Offer Truth
- Joining fee₹0
- Annual fee₹0
- Waiver threshold₹0
- Cap typenone
- Cap resetnone
- Last verified2026-02-13
Back to Browse
Fresh• 1h old
Fresh• 1h old Fresh• 1h old Fresh• 1h old Fresh• 1h old Fresh• 1h old
ICICI • Visa
Amazon Pay ICICI
5% on Amazon for Prime members (3% non-Prime), 2% on Amazon Pay partner merchants, and 1% on other eligible spends.
Reviewed by CardWise Editorial Team
Last Verified: 2/13/2026
Editorial Independence: Our recommendations are driven by mathematical value, not issuer payouts. We may earn a commission if you apply through our links, but this does not affect our scoring or the cards we feature.
Annual FeeFree
Base Reward1.0%On all spends
Lounge AccessNoNo lounge access listed
Est. Annual Savings₹7,824Based on ₹4.8L annual spend
No Complimentary Lounge Access
This card currently does not show complimentary airport lounge access in our issuer-aligned dataset.
Fee waiver & value estimator
Adjust your spend to see fee waiver eligibility and capped rewards.
Lifetime free
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹3,600
Assumes base reward rate only.
Annual feeWaived
No waiver condition listed.
Net value₹3,600
Estimated savings per year.
Reward Rate Breakdown
Category-wise reward rates for this card
Upgrade Path
These are objective same-bank step-up options from the current rewards and lounge model.
No clear same-bank upgrade path is currently detected for this card.
Lounge Eligibility Checklist
Policy fallback: Policy-only fallback: this card is cashback-focused and no airport lounge entitlement is listed in current issuer-facing terms.
Lounge Spend Tracker
Eligibility target met: NoTrack lounge eligibility for Amazon Pay ICICI using your current period spend.
₹0 spentAdd threshold to start tracking
No spend threshold was detected from current lounge policy text. You can still track manually.
Spend threshold
No lounge spend-unlock rule is listed for Amazon Pay ICICI.
Quarter / cycle rule
No quarter/cycle lounge entitlement is listed for Amazon Pay ICICI.
Guest access
Guest lounge access is not listed for Amazon Pay ICICI.
Priority Pass
Priority Pass is not listed for Amazon Pay ICICI.
Lounge Locations
No airport-wise rows currently availableAirport-level lounge rows are not currently available for this card. We still show policy checklist details above.
Redemption Optimizer Unavailable
Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.
Decision Data Enrichment
Reused from validated provider snapshots with freshness gates and quality filters.
Top boost: Amazon Shopping (Prime)Exclusion risk: high (79/100)Best redemption: Amazon Pay (Brand Wallet)Value band: ₹0.25-₹0.60/ptNearest offer expiry: 2026-02-19Forex fee: 1.99%Domains with data: 6
Earn Rule Matrix
Boosted, capped, and zero-reward categories in one table.
| Category / Merchant | Reward | Bucket |
|---|---|---|
| Amazon Shopping (Prime) Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | 5% Cashback Earn 5% Cashback per ₹100 spent | |
| Amazon (Flights/Hotels) Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | 3% Cashback Earn 3% Cashback per ₹100 spent | |
| Amazon (Grocery) Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | 3% Cashback Earn 3% Cashback per ₹100 spent | |
| Amazon Shopping (Non-Prime) Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | 3% Cashback Earn 3% Cashback per ₹100 spent | |
| Amazon (Utilities, Digital products & Gift Cards) Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | 2% Cashback Earn 2% Cashback per ₹100 spent | |
| Amazon Pay (Other merchants) Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | 2% Cashback Earn 2% Cashback per ₹100 spent | |
| Government Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | 1% Cashback Earn 1% Cashback per ₹100 spent | |
| Insurance Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | 1% Cashback Earn 1% Cashback per ₹100 spent | |
| Wallets Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | 1% Cashback Earn 1% Cashback per ₹100 spent | |
| Education Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | -- Cashback earned last statement No rewards on this category | |
| EMI Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | -- Cashback earned last statement No rewards on this category | |
| Fuel Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | -- Cashback earned last statement No rewards on this category | |
| International Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | -- Cashback earned last statement No rewards on this category | |
| Jewellery Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | -- Cashback earned last statement No rewards on this category | |
| Rent Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | -- Cashback earned last statement No rewards on this category | |
| UPI Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | -- Cashback earned last statement No rewards on this category | |
| Utilities Base: 1% Cashback per ₹100 spent Note: Categories or merchants not listed below will earn base rewards | -- Cashback earned last statement No rewards on this category |
Live Offers
Expiring offers are prioritized first, with details and terms.
MI.COM
Rs.2000 Discount
- Rs.2000 Discount on Redmi Pad SE 4GB+128GB
- Minimum transaction value Rs.8999
Terms
- Offer Period: 19-Feb-26
- Applicable on ICICI Bank Credit Card EMI
- Terms and Conditions Apply.
- Valid on ICICI Bank Credit Cards
MI.COM
Rs.1750 Discount
- Rs.1750 Discount on Redmi Pad Pro 5G 8GB+128GB
- Minimum transaction value Rs.22999
Terms
- Offer Period: 19-Feb-26
- Applicable on ICICI Bank Credit Card Full Swipe
- Terms and Conditions Apply.
- Valid on ICICI Bank Credit Cards
MI.COM
Rs.750 Discount
- Rs.2000 Discount on Redmi Pad SE 4GB+128GB
- Minimum transaction value Rs.8999
Terms
- Offer Period: 19-Feb-26
- Applicable on ICICI Bank Credit Card EMI
- Terms and Conditions Apply.
