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IndusInd Bank Avios Visa Infinite Credit Card
IndusInd • Visa

IndusInd Bank Avios Visa Infinite Credit Card

Read about IndusInd Bank Avios Visa Infinite Credit Card along with its features, benefits, fees & charges. Apply now and save on your travel expenses.

Reviewed by CardWise Editorial Team
Last Verified: 2/12/2026
Editorial Independence: Our recommendations are driven by mathematical value, not issuer payouts. We may earn a commission if you apply through our links, but this does not affect our scoring or the cards we feature.
Annual FeeFreeLifetime Free
Base Reward0.5%On all spends
Lounge Access4028 domestic • 12 intl
Est. Annual Savings₹2,400Based on ₹4.8L annual spend

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Lifetime free
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹1,800

Assumes base reward rate only.

Annual feeWaived

Lifetime Free

Net value₹1,800

Estimated savings per year.

Reward Rate Breakdown

Category-wise reward rates for this card

Basedefault
0.5%

Key Takeaways

Verified card-level notes, best use-cases, and watchouts.

Pros & Insights

  • IndusInd Bank Avios Visa Infinite Credit Card should be treated as a premium travel-transfer card where redemption sophistication drives outsized value.
  • The card's cashback model is most effective when usage stays aligned to its core categories: Lifetime Free, Travel, Premium.
  • Current mapping shows 40 lounge entries, so travel utility can materially improve real-world value when eligibility conditions are met.

Best Utilization

  • Use for travel-heavy spends and optimize Avios transfers only when redemption plans are clear before points accrue.
  • Review monthly statements and re-route spend once marginal returns weaken outside the intended category lanes.
  • As a lifetime-free card, it works best as a focused specialist in a multi-card portfolio.

Watchouts

  • Without planned redemption strategy, premium travel cards can underperform simpler cashback setups.
  • Lounge access can be subject to spend/quarter conditions; verify current issuer terms before relying on access.
  • Reward caps, partner exclusions, or MCC filtering can reduce realized yield versus headline marketing rates.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

Expand

Offer Truth

  • Joining fee₹0
  • Annual fee₹0
  • Waiver thresholdNot listed
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/point₹1
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkVisa
  • Domestic count28
  • International count12
  • Quarterly limitNot listed
  • Airport-terminal rows40
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports28
  • Approval reports17

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

No clear same-bank upgrade path is currently detected for this card.

Lounge Eligibility Checklist

Mapped from issuer lounge dataset + card policy signals

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for IndusInd Bank Avios Visa Infinite Credit Card using your current period spend.

₹0 spentAdd threshold to start tracking

No spend threshold was detected from current lounge policy text. You can still track manually.

Spend threshold

Validate spend threshold, guest terms, and visit caps with latest IndusInd card guide.

Quarter / cycle rule

No quarter or billing-cycle lounge rule is explicitly listed.

Guest access

Validate spend threshold, guest terms, and visit caps with latest IndusInd card guide.

Priority Pass

International lounge access is listed; verify if this is via Priority Pass or direct network.

Lounge Locations

40 airport lounge rows
View lounge map and location list40 rows
Loading interactive lounge map...

Click a city marker to jump to its lounge list below.

