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Yes Bank Marquee
Yes Bank • MasterCard

Yes Bank Marquee

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Decision memo
Get it if

Route this card to travel and shopping spends first, then shift spillover transactions to stronger category alternatives

Skip it if

points-value realization depends on redemption choice and transfer use

Verified 12 Feb 2026VerifiedHigh confidence2 sources checked

For Premium Lifestyle. 5% on online spend. ₹4,999 fee, waiver at ₹10,00,000. Verify the lounge spend rule before applying.

Quick Overview

What matters before you apply.

You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.

Why get it

Why you should get it

Premium Lifestyle

  • Broad domestic and international lounge coverage on eligible programs
  • Low forex markup positioning for travel-heavy users
  • Lifestyle offers including entertainment-led privileges
  • Premium rewards framework with partner redemption focus
Why skip it

Why you may regret it

These are the rules and drawbacks most likely to make the card feel disappointing after signup.

  • High joining and annual fee structure for users with low yearly spend
  • Rewards value depends on redemption path and partner transfer use
  • Offer terms and access rules can change with issuer updates
Annual Fee₹4,999Joining fee ₹9,999
Spend to Waive Fee₹10,00,000Waived on ₹10L spend
Best Category Return5%Online spend
Lounge Access ConditionCheck terms19 visits listed

Quick notes

How to use the card well, and what to watch before applying.

How to use it well

  • Route this card to travel and shopping spends first, then shift spillover transactions to stronger category alternatives.
  • Track statement outcomes monthly to confirm that expected reward credits are posting in the intended merchant/category buckets.
  • Maintain break-even discipline against the annual fee of INR 4,999 and reduce allocation if annual net value weakens.

Watch before applying

  • points-value realization depends on redemption choice and transfer use
  • Lounge access may still require spend/quarter gating or program conditions; verify issuer terms before travel plans.
  • Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized value versus headline promotion copy.
Compare or Switch

What to do if this card is close, but not perfect.

Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.

Compare this cardBrowse similar cards

Same-bank step-up path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

YES Bank Elite Plus Credit Card

Annual fee: ₹1999

Shared focus: Travel, Premium+23 more lounge visits in current datasetEstimated +₹3,164/yr value
View Details
Step 2

YES Bank First Exclusive Credit Card

Annual fee: ₹1999

Shared focus: Travel, Premium+23 more lounge visits in current datasetEstimated +₹1,165/yr value
View Details
Step 3

YES Private Credit Card

Annual fee: Free

Shared focus: Travel, Premium+23 more lounge visits in current datasetEstimated +₹4,084/yr value
View Details

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Yes BankVisa

YES Bank First Exclusive Credit Card

YES Bank users upgrading for better lounge and travel benefits

₹1999/yrPoints
SBIVisa

Bank of Maharashtra PRIME SBI Card

Medium-to-high spend users seeking stronger partnership-card value

₹2999/yrPoints
Value & Fees

Check if the card clears its own fee.

Keep the topline simple first. Open the calculators only if the fee, waiver rule, and reward shape still look attractive.

Annual fee₹4,999

Joining fee ₹9,999

Fee waiver₹10,00,000

Waived on ₹10L spend

Best return5%

Online spend

Fee waiver estimator

Adjust your spend only if you need to test whether the card pays for itself.

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Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹9,000

Assumes base reward rate only.

Annual fee₹4,999

Waived on ₹10L spend

Net value₹4,001

Estimated savings per year.

Fee waiver target: ₹10,00,000 annual spend.

Reward rate breakdown

Open the category chart when two cards are close and you need the exact spend shape.

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Reward Rate Breakdown

Category-wise reward rates for this card

Online
5.0%
Basedefault
2.5%
Current Opportunities

Open the live value layer only if the card still looks strong.

Live offers, redemptions, and milestone math are useful for optimization, but they should not crowd the main decision.

Live offersNone right now

Offer availability changes often.

Best redemptionNot highlighted

This card is better treated as direct cashback or feature value.

MilestonesNo milestone edge

No standout milestone boost highlighted.

Redemption tools

Use these only if your shortlist is down to cards where redemption value can change the decision.

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Redemption optimizer unavailable

This card is better evaluated through direct cashback, fee drag, and perk value right now.

Lounge Reality

Treat lounge as real value only after the rule check passes.

Keep the headline simple first. Open the full checklist and airport map only if lounge access matters for this card.

