Private finance tools, built for India
Use 30+ calculators, enhanced planners, and 628+ credit card insights in a privacy-first iPhone app.
on the App Store · made for Indian investors
Struggling with money management?
You're not alone. Most Indians face these challenges daily.
Where did all my money go?
Track every rupee without the hassle of manual entry
Too many calculators, no clarity
30+ India-specific tools in one place - PPF, EPF, NPS, Tax & more
Tax season anxiety
Compare old vs new regime, plan HRA, and optimize deductions
Investing feels complicated
Smart asset allocation based on your age and goals
Powerful Features, Simple Experience
30+ calculators, enhanced planners, and AI-powered insights - everything you need to master your finances
Financial Health Score
Track your financial wellness across 6 components with actionable insights
Smart Expense Categorization
AI-powered auto-categorization with intelligent pattern recognition
Enhanced Financial Planners
Retirement, Emergency Fund, and Goal Planning with scenario comparison
25+ Achievement Badges
Gamified progress across 4 tiers - Bronze to Platinum. Make finance fun!
Step-up SIP Calculator
Advanced SIP planning with yearly increase option for 30-40% more wealth
Smart Assist by Rupy
Your personal AI financial guide with contextual tips and warnings.
India's most complete
credit card database
Stop guessing. Access detailed information on 628+ Indian credit cards. Find your perfect match, maximize rewards, and travel in style.
Compare 628+ Cards
Side-by-side comparison of fees, rewards, and benefits
Lounge Finder
Instantly check which cards give you airport lounge access
Best by Spend
Get personalized card recommendations based on your spending
Finance Labs
where data meets decisions
7 advanced experimental tools for those who take their money seriously. From projecting wealth decades ahead to building AI-optimized portfolios.
Built for Indian Investors
30+ India-specific financial calculators organized in 7 categories. No generic tools - only what matters to you.
PPF Calculator
Popular7.1% interest, 15-year planning
EPF Calculator
Essential8.25% with employer contribution
NPS Calculator
Tax SavingRetirement corpus planning
Income Tax
Must HaveOld vs New regime comparison
HRA Calculator
Tax SavingHouse rent exemption optimizer
Crypto Tax
New30% flat + 1% TDS calculator
SIP Calculator
EnhancedWith step-up option for 30-40% more wealth
RD Calculator
SafeRecurring deposit planning
FD Calculator
SafeFixed deposit returns planning
EMI Calculator
EnhancedAdvanced loan planning with scenarios
CAGR Calculator
ReturnsCompound annual growth rate
XIRR Calculator
AdvancedIrregular cash flow returns
Retirement Planner
PlannerComprehensive corpus planning
Emergency Fund
PlannerRisk-adjusted planning
Goal Planner
PlannerVisual tracking with achievability
Asset Allocator
AIAI-powered portfolio recommendations
Make Finance a Game
You Actually Win
Build habits that last. Complete challenges, earn XP, and unlock 25+ badges across 4 tiers of mastery.
25+ Unique Badges
From 'Budget Master' to 'Savings Hero'. Collect them all to prove your financial prowess.
Real-world Challenges
Join 30-Day No-Spend, Debt Payoff, or Savings challenges to build iron-clad habits.
Level Up System
Earn XP for every smart financial decision. Watch your Rupy mascot grow as you do.
KnowYourFinance vs Others
See how KnowYourFinance compares to generic finance apps
Built for Indians who want to manage their money better.
Simple 3-step process
Start your financial journey in minutes, not hours
Download & Setup
Get the app from App Store and complete your profile in just 2 minutes
Track & Analyze
Add expenses, set budgets, and let ML categorize your spending automatically
Plan & Achieve
Use 30+ calculators with enhanced planners, compare scenarios, and reach your financial goals faster
App Privacy First. Website Disclosed Clearly.
The iPhone app is built to keep personal financial data on device. The website may use cookies and advertising partners on published pages, and we disclose that separately.
On-Device App Data
Core calculator inputs and saved scenarios stay on your iPhone.
Local-First Storage
The app is designed around local storage, with optional Apple-managed sync if you enable it.
Website Cookie Disclosure
The website may use cookies and ad technology on pages where ads are served.
Clear Separation
App privacy and website advertising are explained separately in the full policy.
Frequently Asked Questions
Everything you need to know about KnowYourFinance
Still have questions?
Download the app and explore all features risk-free. No credit card required, no sign-up needed.
Download on App Store →
