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IndusInd Bank Tiger Credit Card
IndusInd • Visa

IndusInd Bank Tiger Credit Card

Lifetime-free card with accelerated rewards, low forex markup and travel-oriented lounge benefits.

Reviewed by Amodh Shetty
Last Verified: 2/12/2026
Editorial Independence: Our recommendations are driven by mathematical value, not issuer payouts. We may earn a commission if you apply through our links, but this does not affect our scoring or the cards we feature.
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Annual FeeFreeLifetime Free
Base Reward1.2%On all spends
Lounge Access4028 domestic • 12 intl
Est. Annual Savings₹1,742Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Lifetime free
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹4,320

Assumes base reward rate only.

Annual feeWaived

Lifetime Free

Net value₹4,320

Estimated savings per year.

Reward Rate Breakdown

Category-wise reward rates for this card

Travel
2.0%
Basedefault
1.2%
International
1.2%

Key Takeaways

Verified card-level notes, best use-cases, and watchouts.

Pros & Insights

  • IndusInd Bank Tiger Credit Card is best positioned as a travel + international specialist rather than a universal all-spend card.
  • Its current reward model is anchored around 2.0% on travel-aligned lanes, while broad base return remains closer to 1.2%.
  • Current mapped lounge footprint is 40, adding travel-side utility when issuer eligibility conditions are met.

Best Utilization

  • Route this card to travel and international spends first, then shift spillover transactions to stronger category alternatives.
  • Track statement outcomes monthly to confirm that expected reward credits are posting in the intended merchant/category buckets.
  • Use as a focused specialist inside a multi-card setup without forcing all spend through one product.

Watchouts

  • points-value realization depends on redemption choice and transfer use
  • Lounge access may still require spend/quarter gating or program conditions; verify issuer terms before travel plans.
  • Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized value versus headline promotion copy.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

Expand

Offer Truth

  • Joining fee₹0
  • Annual fee₹0
  • Waiver thresholdNot listed
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/pointNot listed
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkVisa
  • Domestic count28
  • International count12
  • Quarterly limitNot listed
  • Airport-terminal rows40
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports26
  • Approval reports16

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

IndusInd Bank Avios Visa Infinite Credit Card

Annual fee: Free

Shared focus: Lifetime Free, TravelHigher product tier within same bankPremium tier upgrade path within your bank
View Details
Step 2

EazyDiner IndusInd Bank Signature Credit Card

Annual fee: Free

Shared focus: Lifetime FreeHigher product tier within same bankPremium tier upgrade path within your bank
View Details

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for IndusInd Bank Tiger Credit Card using your current period spend.

₹0 spentAdd threshold to start tracking

No spend threshold was detected from current lounge policy text. You can still track manually.

Spend threshold

Validate spend threshold, guest terms, and visit caps with latest IndusInd card guide.

Quarter / cycle rule

No quarter or billing-cycle lounge rule is explicitly listed.

Guest access

Validate spend threshold, guest terms, and visit caps with latest IndusInd card guide.

Priority Pass

International lounge access is listed; verify if this is via Priority Pass or direct network.

Lounge Locations

40 airport lounge rows
View lounge map and location list40 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