Ahmedabad

2 lounges • 1 domestic • 1 international

2
The LoungeDomestic

AHM • Ahmedabad Airport • Domestic Terminal

The LoungeInternational

AHM • Ahmedabad Airport • Terminal T2THE

Amritsar

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

AMR • Amritsar Airport • Domestic Terminal

Bengaluru

2 lounges • 1 domestic • 1 international

2
TFS - BLR LoungeDomestic

BEN • Bengaluru Airport • Domestic Terminal

TFS - BLR LoungeInternational

BEN • Bengaluru Airport • International Terminal

Bhubaneswar

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

BHU • Bhubaneswar Airport • Domestic Terminal

Calicut

1 lounges • 0 domestic • 1 international

1
Bird LoungeInternational

CAL • Calicut Airport • International Terminal

Chandigarh

2 lounges • 1 domestic • 1 international

2
The Cram BarDomestic

CHA • Chandigarh Airport • Domestic Terminal

The Cram BarInternational

CHA • Chandigarh Airport • International Terminal

Chennai

3 lounges • 1 domestic • 2 international

3
TFS - Travel Club LoungeInternational

CHE • Chennai Airport • International Terminal

TFS - Travel Club Lounge (A & B)Domestic

CHE • Chennai Airport • Domestic Terminal

TFS - Travel Club Lounge NewInternational

CHE • Chennai Airport • International Terminal

Coimbature

1 lounges • 1 domestic • 0 international

1
Blackberry LoungeDomestic

CO1 • Coimbature Airport • Domestic Terminal

Dehradun

1 lounges • 1 domestic • 0 international

1
Bird LoungeDomestic

DEH • Dehradun Airport • Domestic Terminal

Delhi

1 lounges • 1 domestic • 0 international

1
Enclam LoungeDomestic

DEL • Delhi Airport • Terminal T1DENCLAM

Goa

1 lounges • 1 domestic • 0 international

1
TFS - Good Times LoungeDomestic

GOA • Goa Airport • Domestic Terminal

Guwahati

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

GUW • Guwahati Airport • Domestic Terminal

Hyderabad

2 lounges • 1 domestic • 1 international

2
The Taste of IndiaDomestic

HYD • Hyderabad Airport • Domestic Terminal

The Taste of IndiaInternational

HYD • Hyderabad Airport • International Terminal

Indore

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

IND • Indore Airport • Domestic Terminal

Jaipur

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

JAI • Jaipur Airport • Domestic Terminal

Kannur

2 lounges • 1 domestic • 1 international

2
Pearl LoungeDomestic

KAN • Kannur Airport • Domestic Terminal

Pearl LoungeInternational

KAN • Kannur Airport • International Terminal

Kochi

2 lounges • 1 domestic • 1 international

2
Earth LoungeDomestic

KOC • Kochi Airport • Domestic Terminal

Earth LoungeInternational

KOC • Kochi Airport • International Terminal

Kolkata

2 lounges • 1 domestic • 1 international

2
TFS - Travel Club LoungeDomestic

KOL • Kolkata Airport • Domestic Terminal

TFS - Travel Club LoungeInternational

KOL • Kolkata Airport • International Terminal

Lucknow

1 lounges • 1 domestic • 0 international

1
The LoungeDomestic

LUC • Lucknow Airport • Domestic Terminal

Madurai

1 lounges • 1 domestic • 0 international

1
Primus LoungeDomestic

MAD • Madurai Airport • Domestic Terminal

Mumbai

3 lounges • 2 domestic • 1 international

3
Clipper Lounge (Also known as Loyalty lounge)International

MUM • Mumbai Airport • Terminal T2CLIPPER

OASIS LoungeDomestic

MUM • Mumbai Airport • Terminal T1BOASIS

TFS - Travel Club LoungeDomestic

MUM • Mumbai Airport • Terminal T1C

Nagpur

1 lounges • 1 domestic • 0 international

1
Mandarin LoungeDomestic

NAG • Dr. Babasaheb Ambedkar International Airport • Domestic Terminal

Patna

1 lounges • 1 domestic • 0 international

1
Zesto Executive LoungeDomestic

PAT • Patna Airport • Domestic Terminal

Pune

1 lounges • 1 domestic • 0 international

1
Earth LoungeDomestic

PUN • Pune Airport • Domestic Terminal

Ranchi

1 lounges • 1 domestic • 0 international

1
Food HangarDomestic

RAN • Food Hangar, Security Hold Area, 1st Floor, Domestic Departure, Birsa Munda Airport • Domestic Terminal

Srinagar

1 lounges • 1 domestic • 0 international

1
Paahun The Executive LoungeDomestic

SRI • Srinagar Airport • Domestic Terminal

Thiruvananthapuram

1 lounges • 0 domestic • 1 international

1
Bird LoungeInternational

THI • Thiruvananthapuram Airport • International Terminal

Vadodara

1 lounges • 1 domestic • 0 international

1
Premium loungeDomestic

VAD • Vadodara Airport • Domestic Terminal

Varanasi

1 lounges • 1 domestic • 0 international

1
Take off BarDomestic

VAR • Varanasi Airport • Domestic Terminal

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Decision Data Enrichment

Reused from validated provider snapshots with freshness gates and quality filters.

Enriched decision data not available

This card does not have publishable enrichment records in the current high-confidence snapshot.

Key Benefits

  • Pre Approved Personal Loans
  • Personal Loan Interest Rates
  • Instant Personal Loan
  • Personal Loan Low CIBIL Score

Things to Consider

  • Reward caps and exclusions apply
  • Issuer terms may change

About IndusInd Bank Avios Visa Infinite Credit Card

IndusInd Bank Avios Visa Infinite Credit Card is a cashback card from IndusInd, best for travel & lounge access. It is tagged under lifetime free, travel, premium categories in our database.

Lifetime FreeTravelPremium

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Frequently asked questions

Is IndusInd Bank Avios Visa Infinite Credit Card lifetime free?

IndusInd Bank Avios Visa Infinite Credit Card is lifetime free with no annual fee.

What rewards does IndusInd Bank Avios Visa Infinite Credit Card offer?

Read about IndusInd Bank Avios Visa Infinite Credit Card along with its features, benefits, fees & charges. Apply now and save on your travel expenses.

Does IndusInd Bank Avios Visa Infinite Credit Card include lounge access?

IndusInd Bank Avios Visa Infinite Credit Card lists 40 lounge visits (28 domestic, 12 international).

Who should consider IndusInd Bank Avios Visa Infinite Credit Card?

Travel & lounge access

Where can I apply for IndusInd Bank Avios Visa Infinite Credit Card?

Check the issuer website for application availability.

Sources & Verification

  • Official Issuer Page:Direct Link
  • Last Verified: 2026-02-12
  • Data Method: Automated scraper + Manual audit

Key Terms

APR (Annual Percentage Rate)

The interest rate charged on unpaid dues if you don't pay your full bill by the due date.

Forex Markup

An additional fee charged for transactions made in foreign currency.

Lounge Access

Complimentary entry to airport lounges, often subject to spend milestones.

Milestone Benefits

Bonus rewards unlocked when you cross specific spending thresholds within a period.