- Valid on ICICI Bank Credit Cards
AJIO.COM
7.5% off
- 7.5% off (upto Rs.750) on a minimum purchase of Rs.3999
Terms
- Offer Validity: Jan 07 to Mar 25, 2026
- Valid on Credit Cards
- Valid on ICICI Bank Credit Cards
AJIO.COM
Additional 8% discount
- Additional 8% discount on Ajio Luxe
- Minimum spend of Rs.10000
Terms
- For detailed understanding and learn about the brands part of this offer please click Brand List
- The offer can be used multiple times by a single user
- Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa that the information is correct. Please check directly with Merchant to confirm the availability and validity of the Offer.
- Valid on Visa Card
AJIO.COM
Flat 4% off
- Flat 4% off on Ajio
Terms
- This is an AJIO Luxe GV/GC (Gift Voucher/Gift Card) issued by Pine Labs Limited, which is a company incorporated under the laws of India, and is authorised by the Reserve Bank of India ("RBI") to issue such Gift Cards. AJIO Luxe GV/GC is redeemable on luxe.AJIO.com.
- The holder of this GV/GC is deemed the beneficiary.
- This GV/GC is non-transferable, non-negotiable, non-refundable, and cannot be returned or redeemed for cash or credit.
- Expired GV/GCs cannot be revalidated.
ABHIBUS
Get 15% off
ABHIBUS
Get 5% Instant Discount
AGODA
Get up to 10% off
Redemption Paths
Transfer ratios, minimum transfer rules, and redemption value hints.
Redemption Value Explorer
Modeled using estimated value-band ranges from enrichment data.
Amazon Pay
Brand Wallet
- Monthly cashback is automatically converted to Amazon Pay balance at the end of each billing cycle.
- The Amazon Pay balance can be redeemed for all Amazon and Amazon Pay purchases.
Milestones
Spend thresholds and rewards grouped by period.
Milestone ROI Calculator
Estimate incremental value unlocked at the current spend model.
Activate your card
- For Prime Members: Get a welcome offer worth INR 2,500 along with 1-month Eazy Diner membership when you make a payment through Amazon. Simply pay the specified amount, and you’ll receive exclusive gift vouchers as part of this offer.
- For Non-Prime Members: Enjoy a welcome offer worth INR 2,000 and 1-month Eazy Diner membership by making a payment through Amazon.Pay the required amount, and unlock special gift vouchers with this offer.
Benefits
Reusable perks and value-add benefits extracted from validated rows.
EazyDiner
EazyDiner Prime membership.
- Complimentary Eazydiner Prime membership for 1 month.
- Month
How to avail: 1. Download the EazyDiner Application. 2. Sign up for new customers or login for existing customer. 3. Select 12-Month EazyDiner Prime Membership plan and click on Pay Now. 4. Apply the unique coupon code received from ICICI Bank via SMS/E-mail. 5. Complete purchase and activate your Annual Prime membership.
Exclusions: 1. The membership is applicable for Primary Card Members only. 2. These vouchers are valid within the validity period mentioned in the voucher code sms/e-mail received from ICICI Bank.
EazyDiner
EazyDiner Prime membership.
- Complimentary Eazydiner Prime membership for 1 month.
How to avail: 1. Download the EazyDiner Application. 2. Sign up for new customers or login for existing customer. 3. Select 12-Month EazyDiner Prime Membership plan and click on Pay Now. 4. Apply the unique coupon code received from ICICI Bank via SMS/E-mail. 5. Complete purchase and activate your Annual Prime membership.
Exclusions: 1. The membership is applicable for Primary Card Members only. 2. These vouchers are valid within the validity period mentioned in the voucher code sms/e-mail received from ICICI Bank.
Charges
Key fee and charge rows for transparent comparison.
| Charge | Value |
|---|---|
| Joining Fee | ₹0 |
| Renewal Fee | ₹0 |
| Forex Fee | 1.99% |
| Annual Percentage Rate | 45% |
| Add-on Card Fee | ₹0 |
| DCC | 1.99% |
Key Benefits
- Lifetime free card with no joining or annual fee
- 5% rewards on Amazon shopping for Prime members (3% for non-Prime)
- 2% rewards on Amazon Pay partner merchants and 1% on other eligible spends
- International transaction program update announced with reduced forex markup and bonus points offer
Things to Consider
- Highest earn rate depends on maintaining Amazon Prime membership
- Rewards are Amazon Pay balance linked, not universal statement cashback
- No base airport lounge benefit in default proposition
About Amazon Pay ICICI
Amazon Pay ICICI is a cashback card from ICICI, best for amazon loyalists. It is tagged under shopping, lifetime free categories in our database.
ShoppingLifetime Free
Similar Cards You Might Like
Frequently asked questions
Is Amazon Pay ICICI lifetime free?
Amazon Pay ICICI is lifetime free with no annual fee.
What rewards does Amazon Pay ICICI offer?
5% on Amazon for Prime members (3% non-Prime), 2% on Amazon Pay partner merchants, and 1% on other eligible spends.
Does Amazon Pay ICICI include lounge access?
No complimentary lounge access is currently listed for this card.
Who should consider Amazon Pay ICICI?
Amazon Loyalists
Where can I apply for Amazon Pay ICICI?
Check the issuer website for application availability.
Sources & Verification
- Official Issuer Page:Direct Link
- Last Verified: 2026-02-13
- Data Method: Automated scraper + Manual audit
Key Terms
APR (Annual Percentage Rate)
The interest rate charged on unpaid dues if you don't pay your full bill by the due date.
Forex Markup
An additional fee charged for transactions made in foreign currency.
Lounge Access
Complimentary entry to airport lounges, often subject to spend milestones.
Milestone Benefits
Bonus rewards unlocked when you cross specific spending thresholds within a period.