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IndusInd Bank Tiger Credit Card
IndusInd • Visa

IndusInd Bank Tiger Credit Card

Apply Now Read Review
Decision memo
Get it if

Route this card to international spends (0% forex) and BookMyShow (BOGO)

Skip it if

Lounge access requires brutal ₹1.5L quarterly spend (Q2 FY27 onwards)

Verified 02 Mar 2026VerifiedHigh confidence2 sources checked

For Zero Forex and Movie Offers. 2% on travel spend. No annual fee. Lounge rule: ₹1,50,000 / quarter.

Quick Overview

What matters before you apply.

You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.

Why get it

Why you should get it

Zero Forex and Movie Offers

  • Lifetime-free proposition with no joining or annual fee
  • 0% forex markup on international transactions
  • Domestic lounge requires ₹1.5L prior quarter spend (Effective April 2026)
  • Buy 1 Get 1 Movie tickets up to ₹500/month
Why skip it

Why you may regret it

These are the rules and drawbacks most likely to make the card feel disappointing after signup.

  • Unrealistically high lounge spend criteria for a free card (₹1.5L per Quarter)
  • Reward value depends on redemption path and issuer valuation
  • Exclusions and MCC blocks apply for reward accrual
Annual FeeFreeNo annual fee.
Spend to Waive FeeNot neededThis card is lifetime free.
Best Category Return2%Travel spend
Lounge Access Condition₹1,50,000 / quarter40 visits listed

Quick notes

How to use the card well, and what to watch before applying.

How to use it well

  • Route this card to international spends (0% forex) and BookMyShow (BOGO).
  • Do not rely on this card for airport lounge access unless you organically spend ₹1.5L+ per quarter.
  • Use as a focused specialist inside a multi-card setup.

Watch before applying

  • Lounge access requires brutal ₹1.5L quarterly spend (Q2 FY27 onwards).
  • Category caps, partner restrictions, and MCC-level exclusions can materially reduce realized reward value.
Compare or Switch

What to do if this card is close, but not perfect.

Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.

Compare this cardBrowse similar cards

Same-bank step-up path

These are objective same-bank step-up options from the current rewards and lounge model.

Step 1

IndusInd Bank Avios Visa Infinite Credit Card

Annual fee: Free

Shared focus: Lifetime Free, TravelHigher product tier within same bankPremium tier upgrade path within your bank
View Details
Step 2

EazyDiner IndusInd Bank Signature Credit Card

Annual fee: Free

Shared focus: Lifetime FreeHigher product tier within same bankPremium tier upgrade path within your bank
View Details

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Value & Fees

Check if the card clears its own fee.

Keep the topline simple first. Open the calculators only if the fee, waiver rule, and reward shape still look attractive.

Annual feeFree

No annual fee.

Fee waiverNot needed

This card is lifetime free.

Best return2%

Travel spend

Fee waiver estimator

Adjust your spend only if you need to test whether the card pays for itself.

Open

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Lifetime free
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹4,320

Assumes base reward rate only.

Annual feeWaived

Lifetime Free

Net value₹4,320

Estimated savings per year.

Reward rate breakdown

Open the category chart when two cards are close and you need the exact spend shape.

Open

Reward Rate Breakdown

Category-wise reward rates for this card

Travel
2.0%
Basedefault
1.2%
International
1.2%
Current Opportunities

Open the live value layer only if the card still looks strong.

Live offers, redemptions, and milestone math are useful for optimization, but they should not crowd the main decision.

Live offers6 listed

Offer availability changes often.

Best redemptionCash Credit (Cashback)

Value band: ₹0.20-₹0.35/pt

MilestonesNo milestone edge

Top boost: Spends >5L

Top boost: Spends >5LExclusion risk: medium (46/100)Best redemption: Cash Credit (Cashback)

Current snapshot

Open the short snapshot only if you want the latest tactical view on this card.

Open
Mapped Save Sage Data

Latest External Snapshot

Live-offer shortlists and 5,000-point valuation checks merged for this mapped card using the latest reliable Save Sage exports.

Points: 9 April 2026Offers: 9 April 2026Catalog: 9 April 2026
Live shortlist signalARATA.IN · Get flat 30% off

Next dated offer lands on 30 Sept 2026

15 active offersOffers refreshed 9 April 2026Catalog refreshed 9 April 2026
Best 5,000-point use₹2,000Cash Credit · Cashback
Quantified point paths3Routes with rupee-value estimates in the latest 5,000-point run
Active shortlisted offers15ARATA.IN · Get flat 30% off
Observed points balance4,094 ptsReward balance exposed by the external snapshot

Top 5,000-point paths

These are the best category-level outcomes found in the latest quantified valuation run.

