Back to Browse
Yes Bank Marquee
Yes Bank • MasterCard

Yes Bank Marquee

Premium YES Bank card with strong lounge stack, lower forex profile and lifestyle-led benefits.

Reviewed by CardWise Editorial Team
Last Verified: 2/12/2026
Editorial Independence: Our recommendations are driven by mathematical value, not issuer payouts. We may earn a commission if you apply through our links, but this does not affect our scoring or the cards we feature.
Annual Fee₹4999Waived on ₹10L spend
Base Reward2.5%On all spends
Lounge Access1913 domestic • 6 intl
Est. Annual Savings₹-1,999Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹9,000

Assumes base reward rate only.

Annual fee₹4,999

Waived on ₹10L spend

Net value₹4,001

Estimated savings per year.

Fee waiver target: ₹10,00,000 annual spend.

Reward Rate Breakdown

Category-wise reward rates for this card

Online
5.0%
Basedefault
2.5%

Key Takeaways

Verified card-level notes, best use-cases, and watchouts.

Pros & Insights

  • Yes Bank Marquee is best positioned as a travel + shopping specialist rather than a universal all-spend card.
  • Its current reward model is anchored around 5.0% on online-aligned lanes, while broad base return remains closer to 2.5%.
  • Current mapped lounge footprint is 19, adding travel-side utility when issuer eligibility conditions are met.

Best Utilization

  • Route this card to travel and shopping spends first, then shift spillover transactions to stronger category alternatives.
  • Track statement outcomes monthly to confirm that expected reward credits are posting in the intended merchant/category buckets.
  • Maintain break-even discipline against the annual fee of INR 4,999 and reduce allocation if annual net value weakens.

Watchouts

  • points-value realization depends on redemption choice and transfer use
  • Lounge access may still require spend/quarter gating or program conditions; verify issuer terms before travel plans.
  • Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized value versus headline promotion copy.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

Expand

Offer Truth

  • Joining fee₹9,999
  • Annual fee₹4,999
  • Waiver threshold₹10,00,000
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/pointNot listed
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkMasterCard
  • Domestic count13
  • International count6
  • Quarterly limitNot listed
  • Airport-terminal rows19
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports7
  • Approval reports4

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

YES Bank Elite Plus Credit Card

Annual fee: ₹1999

Shared focus: Travel, Premium+23 more lounge visits in current datasetEstimated +₹3,164/yr value
View Details
Step 2

YES Bank First Exclusive Credit Card

Annual fee: ₹1999

Shared focus: Travel, Premium+23 more lounge visits in current datasetEstimated +₹1,165/yr value
View Details
Step 3

YES Private Credit Card

Annual fee: Free

Shared focus: Travel, Premium+23 more lounge visits in current datasetEstimated +₹4,084/yr value
View Details

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for Yes Bank Marquee using your current period spend.

₹0 spentAdd threshold to start tracking

No spend threshold was detected from current lounge policy text. You can still track manually.

Spend threshold

Confirm current spend gate, visit limits, and quarter rules in latest Yes Bank terms.

Quarter / cycle rule

Confirm current spend gate, visit limits, and quarter rules in latest Yes Bank terms.

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

International lounge path may be card-network or pass-program dependent.

Lounge Locations

19 airport lounge rows
View lounge map and location list19 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

1 lounges • 1 domestic • 0 international

1
TheDomestic

AHM • Ahmedabad Airport • Terminal 1

Bengaluru

1 lounges • 1 domestic • 0 international

1
BlrDomestic

BEN • Bengaluru Airport • Terminal 1

Chennai

2 lounges • 1 domestic • 1 international

2
TravelDomestic

CHE • Chennai Airport • Terminal 1

TravelInternational

CHE • Chennai Airport • Terminal 2

Goa

1 lounges • 1 domestic • 0 international

1
EncalmDomestic

GOA • Goa Airport • Terminal 1

Hyderabad

2 lounges • 1 domestic • 1 international

2
EncalmInternational

HYD • Hyderabad Airport • Terminal 1

EncalmDomestic

HYD • Hyderabad Airport • Terminal 1

Kochi

2 lounges • 1 domestic • 1 international

2
EarthDomestic

KOC • Kochi Airport • Terminal 1

EarthInternational

KOC • Kochi Airport • Terminal 3

Kolkata

2 lounges • 1 domestic • 1 international

2
TravelDomestic

KOL • Kolkata Airport • Terminal 1

TravelInternational

KOL • Kolkata Airport • Terminal 2

Mumbai

3 lounges • 2 domestic • 1 international

3
AdaniDomestic

MUM • Mumbai Airport • Terminal 2

LoyaltyInternational

MUM • Mumbai Airport • Terminal 2

TravelDomestic

MUM • Mumbai Airport • Terminal 1c

New Delhi

4 lounges • 3 domestic • 1 international

4
EncalmDomestic

NEW • New Delhi Airport • Terminal 1

EncalmDomestic

NEW • New Delhi Airport • Terminal 2

EncalmDomestic

NEW • New Delhi Airport • Terminal 3

EncalmInternational

NEW • New Delhi Airport • Terminal 3

Pune

1 lounges • 1 domestic • 0 international

1
EarthDomestic

PUN • Pune Airport • Terminal 1

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Decision Data Enrichment

Reused from validated provider snapshots with freshness gates and quality filters.

Enriched decision data not available

This card does not have publishable enrichment records in the current high-confidence snapshot.

Key Benefits

  • Broad domestic and international lounge coverage on eligible programs
  • Low forex markup positioning for travel-heavy users
  • Lifestyle offers including entertainment-led privileges
  • Premium rewards framework with partner redemption focus

Things to Consider

  • High joining and annual fee structure for users with low yearly spend
  • Rewards value depends on redemption path and partner transfer use
  • Offer terms and access rules can change with issuer updates

About Yes Bank Marquee

Yes Bank Marquee is a points card from Yes Bank, best for premium lifestyle. It is tagged under premium, travel, shopping categories in our database.

PremiumTravelShopping

Similar Cards You Might Like

Yes BankVisa

YES Bank Elite Plus Credit Card

Users wanting a mid-premium YES Bank lifestyle + travel card

₹1999/yrPoints
Yes BankVisa

YES Bank First Exclusive Credit Card

YES Bank users upgrading for better lounge and travel benefits

₹1999/yrPoints
SBIVisa

Bank of Maharashtra PRIME SBI Card

Medium-to-high spend users seeking stronger partnership-card value

₹2999/yrPoints

Frequently asked questions

Is Yes Bank Marquee lifetime free?

It has an annual fee of ₹4999. Waived on ₹10L spend

What rewards does Yes Bank Marquee offer?

Premium YES Bank card with strong lounge stack, lower forex profile and lifestyle-led benefits.

Does Yes Bank Marquee include lounge access?

Yes Bank Marquee lists 19 lounge visits (13 domestic, 6 international).

Who should consider Yes Bank Marquee?

Premium Lifestyle

Where can I apply for Yes Bank Marquee?

Check the issuer website for application availability.

Sources & Verification

  • Official Issuer Page:Direct Link
  • Last Verified: 2026-02-12
  • Data Method: Automated scraper + Manual audit

Key Terms

APR (Annual Percentage Rate)

The interest rate charged on unpaid dues if you don't pay your full bill by the due date.

Forex Markup

An additional fee charged for transactions made in foreign currency.

Lounge Access

Complimentary entry to airport lounges, often subject to spend milestones.

Milestone Benefits

Bonus rewards unlocked when you cross specific spending thresholds within a period.