2 lounges • 1 domestic • 1 international

2
The LoungeDomestic

AHM • Ahmedabad Airport • Domestic Terminal

The LoungeInternational

AHM • Ahmedabad Airport • Terminal T2THE

Amritsar

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

AMR • Amritsar Airport • Domestic Terminal

Bengaluru

2 lounges • 1 domestic • 1 international

2
TFS - BLR LoungeDomestic

BEN • Bengaluru Airport • Domestic Terminal

TFS - BLR LoungeInternational

BEN • Bengaluru Airport • International Terminal

Bhubaneswar

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

BHU • Bhubaneswar Airport • Domestic Terminal

Calicut

1 lounges • 0 domestic • 1 international

1
Bird LoungeInternational

CAL • Calicut Airport • International Terminal

Chandigarh

2 lounges • 1 domestic • 1 international

2
The Cram BarDomestic

CHA • Chandigarh Airport • Domestic Terminal

The Cram BarInternational

CHA • Chandigarh Airport • International Terminal

Chennai

3 lounges • 1 domestic • 2 international

3
TFS - Travel Club LoungeInternational

CHE • Chennai Airport • International Terminal

TFS - Travel Club Lounge (A & B)Domestic

CHE • Chennai Airport • Domestic Terminal

TFS - Travel Club Lounge NewInternational

CHE • Chennai Airport • International Terminal

Coimbature

1 lounges • 1 domestic • 0 international

1
Blackberry LoungeDomestic

CO1 • Coimbature Airport • Domestic Terminal

Dehradun

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

DEH • Dehradun Airport • Domestic Terminal

Delhi

1 lounges • 1 domestic • 0 international

1
Enclam LoungeDomestic

DEL • Delhi Airport • Terminal T1DENCLAM

Goa

1 lounges • 1 domestic • 0 international

1
TFS - Good Times LoungeDomestic

GOA • Goa Airport • Domestic Terminal

Guwahati

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

GUW • Guwahati Airport • Domestic Terminal

Hyderabad

2 lounges • 1 domestic • 1 international

2
The Taste of IndiaDomestic

HYD • Hyderabad Airport • Domestic Terminal

The Taste of IndiaInternational

HYD • Hyderabad Airport • International Terminal

Indore

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

IND • Indore Airport • Domestic Terminal

Jaipur

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

JAI • Jaipur Airport • Domestic Terminal

Kannur

2 lounges • 1 domestic • 1 international

2
Pearl LoungeDomestic

KAN • Kannur Airport • Domestic Terminal

Pearl LoungeInternational

KAN • Kannur Airport • International Terminal

Kochi

2 lounges • 1 domestic • 1 international

2
Earth LoungeDomestic

KOC • Kochi Airport • Domestic Terminal

Earth LoungeInternational

KOC • Kochi Airport • International Terminal

Kolkata

2 lounges • 1 domestic • 1 international

2
TFS - Travel Club LoungeDomestic

KOL • Kolkata Airport • Domestic Terminal

TFS - Travel Club LoungeInternational

KOL • Kolkata Airport • International Terminal

Lucknow

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

LUC • Lucknow Airport • Domestic Terminal

Madurai

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

MAD • Madurai Airport • Domestic Terminal

Mumbai

3 lounges • 2 domestic • 1 international

3
Clipper Lounge (Also known as Loyalty lounge)International

MUM • Mumbai Airport • Terminal T2CLIPPER

OASIS LoungeDomestic

MUM • Mumbai Airport • Terminal T1BOASIS

TFS - Travel Club LoungeDomestic

MUM • Mumbai Airport • Terminal T1C

Nagpur

1 lounges • 1 domestic • 0 international

1
Mandarin LoungeDomestic

NAG • Dr. Babasaheb Ambedkar International Airport • Domestic Terminal

Patna

1 lounges • 1 domestic • 0 international

1
Zesto Executive LoungeDomestic

PAT • Patna Airport • Domestic Terminal

Pune

1 lounges • 1 domestic • 0 international

1
Earth LoungeDomestic

PUN • Pune Airport • Domestic Terminal

Ranchi

1 lounges • 1 domestic • 0 international

1
Food HangarDomestic

RAN • Food Hangar, Security Hold Area, 1st Floor, Domestic Departure, Birsa Munda Airport • Domestic Terminal

Srinagar

1 lounges • 1 domestic • 0 international

1
Paahun The Executive LoungeDomestic

SRI • Srinagar Airport • Domestic Terminal

Thiruvananthapuram

1 lounges • 0 domestic • 1 international

1
Bird LoungeInternational

THI • Thiruvananthapuram Airport • International Terminal

Vadodara

1 lounges • 1 domestic • 0 international

1
Premium loungeDomestic

VAD • Vadodara Airport • Domestic Terminal

Varanasi

1 lounges • 1 domestic • 0 international

1
Take off BarDomestic

VAR • Varanasi Airport • Domestic Terminal

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Decision Data Enrichment

Reused from validated provider snapshots with freshness gates and quality filters.

Top boost: Spends >5LExclusion risk: medium (46/100)Best redemption: Cash Credit (Cashback)Value band: ₹0.20-₹0.35/ptForex fee: 1.50%Domains with data: 5

Earn Rule Matrix

Boosted, capped, and zero-reward categories in one table.

