping rewards and milestone benefits
Lifestyle rewards card earning 10 EDGE REWARD points per ₹200, with 2X retail shopping rewards and annual fee waiver at ₹8 lakh spends.
Users looking for a lower-cost BPCL fuel credit card
Popular entry fuel card for BPCL users with lower fee than Octane.
Users who regularly buy Samsung devices or accessories
Samsung and partner-focused cashback card with low annual fee.
Straightforward cashback on everyday spends
5% cashback on online food delivery, grocery and entertainment, 3% on fuel, and 0.5% on other eligible spends.
Drivers with consistent monthly fuel spends
Fuel-focused rewards card built for IndianOil spending with surcharge waiver.
New travelers entering miles-based rewards
Entry-level travel card with accelerated travel earning and Travel Credit-led redemptions.
Digital-first users who want co-brand rewards plus lounge coverage
Digital-commerce co-branded SBI card with Paytm ecosystem boosts and travel/lounge support.
Users spending regularly on dining and weekend lifestyle spends
Lifestyle-oriented Kotak card with dining and entertainment angle.
Users spending across fashion, retail, and occasional travel
Retail and lifestyle co-branded card with SBI acceptance and selective lounge positioning.