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Version 2.2 preview

Know Your Finance · Money Guide

Know your money.
Know yourself.

Understand your picture. Explore credit cards. Make room for the goals that matter to you. An India-focused money companion, at your pace.

Free to download · iPhone · iOS 18+
Screens show the 2.2 update submitted to the App Store. Check the listing for current availability.

Discover & compareLearn & planNo sign-up
Version 2.2 Home with Rupy, money overview and optional starting focus

Your money, in context

Start with one useful question.

Choose an optional starting focus, or explore freely. Rupy is your friendly guide through the app; you stay in charge of the decisions.

Find cards with context

Explore listed fees, rewards and lounge benefits. Get a shortlist with reasons and cautions, then compare the details.

A match is not issuer approval.

Understand your picture

Bring recorded income, spending, budgets, assets and debts together. See the information behind your totals.

Your picture reflects the records you add.

Make room for your goals

Give your own priorities a place, record contributions and follow the progress you have actually saved.

Small steps, at your pace.

Learn without the jargon

Start with everyday money questions, built-in lessons and a glossary. Save available full articles for offline reading.

Understanding comes before decisions.

Explore the possibilities

Use 30+ calculators and planners, with input guidance and visible assumptions. Try SIP, EMI, tax, retirement and Rent vs Buy scenarios.

Educational estimates, not guaranteed outcomes.

Reach useful screens faster

Widgets and Shortcuts open calculators, bills or an expense form. Review the details and choose whether to save.

No silent expense saves or bill payments.

See the 2.2 screens

Discover & understand credit cards

Find your card.
Know your options.

A useful card choice starts with the details. Explore the catalogue, understand the trade-offs and compare listed features before deciding.

Explore, then shortlist

Browse by bank and card features, or answer a few questions for a shortlist with reasons and cautions.

Compare the details

See listed fees, rewards and benefits side by side. Missing information stays visible instead of looking like zero.

Keep your cards in view

Save cards to My Wallet and explore listed lounge access and card-use guidance.

Explore the web card catalogue

App screens shown from 2.2; the web catalogue is a separate experience. Listed data can change. Confirm eligibility, fees, rewards and lounge conditions with the issuer.

2.2 card catalogue with HDFC filter and discovery tools
Explore your options
2.2 native card comparison including unknown-value and model cautions
Understand the trade-offs
Proudly Made in India

Built for Indian Investors

30+ India-specific financial calculators organized in 7 categories. No generic tools - only what matters to you.

PPF Calculator

Popular

15-year planning with displayed rate assumptions

EPF Calculator

Essential

Employee and employer contribution estimates

NPS Calculator

Tax Saving

Retirement corpus planning

Income Tax

Must Have

Old vs New regime comparison

HRA Calculator

Tax Saving

House rent exemption optimizer

Crypto Tax

New

30% flat + 1% TDS calculator

SIP Calculator

Enhanced

With step-up contribution scenarios

RD Calculator

Safe

Recurring deposit planning

FD Calculator

Safe

Fixed deposit returns planning

EMI Calculator

Enhanced

Advanced loan planning with scenarios

CAGR Calculator

Returns

Compound annual growth rate

XIRR Calculator

Advanced

Irregular cash flow returns

Retirement Planner

Planner

Comprehensive corpus planning

Emergency Fund

Planner

Risk-adjusted planning

Goal Planner

Planner

Visual tracking with achievability

Asset Allocator

Planner

Allocation prompts for planning

2.2 SIP planning example with adjustable inputs and stated return assumption
₹
INR First
₹5L
Lakhs formatting
₹5Cr
Crores formatting
7.1%
Current PPF rate
How it works

Simple 3-step process

Start with private, practical tools in minutes, not hours

01

Choose your starting point

Start without sign-up. Choose an optional focus, or skip it and explore.

02

Understand your picture

Add your own records, explore card details or start with a plain-language lesson.

03

Explore a next step

Try 30+ planning tools, change assumptions and set goals around your priorities

From download to first useful answer in under 5 minutes

Personal records stay on your device

Your money.
Your space.

No account needed. You choose the records you add and where exported files go.

Personal records on your device

Explore without a bank login or account. Manual records and core calculations work offline.

Backups and reports have different jobs

Finance Backup supports restore. Reports are for reading and sharing. Exported backups contain sensitive, unencrypted financial information.

A clear boundary around online content

Fresh cards, lounges, articles and images need internet. Delivery providers receive technical request information; the website may display ads.

Read the privacy policy
2.2 Backup and export screen with Finance Backup, Import Backup and unencrypted export warning
The 2.2 backup screen separates restore files from reports.
Got Questions?

Frequently Asked Questions

Everything you need to know about KnowYourFinance

Still have questions?

Read the support guide for setup, exports and online content. No account is needed to explore the app.

View on the App Store →

Version 2.2 preview

A closer look at your money.

Eight screens, one journey: understand where you stand, explore your choices and decide what matters next.

Screens show the 2.2 update submitted to the App Store. Check the listing for current availability. Amounts are fictional demo data. Projections are illustrations, not guaranteed returns.

Swipe through all eight screens. Tap a screenshot for the full image.

Your pace. Your priorities.

One clearer question.
One more confident next step.

Explore cards, understand the records behind your money and plan around what matters to you. Start wherever you are. No account needed.

iPhone · iOS 18+ · Free to download
Screens show the 2.2 update submitted to the App Store. Check the listing for current availability.