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Yatra SBI Card
SBI • Visa

Yatra SBI Card

Know about Yatra SBI Card features, fees & charges, eligibility criteria, benefits in detail.Find out how to apply for Yatra SBI Card at Paisabazaar.

Annual FeeFreeLifetime Free
Base Reward0.5%On all spends
Lounge AccessNoNo lounge access listed
Est. Annual Savings₹2,400Based on ₹4.8L annual spend

No Complimentary Lounge Access

This card currently does not show complimentary airport lounge access in our issuer-aligned dataset.

Fee waiver & value estimator

Adjust your spend to see fee waiver eligibility and capped rewards.

Lifetime free
₹30,000 / mo
₹3,60,000 / year
Estimated rewards₹1,800

Assumes base reward rate only.

Annual feeWaived

Lifetime Free

Net value₹1,800

Estimated savings per year.

Reward Rate Breakdown

Category-wise reward rates for this card

Basedefault
0.5%

Insights

Verified card-level notes, best use-cases, and watchouts.

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Insights

  • Yatra SBI Card should be treated as a Yatra-linked travel card where booking-channel alignment is the main value driver.
  • The card's cashback model is most effective when usage stays aligned to its core categories: Lifetime Free, Travel.
  • Lounge upside is not part of this card’s practical value in current mapping, so returns should be judged mainly on spend economics.

Best Utilization

  • Route Yatra travel bookings and related spends through this card, then switch to primary cards for non-travel spend.
  • Review monthly statements and re-route spend once marginal returns weaken outside the intended category lanes.
  • As a lifetime-free card, it works best as a focused specialist in a multi-card portfolio.

Watchouts

  • Travel portal dependency can create value drift when booking behavior becomes platform-agnostic.
  • No complimentary lounge access is currently mapped for this card.
  • Reward caps, partner exclusions, or MCC filtering can reduce realized yield versus headline marketing rates.

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

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Offer Truth

  • Joining fee₹0
  • Annual fee₹0
  • Waiver thresholdNot listed
  • Cap typenone
  • Cap resetnone
  • Last verified2026-02-12

Redemption Truth

  • Cash value/point₹1
  • Travel value/pointNot listed
  • Transfer partners0
  • Min redemptionNot listed
  • Expiry policyNot listed
  • Last verified2026-02-12

Lounge Truth

  • NetworkVisa
  • Domestic count0
  • International count0
  • Quarterly limitNot listed
  • Airport-terminal rows0
  • Policy check2026-02-10

Reliability + Outcomes

  • Verification statusverified
  • Freshness days1
  • Source conflicts0
  • Applied reports13
  • Approval reports7

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

No clear same-bank upgrade path is currently detected for this card.

Lounge match needs verification

Lounge access data for this card could not be confidently matched. Please verify lounge eligibility directly with the issuer before relying on access.

Lounge Eligibility Checklist

Derived from card policy signals

Lounge Spend Tracker

Eligibility target met: No

Track lounge eligibility for Yatra SBI Card using your current period spend.

₹0 spentAdd threshold to start tracking

No spend threshold was detected from current lounge policy text. You can still track manually.

Spend threshold

No spend-based lounge policy is listed in current card data.

Quarter / cycle rule

No quarter or billing-cycle lounge rule is explicitly listed.

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

Priority Pass benefit is not listed for this card.

Lounge Locations

No airport-wise rows currently available

Airport-level lounge rows are not currently available for this card. We still show policy checklist details above.

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Key Benefits

  • Pre Approved Personal Loans
  • Personal Loan Interest Rates
  • Instant Personal Loan
  • Personal Loan Low CIBIL Score

Things to Consider

  • Reward caps and exclusions apply
  • Issuer terms may change

About Yatra SBI Card

Yatra SBI Card is a cashback card from SBI, best for travel & lounge access. It is tagged under lifetime free, travel categories in our database.

Lifetime FreeTravel

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Frequently asked questions

Is Yatra SBI Card lifetime free?

Yatra SBI Card is lifetime free with no annual fee.

What rewards does Yatra SBI Card offer?

Know about Yatra SBI Card features, fees & charges, eligibility criteria, benefits in detail.Find out how to apply for Yatra SBI Card at Paisabazaar.

Does Yatra SBI Card include lounge access?

No complimentary lounge access is currently listed for this card.

Who should consider Yatra SBI Card?

Travel & lounge access

Where can I apply for Yatra SBI Card?

Check the issuer website for application availability.