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Standard Chartered Priority Visa Infinite Credit Card
Standard Chartered • Visa

Standard Chartered Priority Visa Infinite Credit Card

Premium Standard Chartered relationship card with travel-lifestyle positioning and lounge support.

Reviewed by CardWise Editorial Team
Last Verified: 2/12/2026
Editorial Independence: Our recommendations are driven by mathematical value, not issuer payouts. We may earn a commission if you apply through our links, but this does not affect our scoring or the cards we feature.
Annual Fee₹3000Waived or bundled by relationship program as per issuer policy
Base Reward1.0%On all spends
Lounge Access3232 domestic • 0 intl
Est. Annual Savings₹-1,380Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹3,600

Assumes base reward rate only.

Annual fee₹3,000

Waived or bundled by relationship program as per issuer policy

Net value₹600

Estimated savings per year.

Reward Rate Breakdown

Category-wise reward rates for this card

Travel
2.0%
International
1.5%
Basedefault
1.0%

Key Takeaways

Verified card-level notes, best use-cases, and watchouts.

Pros & Insights

  • Standard Chartered Priority Visa Infinite Credit Card is best positioned as a travel + lifestyle specialist rather than a universal all-spend card.
  • Its current reward model is anchored around 2.0% on travel-aligned lanes, while broad base return remains closer to 1.0%.
  • Current mapped lounge footprint is 32, adding travel-side utility when issuer eligibility conditions are met.

Best Utilization

  • Route this card to travel and lifestyle spends first, then shift spillover transactions to stronger category alternatives.
  • Track statement outcomes monthly to confirm that expected reward credits are posting in the intended merchant/category buckets.
  • Maintain break-even discipline against the annual fee of INR 3,000 and reduce allocation if annual net value weakens.

Watchouts

  • points-value realization depends on redemption choice and transfer use
  • Lounge access may still require spend/quarter gating or program conditions; verify issuer terms before travel plans.
  • Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized value versus headline promotion copy.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

Expand

Offer Truth

  • Joining fee₹3,000
  • Annual fee₹3,000
  • Waiver thresholdNot listed
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/pointNot listed
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkVisa
  • Domestic count32
  • International count0
  • Quarterly limitNot listed
  • Airport-terminal rows32
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports18
  • Approval reports11

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

Standard Chartered Manhattan

Annual fee: ₹999

Shared focus: LifestyleHigher top earn rate (5.0%)Estimated +₹5,360/yr value
View Details
Step 2

Standard Chartered DigiSmart Credit Card

Annual fee: ₹588

Shared focus: LifestyleHigher top earn rate (5.0%)Estimated +₹3,920/yr value
View Details
Step 3

Standard Chartered Super Value Titanium Credit Card

Annual fee: ₹750

Shared focus: LifestyleHigher top earn rate (5.0%)Estimated +₹3,170/yr value
View Details

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for Standard Chartered Priority Visa Infinite Credit Card using your current period spend.

₹0 spentAdd threshold to start tracking

No spend threshold was detected from current lounge policy text. You can still track manually.

Spend threshold

Spend-linked lounge criteria may apply by issuer policy cycle; verify latest Standard Chartered terms.

Quarter / cycle rule

Visit limits are program and card-variant dependent; confirm latest cycle caps.

Guest access

Guest lounge access is typically chargeable unless explicitly included.

Priority Pass

International lounge entitlement may exist but must be validated from latest issuer/benefit guide.

Lounge Locations

32 airport lounge rows
View lounge map and location list32 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