Cashback₹2,000

Cash Credit

0.40 rupees per point

Points transfer ratio 1:1

  • Maximum reward points allowed for cash redemption is 5,000 per calendar month.
  • Starting from April 1st 2025, Cash Redemption charges will be Rs. 149 + GST.
Catalogue Brand Vouchers₹2,000

IndusMoments

0.40 rupees per point

Points transfer ratio 1:1

  • Visit www.indusmoments.com to redeem your reward points.
Airline Transfer₹1,500

Kris Flyer

0.30 rupees per point

Points transfer ratio 1:1

  • Accumulate a minimum of 500 Reward Points .
  • Visit www.indusmoments.com to redeem or can contact our phone banking team at 1860 267 7777.
  • Select your IndusInd Bank Credit Card number and enter/ quote the Krisflyer membership ID.

Actionable offer shortlist

Offer rows are shown with exact expiry dates, so stale shortlist ranks do not get surfaced as live.

CosmeticsCode: VISAARATA

ARATA.IN

Get flat 30% off

Valid till 30 Sept 2026 · 174 day(s) left

Use code VISAARATA; expires in 174 day(s)

CosmeticsCode: NATHABIT25

NAT HABIT

Flat 25% off

Valid till 31 Dec 2026 · 266 day(s) left

Use code NATHABIT25; expires in 266 day(s)

ShoppingCode: FLAT20

BEYOUNG

Flat 20% off

Valid till 31 Dec 2026 · 266 day(s) left

Use code FLAT20; expires in 266 day(s)

CosmeticsCode: ADNETO35

BOMBAY SHAVING COMPANY

Get Additional 35% off

Valid till 18 Mar 2027 · 343 day(s) left

Use code ADNETO35; expires in 343 day(s)

ShoppingCode: FTVISA

FASTRACK

Get Flat 10% off

Valid till 30 Sept 2026 · 174 day(s) left

Use code FTVISA; expires in 174 day(s)

Redemption tools

Use these only if your shortlist is down to cards where redemption value can change the decision.

Open

Redemption optimizer unavailable

This card is better evaluated through direct cashback, fee drag, and perk value right now.

Redemption Paths

Transfer ratios, minimum transfer rules, and redemption value hints.

Fresh• 1h old

Redemption Value Explorer

Modeled using estimated value-band ranges from enrichment data.

Best path: Kris FlyerBand: ₹0.70-₹1.40/pt

Kris Flyer

Airline Transfer

Ratio: Points transfer ratio 1:1₹0.70-₹1.40/pt
  • Accumulate a minimum of 500 Reward Points .
  • Visit www.indusmoments.com to redeem or can contact our phone banking team at 1860 267 7777.
  • Specify the number of reward points you would like to redeem.

Cash Credit

Cashback

Ratio: Points transfer ratio 1:1₹0.20-₹0.35/pt
  • Maximum reward points allowed for cash redemption is 5,000 per calendar month.
  • Starting from April 1st 2025, Cash Redemption charges will be Rs. 149 + GST.

IndusMoments

Catalogue Brand Vouchers

Ratio: Points transfer ratio 1:1₹0.25-₹0.60/pt
  • Visit www.indusmoments.com to redeem your reward points.

Live offers and milestones

Open this when you are timing an application or want to see the current offer stack.

Open

Live Offers

Expiring offers are prioritized first, with details and terms.

Fresh• 1h old

AJIO.COM

Additional 8% discount

trendingCode: ALXADNETO
  • Additional 8% discount on Ajio Luxe
  • Minimum spend of Rs.10000
Terms
  • For detailed understanding and learn about the brands part of this offer please click Brand List
  • The offer can be used multiple times by a single user
  • Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa that the information is correct. Please check directly with Merchant to confirm the availability and validity of the Offer.
  • Valid on Visa Card

AJIO.COM

Flat 4% off

trendingCode: AJIO4
  • Flat 4% off on Ajio
Terms
  • This is an AJIO Luxe GV/GC (Gift Voucher/Gift Card) issued by Pine Labs Limited, which is a company incorporated under the laws of India, and is authorised by the Reserve Bank of India ("RBI") to issue such Gift Cards. AJIO Luxe GV/GC is redeemable on luxe.AJIO.com.
  • The holder of this GV/GC is deemed the beneficiary.
  • This GV/GC is non-transferable, non-negotiable, non-refundable, and cannot be returned or redeemed for cash or credit.
  • Expired GV/GCs cannot be revalidated.