Visits listed19 visits

13 domestic • 6 international

Access ruleCheck terms

- Source file: Mastercard India participating airport lounges PDF. - Imported lounge rows are network-level and apply only where issuer card variant enables Mastercard lounge access. - Verify issuer-side spend thresholds, card eligibility, and visit caps before travel. Policy override notes: • Yes Marquee is a premium Yes Bank tier with notable lounge positioning. • Confirm current spend gate, visit limits, and quarter rules in latest Yes Bank terms. • International lounge path may be card-network or pass-program dependent. Verify latest spend criteria and guest access with issuer before travel.

Coverage sourceIssuer mapped

Mapped from issuer lounge dataset + card policy signals

Full lounge eligibility checklist

Open this to validate spend thresholds, program fit, and any conditions that can block access.

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Lounge eligibility checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for Yes Bank Marquee using your current period spend.

₹0 spentAdd threshold to start tracking

No spend threshold was detected from current lounge policy text. You can still track manually.

Spend threshold

Confirm current spend gate, visit limits, and quarter rules in latest Yes Bank terms.

Quarter / cycle rule

Confirm current spend gate, visit limits, and quarter rules in latest Yes Bank terms.

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

International lounge path may be card-network or pass-program dependent.

Airport-wise lounge locations

Open the full location map only if this card passes the lounge rule check above.

19 rows

Lounge locations

19 airport lounge rows
View lounge map and location list19 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

1 lounges • 1 domestic • 0 international

1
TheDomestic

AHM • Ahmedabad Airport • Terminal 1

Bengaluru

1 lounges • 1 domestic • 0 international

1
BlrDomestic

BEN • Bengaluru Airport • Terminal 1

Chennai

2 lounges • 1 domestic • 1 international

2
TravelDomestic

CHE • Chennai Airport • Terminal 1

TravelInternational

CHE • Chennai Airport • Terminal 2

Goa

1 lounges • 1 domestic • 0 international

1
EncalmDomestic

GOA • Goa Airport • Terminal 1

Hyderabad

2 lounges • 1 domestic • 1 international

2
EncalmInternational

HYD • Hyderabad Airport • Terminal 1

EncalmDomestic

HYD • Hyderabad Airport • Terminal 1

Kochi

2 lounges • 1 domestic • 1 international

2
EarthDomestic

KOC • Kochi Airport • Terminal 1

EarthInternational

KOC • Kochi Airport • Terminal 3

Kolkata

2 lounges • 1 domestic • 1 international

2
TravelDomestic

KOL • Kolkata Airport • Terminal 1

TravelInternational

KOL • Kolkata Airport • Terminal 2

Mumbai

3 lounges • 2 domestic • 1 international

3
AdaniDomestic

MUM • Mumbai Airport • Terminal 2

LoyaltyInternational

MUM • Mumbai Airport • Terminal 2

TravelDomestic

MUM • Mumbai Airport • Terminal 1c

New Delhi

4 lounges • 3 domestic • 1 international

4
EncalmDomestic

NEW • New Delhi Airport • Terminal 1

EncalmDomestic

NEW • New Delhi Airport • Terminal 2

EncalmDomestic

NEW • New Delhi Airport • Terminal 3

EncalmInternational

NEW • New Delhi Airport • Terminal 3

Pune

1 lounges • 1 domestic • 0 international

1
EarthDomestic

PUN • Pune Airport • Terminal 1

Decision Details

Open the dense rulebook only when you are close to applying.

Earn exclusions, fine-print benefits, and fee rows matter, but they should sit behind an extra click instead of competing with the main overview.

Enriched decision data not available

This card does not have publishable enrichment records in the current high-confidence snapshot.

FAQ & Evidence

Keep proof and verification at the bottom.

This is the validation layer. Use it after the card already feels like a possible yes.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

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Offer Truth

  • Joining fee₹9,999
  • Annual fee₹4,999
  • Waiver threshold₹10,00,000
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/pointNot listed
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkMasterCard
  • Domestic count13
  • International count6
  • Quarterly limitNot listed
  • Airport-terminal rows19
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports7
  • Approval reports4

Frequently asked questions

Short answers for the usual apply, fee, reward, and lounge questions.

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Is Yes Bank Marquee lifetime free?

It has an annual fee of ₹4999. Waived on ₹10L spend

What rewards does Yes Bank Marquee offer?

Premium YES Bank card with strong lounge stack, lower forex profile and lifestyle-led benefits.

Does Yes Bank Marquee include lounge access?

Yes Bank Marquee lists 19 lounge visits (13 domestic, 6 international).

Who should consider Yes Bank Marquee?

Premium Lifestyle

Where can I apply for Yes Bank Marquee?

Check the issuer link listed for this card.

Sources and verification

Issuer link, last verification date, and how this page was assembled.

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Sources & Verification

  • Official Issuer Page:Direct Link
  • Last Verified: 2026-02-12
  • Data Method: Automated scraper + Manual audit