Exclusion risk: medium (46/100)
Fresh• 1h old
Category / MerchantRewardBucket
Spends >5L
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
6 RPs
Earn 6 RPs per ₹100 spent
More
2.5L - 5L
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
4 RPs
Earn 4 RPs per ₹100 spent
More
₹1L - ₹2.5L
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
2 RPs
Earn 2 RPs per ₹100 spent
More
Education
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RP
Earn 1 RP per ₹100 spent
Low/Capped
Government
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RP
Earn 1 RP per ₹100 spent
Low/Capped
Insurance
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RP
Earn 1 RP per ₹100 spent
Low/Capped
Jewellery
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RPs
Earn 1 RPs per ₹100 spent
Low/Capped
Rent
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RP
Earn 1 RP per ₹100 spent
Low/Capped
Utilities
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RPs
Earn 1 RPs per ₹100 spent
Low/Capped
Fuel
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
-- Reward Points
No rewards on this category
Zero
UPI
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
-- Reward Points
No rewards on this category
Zero

Live Offers

Expiring offers are prioritized first, with details and terms.

Fresh• 1h old

AJIO.COM

Additional 8% discount

trendingCode: ALXADNETO
  • Additional 8% discount on Ajio Luxe
  • Minimum spend of Rs.10000
Terms
  • For detailed understanding and learn about the brands part of this offer please click Brand List
  • The offer can be used multiple times by a single user
  • Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa that the information is correct. Please check directly with Merchant to confirm the availability and validity of the Offer.
  • Valid on Visa Card

AJIO.COM

Flat 4% off

trendingCode: AJIO4
  • Flat 4% off on Ajio
Terms
  • This is an AJIO Luxe GV/GC (Gift Voucher/Gift Card) issued by Pine Labs Limited, which is a company incorporated under the laws of India, and is authorised by the Reserve Bank of India ("RBI") to issue such Gift Cards. AJIO Luxe GV/GC is redeemable on luxe.AJIO.com.
  • The holder of this GV/GC is deemed the beneficiary.
  • This GV/GC is non-transferable, non-negotiable, non-refundable, and cannot be returned or redeemed for cash or credit.
  • Expired GV/GCs cannot be revalidated.

ARROW

Extra 10% off

trendingCode: VISAR
  • Buy for Rs.2499 and get extra 10% off
Terms
  • Applicable once per user
  • Valid on Visa Card

ABHIBUS

Get 15% off

just launchedCode: ABHVISA
  • Get 15% upto Rs.200 Instant Discount + 10% upto Rs.300 AbhiBus Cashback
Terms
  • Valid for the 1st ever transaction on AbhiBus
  • Valid only on Private Bus Bookings, not on Govt SRTC bookings
  • This offer cannot be combined with any other offer
  • AbhiBus reserves the right to disqualify any transaction or discontinue the offer promotion at any time without notice or liability of whatsoever nature.

ABHIBUS

Get 5% Instant Discount

just launchedCode: ABRVISA
  • Get 5% upto Rs.50 Instant Discount on minimum booking value of Rs.400
Terms
  • Valid only for Private Bus Bookings, not on SRTC bookings
  • Valid once per user
  • Valid on Visa Cards

AGODA

Get up to 10% off

just launched

Redemption Paths

Transfer ratios, minimum transfer rules, and redemption value hints.

Fresh• 1h old

Redemption Value Explorer

Modeled using estimated value-band ranges from enrichment data.

Best path: Kris FlyerBand: ₹0.70-₹1.40/pt

Kris Flyer

Airline Transfer

Ratio: Points transfer ratio 1:1₹0.70-₹1.40/pt
  • Accumulate a minimum of 500 Reward Points .
  • Visit www.indusmoments.com to redeem or can contact our phone banking team at 1860 267 7777.
  • Specify the number of reward points you would like to redeem.

Cash Credit

Cashback

Ratio: Points transfer ratio 1:1₹0.20-₹0.35/pt
  • Maximum reward points allowed for cash redemption is 5,000 per calendar month.
  • Starting from April 1st 2025, Cash Redemption charges will be Rs. 149 + GST.

IndusMoments

Catalogue Brand Vouchers

Ratio: Points transfer ratio 1:1₹0.25-₹0.60/pt
  • Visit www.indusmoments.com to redeem your reward points.