ARROW

Extra 10% off

trendingCode: VISAR
  • Buy for Rs.2499 and get extra 10% off
Terms
  • Applicable once per user
  • Valid on Visa Card

ABHIBUS

Get 15% off

just launchedCode: ABHVISA
  • Get 15% upto Rs.200 Instant Discount + 10% upto Rs.300 AbhiBus Cashback
Terms
  • Valid for the 1st ever transaction on AbhiBus
  • Valid only on Private Bus Bookings, not on Govt SRTC bookings
  • This offer cannot be combined with any other offer
  • AbhiBus reserves the right to disqualify any transaction or discontinue the offer promotion at any time without notice or liability of whatsoever nature.

ABHIBUS

Get 5% Instant Discount

just launchedCode: ABRVISA
  • Get 5% upto Rs.50 Instant Discount on minimum booking value of Rs.400
Terms
  • Valid only for Private Bus Bookings, not on SRTC bookings
  • Valid once per user
  • Valid on Visa Cards

AGODA

Get up to 10% off

just launched

Milestones

Spend thresholds and rewards grouped by period.

Milestone rules are unavailable in the current validated data pack.
Lounge Reality

Treat lounge as real value only after the rule check passes.

Keep the headline simple first. Open the full checklist and airport map only if lounge access matters for this card.

Visits listed40 visits

28 domestic • 12 international

Access rule₹1,50,000 / quarter

- Source file: IndusInd Mastercard India lounge program PDF. - Lounge list applies to eligible IndusInd card variants under active network/issuer rules. - Validate spend threshold, guest terms, and visit caps with latest IndusInd card guide.

Coverage sourceIssuer mapped

Mapped from issuer lounge dataset + card policy signals

Full lounge eligibility checklist

Open this to validate spend thresholds, program fit, and any conditions that can block access.

Open

Lounge eligibility checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligible this quarter: No

Track lounge eligibility for IndusInd Bank Tiger Credit Card using your current quarter spend.

₹0 spent₹1,50,000 target

Policy signal used: Domestic lounge requires ₹1.5L prior quarter spend (Effective April 2026)

Spend threshold

Domestic lounge requires ₹1.5L prior quarter spend (Effective April 2026)

Quarter / cycle rule

Domestic lounge requires ₹1.5L prior quarter spend (Effective April 2026)

Guest access

Validate spend threshold, guest terms, and visit caps with latest IndusInd card guide.

Priority Pass

International lounge access is listed; verify if this is via Priority Pass or direct network.

Airport-wise lounge locations

Open the full location map only if this card passes the lounge rule check above.

40 rows

Lounge locations

40 airport lounge rows
View lounge map and location list40 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