2 lounges • 2 domestic • 0 international

2
Adani LoungeDomestic

AHM • Ahmedabad Airport • Terminal 2

The LoungeDomestic

AHM • Ahmedabad Airport • Terminal 1

Amritsar

2 lounges • 2 domestic • 0 international

2
Costa CoffeeDomestic

AMR • Amritsar Airport • NA

Primus LoungeDomestic

AMR • Amritsar Airport • NA

Bengaluru

1 lounges • 1 domestic • 0 international

1
Lounge - West PHDomestic

BEN • Bengaluru Airport • Terminal T1

Bhubaneswar

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

BHU • Bhubaneswar Airport • Terminal 1

Chandigarh

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

CHA • Chandigarh Airport • Domestic Terminal

Dehra Dun

2 lounges • 2 domestic • 0 international

2
Bird LoungeDomestic

DE1 • Dehra Dun Jolly Grant Airport • NA

Carnations LoungeDomestic

DE1 • Dehra Dun Jolly Grant Airport • Domestic Terminal

Dibrugarh

1 lounges • 1 domestic • 0 international

1
Mohanbari Dibrugarh Primus LoungeDomestic

DIB • Dibrugarh Mohanbari Airport • NA

Goa

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

GOA • Goa Airport • Terminal T1

Guwahati

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

GUW • Guwahati Airport • Terminal 1

Hyderabad

1 lounges • 1 domestic • 0 international

1
Encalm LoungeDomestic

HYD • Hyderabad Airport • Terminal T1

Indore

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

IND • Indore Airport • NA

Jaipur

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

JAI • Jaipur Airport • Terminal 1

Jammu

1 lounges • 1 domestic • 0 international

1
Airport Jammu Executive LoungeDomestic

JAM • Jammu Airport • Domestic Terminal

Kochi

1 lounges • 1 domestic • 0 international

1
Travel ClubDomestic

KOC • Kochi Airport • Terminal 1

Lucknow

1 lounges • 1 domestic • 0 international

1
Adani LoungeDomestic

LUC • Lucknow Airport • Terminal 3

Mumbai

4 lounges • 4 domestic • 0 international

4
Adani LoungeDomestic

MUM • Mumbai Airport • Terminal 1B

Good Times BarDomestic

MUM • Mumbai Airport • Terminal 1B

Travel ClubDomestic

MUM • Mumbai Airport • Terminal 1C

Travel ClubDomestic

MUM • Mumbai Airport • Terminal 2

Nagpur

2 lounges • 2 domestic • 0 international

2
Mandarin LoungeDomestic

NAG • Dr. Babasaheb Ambedkar International Airport • NA

The Airr LoungeDomestic

NAG • Dr. Babasaheb Ambedkar International Airport • Domestic Terminal

New Delhi

3 lounges • 3 domestic • 0 international

3
Encalm LoungeDomestic

NEW • New Delhi Airport • Terminal T1

Encalm LoungeDomestic

NEW • New Delhi Airport • Terminal T2

Encalm LoungeDomestic

NEW • New Delhi Airport • Terminal T3

Patna

1 lounges • 1 domestic • 0 international

1
m Airport Vishakhapatnam The Airr LoungeDomestic

PAT • Patna Airport • Domestic Terminal

Prayagraj

1 lounges • 1 domestic • 0 international

1
Airport Allahabad / PrayagrajDomestic

PRA • Prayagraj Airport • Domestic Terminal

Ranchi

1 lounges • 1 domestic • 0 international

1
Birsa Munda Ranchi The Airr LoungeDomestic

RAN • Food Hangar, Security Hold Area, 1st Floor, Domestic Departure, Birsa Munda Airport • Terminal 1

Thiruvananthapuram

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

THI • Thiruvananthapuram Airport • Terminal 1

Vadodara

1 lounges • 1 domestic • 0 international

1
Airport Vadodara Premium LoungeDomestic

VAD • Vadodara Airport • NA

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Decision Data Enrichment

Reused from validated provider snapshots with freshness gates and quality filters.

Enriched decision data not available

This card does not have publishable enrichment records in the current high-confidence snapshot.

Key Benefits

  • Priority-segment card with premium positioning
  • Useful lounge coverage from source dataset
  • Travel and lifestyle focused reward stack

Things to Consider

  • Card availability can be segment-restricted
  • Fee justification depends on spend and benefit usage
  • Visit and eligibility rules can be updated by issuer

About Standard Chartered Priority Visa Infinite Credit Card

Standard Chartered Priority Visa Infinite Credit Card is a points card from Standard Chartered, best for relationship banking users seeking a premium travel-oriented card. It is tagged under premium, travel, rewards, lifestyle categories in our database.

PremiumTravelRewardsLifestyle

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Frequently asked questions

Is Standard Chartered Priority Visa Infinite Credit Card lifetime free?

It has an annual fee of ₹3000. Waived or bundled by relationship program as per issuer policy

What rewards does Standard Chartered Priority Visa Infinite Credit Card offer?

Premium Standard Chartered relationship card with travel-lifestyle positioning and lounge support.

Does Standard Chartered Priority Visa Infinite Credit Card include lounge access?

Standard Chartered Priority Visa Infinite Credit Card lists 32 lounge visits (32 domestic, 0 international).

Who should consider Standard Chartered Priority Visa Infinite Credit Card?

Relationship banking users seeking a premium travel-oriented card

Where can I apply for Standard Chartered Priority Visa Infinite Credit Card?

Check the issuer website for application availability.

Sources & Verification

  • Official Issuer Page:Direct Link
  • Last Verified: 2026-02-12
  • Data Method: Automated scraper + Manual audit

Key Terms

APR (Annual Percentage Rate)

The interest rate charged on unpaid dues if you don't pay your full bill by the due date.

Forex Markup

An additional fee charged for transactions made in foreign currency.

Lounge Access

Complimentary entry to airport lounges, often subject to spend milestones.

Milestone Benefits

Bonus rewards unlocked when you cross specific spending thresholds within a period.