Cards can be sorted by name, annual fee, base reward rate, and estimated annual value based on your spend.
Yes, filters include issuer, network, and categories like Travel, Cashback, Premium, and Lifetime Free.
Review dates vary by card and field. Check each card’s source notes and the lounge dataset’s verification date before relying on a benefit.
Compare fees and rewards for your saved spend. Catalog includes cards under review and retired products for research. Estimates appear only when reward rules are ready; recommended order puts eligible cards first.
70% split equally across Shopping, Travel, Dining; 30% other eligible spend. Standard redemption value. Renewal-year value excludes joining costs, taxes and unmodeled exclusions. Recommended order includes fees and evidence quality; annual value sort ranks by estimated rupees. Card-type filters narrow the catalog without changing spending categories.
Enter eligible monthly spending once per category. Other covers spending at the base rate. Exclude rent, fees and other purchases your issuer does not reward.
Total: ₹30,000/month · Same budget repeated over 12 months.
Quick estimates remain active until you apply budgets.
Category amounts improve the spend mix. Merchant coverage, reward exclusions, point redemption and fee-waiver eligibility remain model assumptions. Shared links include your budgets; share only if comfortable.
Drivers and commuters fueling at HPCL regularly
Popular ICICI fuel card variant with HPCL-focused earning potential.
Drivers with regular HPCL fuel spend
Fuel-first card for HPCL users with surcharge waiver and higher reward value on fuel spending.
UPI Payments & Tata Users
1.5% NeuCoins on eligible non-UPI retail; 0.5% eligible UPI through any app, up to 1.5% using Tata Neu UPI ID. 500 NeuCoins/month combined UPI cap.
High online shoppers and travel spenders using RuPay + UPI
Up to 10% cashback on shopping and 5% on travel, with 1% on eligible other spends.
Heavy Fuel Spenders
7.25% Value back on BPCL Fuel
Users looking for a lower-cost BPCL fuel credit card
Popular entry fuel card for BPCL users with lower fee than Octane.
Straightforward cashback on everyday spends
5% cashback on online food delivery, grocery and entertainment, 3% on fuel, and 0.5% on other eligible spends.
Drivers with consistent monthly fuel spends
Fuel-focused rewards card built for IndianOil spending with surcharge waiver.
Tata Pay Users
1% NeuCoins on eligible non-UPI retail; 0.25% eligible UPI through any app, up to 1% using Tata Neu UPI ID. 500 NeuCoins/month combined UPI cap.
RuPay UPI users who want simple capped cashback and low-fee lounge access
AU RuPay UPI card with 1% cashback on eligible UPI and other transactions, capped at ₹500 per statement cycle, plus AU Coins on UPI spends through AU 0101.
Users who do most spends on UPI and want a lifetime-free digital-first card
UPI-first RuPay credit card with Kiwi cashback rewards and app-led savings stack.
UPI-first users who want a lifetime-free cashback card
Lifetime-free RuPay credit card with 2% cashback on selected categories and UPI spends.
Gen Z & Online Shoppers
10% POPcoins on Online Spends
UPI-heavy users seeking a basic lifetime-free credit card
UPI-forward AU RuPay card focused on everyday small-ticket digital spends.
Travel & lounge access
"Axis Bank offers SuperMoney RuPay Credit Card and enjoy benefits like 3% UPI cashback & fuel surcharge waiver, etc. Apply now through the SuperMoney App!
Travel & lounge access
BOB Select Credit Card from BOBCARD offers a plethora of benefits, including attractive offers, 5X rewards Points on select transactions, fuel surchar
Travel & lounge access
Cashback rewards on everyday spends.
Travel & lounge access
Cashback rewards on everyday spends.
Travel & lounge access
Find out the features, benefits and fees of CRED IndusInd Bank RuPay Credit Card. Also, know how to save 5% on online, CRED and UPI spends using this card.
Travel & lounge access
Apply now for HDFC’s UPI RuPay Credit Card. Earn up to 3% CashPoints on groceries, dining & utility bills. Just ₹99/year with ₹250 welcome voucher!
Travel & lounge access
Read in detail about IDFC FIRST Digital RuPay Credit Card'd features, benefits, eligibility and fees & charges. Apply Now & save on UPI spends.
Travel & lounge access
With IDFC FIRST Power+ Credit Card, save up to 6.5% on fuel spends. Know about its features, benefits, fees & charges. Apply Now!
UPI Payments & Beginners
1% Cashback on UPI Scan & Pay (2% with Neon)
Travel & lounge access
Cashback rewards on everyday spends.