2 lounges • 1 domestic • 1 international

2
The LoungeDomestic

AHM • Ahmedabad Airport • Domestic Terminal

The LoungeInternational

AHM • Ahmedabad Airport • Terminal T2THE

Amritsar

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

AMR • Amritsar Airport • Domestic Terminal

Bengaluru

2 lounges • 1 domestic • 1 international

2
TFS - BLR LoungeDomestic

BEN • Bengaluru Airport • Domestic Terminal

TFS - BLR LoungeInternational

BEN • Bengaluru Airport • International Terminal

Bhubaneswar

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

BHU • Bhubaneswar Airport • Domestic Terminal

Calicut

1 lounges • 0 domestic • 1 international

1
Bird LoungeInternational

CAL • Calicut Airport • International Terminal

Chandigarh

2 lounges • 1 domestic • 1 international

2
The Cram BarDomestic

CHA • Chandigarh Airport • Domestic Terminal

The Cram BarInternational

CHA • Chandigarh Airport • International Terminal

Chennai

3 lounges • 1 domestic • 2 international

3
TFS - Travel Club LoungeInternational

CHE • Chennai Airport • International Terminal

TFS - Travel Club Lounge (A & B)Domestic

CHE • Chennai Airport • Domestic Terminal

TFS - Travel Club Lounge NewInternational

CHE • Chennai Airport • International Terminal

Coimbature

1 lounges • 1 domestic • 0 international

1
Blackberry LoungeDomestic

CO1 • Coimbature Airport • Domestic Terminal

Dehradun

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

DEH • Dehradun Airport • Domestic Terminal

Delhi

1 lounges • 1 domestic • 0 international

1
Enclam LoungeDomestic

DEL • Delhi Airport • Terminal T1DENCLAM

Goa

1 lounges • 1 domestic • 0 international

1
TFS - Good Times LoungeDomestic

GOA • Goa Airport • Domestic Terminal

Guwahati

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

GUW • Guwahati Airport • Domestic Terminal

Hyderabad

2 lounges • 1 domestic • 1 international

2
The Taste of IndiaDomestic

HYD • Hyderabad Airport • Domestic Terminal

The Taste of IndiaInternational

HYD • Hyderabad Airport • International Terminal

Indore

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

IND • Indore Airport • Domestic Terminal

Jaipur

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

JAI • Jaipur Airport • Domestic Terminal

Kannur

2 lounges • 1 domestic • 1 international

2
Pearl LoungeDomestic

KAN • Kannur Airport • Domestic Terminal

Pearl LoungeInternational

KAN • Kannur Airport • International Terminal

Kochi

2 lounges • 1 domestic • 1 international

2
Earth LoungeDomestic

KOC • Kochi Airport • Domestic Terminal

Earth LoungeInternational

KOC • Kochi Airport • International Terminal

Kolkata

2 lounges • 1 domestic • 1 international

2
TFS - Travel Club LoungeDomestic

KOL • Kolkata Airport • Domestic Terminal

TFS - Travel Club LoungeInternational

KOL • Kolkata Airport • International Terminal

Lucknow

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

LUC • Lucknow Airport • Domestic Terminal

Madurai

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

MAD • Madurai Airport • Domestic Terminal

Mumbai

3 lounges • 2 domestic • 1 international

3
Clipper Lounge (Also known as Loyalty lounge)International

MUM • Mumbai Airport • Terminal T2CLIPPER

OASIS LoungeDomestic

MUM • Mumbai Airport • Terminal T1BOASIS

TFS - Travel Club LoungeDomestic

MUM • Mumbai Airport • Terminal T1C

Nagpur

1 lounges • 1 domestic • 0 international

1
Mandarin LoungeDomestic

NAG • Dr. Babasaheb Ambedkar International Airport • Domestic Terminal

Patna

1 lounges • 1 domestic • 0 international

1
Zesto Executive LoungeDomestic

PAT • Patna Airport • Domestic Terminal

Pune

1 lounges • 1 domestic • 0 international

1
Earth LoungeDomestic

PUN • Pune Airport • Domestic Terminal

Ranchi

1 lounges • 1 domestic • 0 international

1
Food HangarDomestic

RAN • Food Hangar, Security Hold Area, 1st Floor, Domestic Departure, Birsa Munda Airport • Domestic Terminal

Srinagar

1 lounges • 1 domestic • 0 international

1
Paahun The Executive LoungeDomestic

SRI • Srinagar Airport • Domestic Terminal

Thiruvananthapuram

1 lounges • 0 domestic • 1 international

1
Bird LoungeInternational

THI • Thiruvananthapuram Airport • International Terminal

Vadodara

1 lounges • 1 domestic • 0 international

1
Premium loungeDomestic

VAD • Vadodara Airport • Domestic Terminal

Varanasi

1 lounges • 1 domestic • 0 international

1
Take off BarDomestic

VAR • Varanasi Airport • Domestic Terminal

Decision Details

Open the dense rulebook only when you are close to applying.

Earn exclusions, fine-print benefits, and fee rows matter, but they should sit behind an extra click instead of competing with the main overview.

Earn rules11 rows

Exclusion risk: medium

Benefits4 perks

Insurance, memberships, partner perks, and recurring value-adds.

Charges7 fee rows

Forex, late fee, interest, and other cost details.

Earn rules and exclusions

Open this when two cards are close and exclusions can change the winner.

Open

Earn Rule Matrix

Boosted, capped, and zero-reward categories in one table.

