Offer Truth
- Joining fee₹0
- Annual fee₹399
- Waiver threshold₹1,50,000
- Cap typenone
- Cap resetnone
- Last verified2026-02-12
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Yes Bank • RuPay
Yes Bank Pop-Club Credit Card
10% POPcoins on Online Spends
Reviewed by Amodh Shetty
Last Verified: 2/12/2026
Editorial Independence: Our recommendations are driven by mathematical value, not issuer payouts. We may earn a commission if you apply through our links, but this does not affect our scoring or the cards we feature.
Annual Fee₹399Waived on ₹1.5 Lakhs spend
Base Reward2.0%On all spends
Lounge AccessNoNo lounge access listed
Est. Annual Savings₹5,382Based on ₹4.8L annual spend
No Complimentary Lounge Access
This card currently does not show complimentary airport lounge access in our issuer-aligned dataset.
Fee waiver & value estimator
Adjust your spend to see fee waiver eligibility and capped rewards.
Annual fee
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹7,200
Assumes base reward rate only.
Annual feeWaived
Waived on ₹1.5 Lakhs spend
Net value₹7,200
Estimated savings per year.
Fee waiver target: ₹1,50,000 annual spend.
Reward Rate Breakdown
Category-wise reward rates for this card
Upgrade Path
These are objective same-bank step-up options from the current rewards and lounge model.
No clear same-bank upgrade path is currently detected for this card.
Lounge Eligibility Checklist
Policy fallback: Policy-only fallback: no airport lounge entitlement is listed in current product-facing data.
Lounge Spend Tracker
Eligibility target met: NoTrack lounge eligibility for Yes Bank Pop-Club Credit Card using your current period spend.
₹0 spentAdd threshold to start tracking
No spend threshold was detected from current lounge policy text. You can still track manually.
Spend threshold
No lounge spend-unlock rule is listed for YES Pop-Club.
Quarter / cycle rule
No lounge quarter/cycle entitlement is listed for YES Pop-Club.
Guest access
Guest lounge access is not listed for YES Pop-Club.
Priority Pass
Priority Pass is not listed for YES Pop-Club.
Lounge Locations
No airport-wise rows currently availableAirport-level lounge rows are not currently available for this card. We still show policy checklist details above.
Redemption Optimizer Unavailable
Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.
Decision Data Enrichment
Reused from validated provider snapshots with freshness gates and quality filters.
Enriched decision data not available
This card does not have publishable enrichment records in the current high-confidence snapshot.
Key Benefits
- 10% POPcoins on Online Transactions
- 5% Extra POPcoins on UPI via POP App
- Welcome Benefits worth ₹5,000 (Zomato Gold, etc.)
- RuPay Network for UPI Payments
Things to Consider
- Rewards are in POPcoins (ecosystem lock-in)
- No Airport Lounge Access
- 3.5% Forex Markup
About Yes Bank Pop-Club Credit Card
Yes Bank Pop-Club Credit Card is a points card from Yes Bank, best for gen z & online shoppers. It is tagged under shopping, upi, rewards categories in our database.
ShoppingUPIRewards
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Frequently asked questions
Is Yes Bank Pop-Club Credit Card lifetime free?
It has an annual fee of ₹399. Waived on ₹1.5 Lakhs spend
What rewards does Yes Bank Pop-Club Credit Card offer?
10% POPcoins on Online Spends
Does Yes Bank Pop-Club Credit Card include lounge access?
No complimentary lounge access is currently listed for this card.
Who should consider Yes Bank Pop-Club Credit Card?
Gen Z & Online Shoppers
Where can I apply for Yes Bank Pop-Club Credit Card?
Check the issuer link listed for this card.
Sources & Verification
- Official Issuer Page:Direct Link
- Last Verified: 2026-02-12
- Data Method: Automated scraper + Manual audit
Key Terms
APR (Annual Percentage Rate)
The interest rate charged on unpaid dues if you don't pay your full bill by the due date.
Forex Markup
An additional fee charged for transactions made in foreign currency.
Lounge Access
Complimentary entry to airport lounges, often subject to spend milestones.
Milestone Benefits
Bonus rewards unlocked when you cross specific spending thresholds within a period.