Milestones

Spend thresholds and rewards grouped by period.

Milestone rules are unavailable in the current validated data pack.

Benefits

Reusable perks and value-add benefits extracted from validated rows.

Fresh• 1h old

Concierge

Assistance

CONCIERGE
  • Pre-trip assistance, flight & hotel bookings, car rental, sports and events bookings, flower and gift delivery.|Auto Assist :- Roadside Repair Service,Emergency Fuel Supply,Flat Tyre Services,Keys Locked Inside and Battery Service.
  • Ongoing

How to avail: You can call the Concierge services on 1860 267 7777.

Golf

Complimentary Golf game/lesson

GOLF
  • 4 complimentary games or lessons per year at Rs 4000 each per year.|1 games/lesson per quarter.
  • Ongoing

How to avail: Access the designated golf booking portal using the email ID registered with your credit card. Choose your preferred golf course, date, and time, and complete the booking. You’ll receive a confirmation via email, take this with you when you play. Note that additional costs like caddy fees and carts are usually not covered and must be paid at the course.

Insurance

Get a complimentary personal air accident insurance cover of up to Rs 25,00,000.

INSURANCE
  • Ongoing
  • To claim this insurance, email rupay@newindia.co.in within 30 days of the incident. Ensure to submit all required documents within 60 days of reporting the claim

How to avail: To claim this insurance, email rupay@newindia.co.in within 30 days of the incident. Ensure to submit all required documents within 60 days of reporting the claim

BookMyShow

Get one complimentary movie ticket upto Rs 500 on bookmyshow.com every 6 months in a calendar year

MOVIES_AND_EVENTS
  • Get one complimentary movie ticket up to ₹500 on bookmyshow.com every 6 months in a calendar year.
  • Ongoing

How to avail: To avail this offer, 1. Visit the BookMyShow website or app. 2. Select your movie, date, time, and seats. 3. Proceed to payment and find the offers/discounts section. 4. Select the applicable bank discount offer and enter your card details. 5. Complete the payment to get the Offer.

Charges

Key fee and charge rows for transparent comparison.

Fresh• 1h old
ChargeValue
Joining Fee₹0
Renewal Fee₹0
Forex Fee1.5%
Annual Percentage Rate42%
Add-on Card Fee₹0
Reward Redemption Fee₹149 per redemption request.
DCC1%

Key Benefits

  • Lifetime-free proposition with no joining or annual fee
  • Lower forex markup than standard entry-level cards
  • Domestic and international lounge access program
  • Reward acceleration and periodic lifestyle offers

Things to Consider

  • Reward value depends on redemption path and issuer valuation
  • Lounge, golf and lifestyle offers are subject to periodic policy updates
  • Exclusions and MCC blocks apply for reward accrual

About IndusInd Bank Tiger Credit Card

IndusInd Bank Tiger Credit Card is a points card from IndusInd, best for users who want lounge + lower forex on a lifetime-free card. It is tagged under lifetime free, travel, international, online categories in our database.

Lifetime FreeTravelInternationalOnline

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Frequently asked questions

Is IndusInd Bank Tiger Credit Card lifetime free?

IndusInd Bank Tiger Credit Card is lifetime free with no annual fee.

What rewards does IndusInd Bank Tiger Credit Card offer?

Lifetime-free card with accelerated rewards, low forex markup and travel-oriented lounge benefits.

Does IndusInd Bank Tiger Credit Card include lounge access?

IndusInd Bank Tiger Credit Card lists 40 lounge visits (28 domestic, 12 international).

Who should consider IndusInd Bank Tiger Credit Card?

Users who want lounge + lower forex on a lifetime-free card

Where can I apply for IndusInd Bank Tiger Credit Card?

Check the issuer link listed for this card.

Sources & Verification

  • Official Issuer Page:Direct Link
  • Last Verified: 2026-02-12
  • Data Method: Automated scraper + Manual audit

Key Terms

APR (Annual Percentage Rate)

The interest rate charged on unpaid dues if you don't pay your full bill by the due date.

Forex Markup

An additional fee charged for transactions made in foreign currency.

Lounge Access

Complimentary entry to airport lounges, often subject to spend milestones.

Milestone Benefits

Bonus rewards unlocked when you cross specific spending thresholds within a period.