Exclusion risk: medium (46/100)
Fresh• 1h old
Category / MerchantRewardBucket
Spends >5L
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
6 RPs
Earn 6 RPs per ₹100 spent
More
2.5L - 5L
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
4 RPs
Earn 4 RPs per ₹100 spent
More
₹1L - ₹2.5L
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
2 RPs
Earn 2 RPs per ₹100 spent
More
Education
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RP
Earn 1 RP per ₹100 spent
Low/Capped
Government
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RP
Earn 1 RP per ₹100 spent
Low/Capped
Insurance
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RP
Earn 1 RP per ₹100 spent
Low/Capped
Jewellery
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RPs
Earn 1 RPs per ₹100 spent
Low/Capped
Rent
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RP
Earn 1 RP per ₹100 spent
Low/Capped
Utilities
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
1 RPs
Earn 1 RPs per ₹100 spent
Low/Capped
Fuel
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
-- Reward Points
No rewards on this category
Zero
UPI
Base: 1 Reward Points (RPs) per ₹100 spent
Note: Categories or merchants not listed below will earn base rewards
-- Reward Points
No rewards on this category
Zero

Benefits and recurring perks

Open this only if the non-reward perks are part of the value story for you.

Open

Benefits

Reusable perks and value-add benefits extracted from validated rows.

Fresh• 1h old

Concierge

Assistance

CONCIERGE
  • Pre-trip assistance, flight & hotel bookings, car rental, sports and events bookings, flower and gift delivery.|Auto Assist :- Roadside Repair Service,Emergency Fuel Supply,Flat Tyre Services,Keys Locked Inside and Battery Service.
  • Ongoing

How to avail: You can call the Concierge services on 1860 267 7777.

Golf

Complimentary Golf game/lesson

GOLF
  • 4 complimentary games or lessons per year at Rs 4000 each per year.|1 games/lesson per quarter.
  • Ongoing

How to avail: Access the designated golf booking portal using the email ID registered with your credit card. Choose your preferred golf course, date, and time, and complete the booking. You’ll receive a confirmation via email, take this with you when you play. Note that additional costs like caddy fees and carts are usually not covered and must be paid at the course.

Insurance

Get a complimentary personal air accident insurance cover of up to Rs 25,00,000.

INSURANCE
  • Ongoing
  • To claim this insurance, email rupay@newindia.co.in within 30 days of the incident. Ensure to submit all required documents within 60 days of reporting the claim

How to avail: To claim this insurance, email rupay@newindia.co.in within 30 days of the incident. Ensure to submit all required documents within 60 days of reporting the claim

BookMyShow

Get one complimentary movie ticket upto Rs 500 on bookmyshow.com every 6 months in a calendar year

MOVIES_AND_EVENTS
  • Get one complimentary movie ticket up to ₹500 on bookmyshow.com every 6 months in a calendar year.
  • Ongoing

How to avail: To avail this offer, 1. Visit the BookMyShow website or app. 2. Select your movie, date, time, and seats. 3. Proceed to payment and find the offers/discounts section. 4. Select the applicable bank discount offer and enter your card details. 5. Complete the payment to get the Offer.

Charges and cost detail

Open the cost layer when you want the exact forex, late fee, and other charge rows.

Open

Charges

Key fee and charge rows for transparent comparison.

Fresh• 1h old
ChargeValue
Joining Fee₹0
Renewal Fee₹0
Forex Fee1.5%
Annual Percentage Rate42%
Add-on Card Fee₹0
Reward Redemption Fee₹149 per redemption request.
DCC1%
FAQ & Evidence

Keep proof and verification at the bottom.

This is the validation layer. Use it after the card already feels like a possible yes.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

Open

Offer Truth

  • Joining fee₹0
  • Annual fee₹0
  • Waiver thresholdNot listed
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/pointNot listed
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkVisa
  • Domestic count28
  • International count0
  • Quarterly limit1
  • Airport-terminal rows40
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports26
  • Approval reports16

Frequently asked questions

Short answers for the usual apply, fee, reward, and lounge questions.

Open
Is IndusInd Bank Tiger Credit Card lifetime free?

IndusInd Bank Tiger Credit Card is lifetime free with no annual fee.

What rewards does IndusInd Bank Tiger Credit Card offer?

Lifetime-free card with zero forex markup, BOGO movies, and strict spend-based lounge benefits.

Does IndusInd Bank Tiger Credit Card include lounge access?

IndusInd Bank Tiger Credit Card lists 40 lounge visits (28 domestic, 12 international).

Who should consider IndusInd Bank Tiger Credit Card?

Zero Forex and Movie Offers

Where can I apply for IndusInd Bank Tiger Credit Card?

Check the issuer link listed for this card.

Sources and verification

Issuer link, last verification date, and how this page was assembled.

Open

Sources & Verification

  • Official Issuer Page:Direct Link
  • Last Verified: 2026-02-12
  • Data Method: Automated scraper + Manual audit