IndusInd Tiger Credit Card Review: Premium Benefits, Zero Fees

The Silent Guardian of Travel Cards

While everyone talks about Scapia and HDFC Regalia, the IndusInd Tiger Credit Card has quietly emerged as a powerhouse. Why? Because it offers "Premium" features on a Lifetime Free card.

Most cards with International Lounge Access charge ₹3,000+ fees. This one charges zero. Let's dig in.

Benefit 1: Global Lounge Access (For Free)

This is the biggest selling point. Most LTF cards (like Amazon Pay ICICI or SBI Cashback) give you ZERO lounge access.

• Domestic Lounges: 2 Visits per Quarter (8 per Year).
• International Lounges: 2 Visits per Year (via Priority Pass).

The Kicker: There is NO Spend Criteria mentioned for this benefit currently unlike Scapia's new ₹20k rule. This makes it an essential card for your wallet.

Benefit 2: Low 1.5% Forex Markup

Standard cards charge 3.5% + GST (approx 4.13%).
IndusInd Tiger charges 1.5% + GST.

The Math on ₹1 Lakh Spend:
Standard Card Fee: ₹4,130
IndusInd Tiger Fee: ₹1,770
You Save: ₹2,360 instantly.

While Scapia offers 0% markup, Scapia has zero rewards on international spend. IndusInd Tiger gives you rewards AND low forex. If you redeem points against cash, the net cost drops further.

Benefit 3: Rewards & Entertainment

BookMyShow Offer: Buy 1 Get 1 Free (Up to ₹500 discount) on Movie tickets. Valid once every 6 months.

Reward Rate:

• Up to ₹1 Lakh spend: 1.2% Return (4X points)
• > ₹5 Lakh spend: Up to 2.4% Return (6X points)

Note: 1 Point = ₹0.40 Cash Credit.

Comparison: Tiger vs The World

Feature	IndusInd Tiger	HDFC Regalia Gold	Scapia
Annual Fee	₹0 (LTF)	₹2,500	₹0 (LTF)
Forex Markup	1.5%	3.5%	0%
Intl Lounge	2 / Year	6 / Year	0
Movie Offer	B1G1 (₹500 off)	None	None

Conclusion: Who is this for?

If you travel internationally even once a year, get this card. It is free to hold and gives you free airport food and drinks abroad.

It is also a perfect backup card. If your primary card (like SBI Cashback) gets rejected, use this.