v2.0 Now Live 🚀100% PrivacyMade in India 🇮🇳

Private Finance Tools Built for India

Use 30+ calculators, enhanced planners, and 628+ credit card insights in a privacy-first iPhone app.

Download Free on App Store
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⭐Free Forever
No Ads
Made in India 🇮🇳
30+
Tools
628+
Cards
92
Guides
KnowYourFinance App Screenshot

Struggling with Money Management?

You're not alone. Most Indians face these challenges daily.

💸

Where did all my money go?

Track every rupee without the hassle of manual entry

🤯

Too many calculators, no clarity

30+ India-specific tools in one place - PPF, EPF, NPS, Tax & more

😰

Tax season anxiety

Compare old vs new regime, plan HRA, and optimize deductions

📉

Investing feels complicated

Smart asset allocation based on your age and goals

All Your Financial Needs in One App

Stop juggling multiple apps. KnowYourFinance brings everything together in 5 comprehensive tabs.

Finance Dashboard

Track your Net Worth, Expenses, and Goals - all in one beautiful dashboard

Finance Dashboard

Find Your Perfect Card

Compare and find credit cards that match your lifestyle and spending

Find Your Perfect Card

Master Your Money

Learn financial concepts and strategies to grow your wealth

Master Your Money

Finance Labs

Experimental tools and calculators for advanced financial planning

Finance Labs

Smart Assist by Rupy

Your personal AI financial assistant for instant answers and advice

Smart Assist by Rupy
New in v2.0

India's Most Complete
Credit Card Database

Stop guessing. Access detailed information on 628+ Indian credit cards. Find your perfect match, maximize rewards, and travel in style.

Compare 628+ Cards

Side-by-side comparison of fees, rewards, and benefits

Lounge Finder

Instantly check which cards give you airport lounge access

Best by Spend

Get personalized card recommendations based on your spending

Explore Cards Hub
Credit Cards Hub Interface
628+ Cards
Updated Weekly
Finance Labs Interface
Experimental

Finance Labs
Where Data Meets Decisions

7 advanced experimental tools for those who take their money seriously. From projecting wealth decades ahead to building AI-optimized portfolios.

Money Time Machine
Smart Asset Allocator
Alternative Investments
Correlation Matrix
Open Finance Labs
Core Features

Powerful Features, Simple Experience

30+ calculators, enhanced planners, and AI-powered insights - everything you need to master your finances

Financial Health Score

Track your financial wellness across 6 components with actionable insights

6Components

Smart Expense Categorization

AI-powered auto-categorization with intelligent pattern recognition

85%ML Accuracy

Enhanced Financial Planners

Retirement, Emergency Fund, and Goal Planning with scenario comparison

5Scenarios

25+ Achievement Badges

Gamified progress across 4 tiers - Bronze to Platinum. Make finance fun!

25Badges

Step-up SIP Calculator

Advanced SIP planning with yearly increase option for 30-40% more wealth

40%More Wealth

Smart Assist by Rupy

Your personal AI financial guide with contextual tips and warnings.

100%Offline AI

Experience The App

Scroll to explore features in action

30+ India-Specific Tools

From PPF to Crypto Tax, everything you need

Start Your Journey

Built for a private, local-first iPhone app experience.

App in action
🇮🇳Proudly Made in India

Built for Indian Investors

30+ India-specific financial calculators organized in 7 categories. No generic tools - only what matters to you.

PPF Calculator

Popular

7.1% interest, 15-year planning

EPF Calculator

Essential

8.25% with employer contribution

NPS Calculator

Tax Saving

Retirement corpus planning

Income Tax

Must Have

Old vs New regime comparison

HRA Calculator

Tax Saving

House rent exemption optimizer

Crypto Tax

New

30% flat + 1% TDS calculator

SIP Calculator

Enhanced

With step-up option for 30-40% more wealth

RD Calculator

Safe

Recurring deposit planning

FD Calculator

Safe

Fixed deposit returns planning

EMI Calculator

Enhanced

Advanced loan planning with scenarios

CAGR Calculator

Returns

Compound annual growth rate

XIRR Calculator

Advanced

Irregular cash flow returns

Retirement Planner

Planner

Comprehensive corpus planning

Emergency Fund

Planner

Risk-adjusted planning

Goal Planner

Planner

Visual tracking with achievability

Asset Allocator

AI

AI-powered portfolio recommendations

India-Specific Calculators
₹
INR First
₹5L
Lakhs formatting
₹5Cr
Crores formatting
7.1%
Current PPF rate
Complete Calculator Ecosystem

30+ Calculators Organized in 4 Smart Sections

From tax planning to wealth building, debt management to future planning - we've got every aspect of your financial journey covered

3 tools

Tax & Savings

Optimize your tax planning and savings

Income Tax Calculator
HRA Calculator
Crypto Tax Calculator
6 tools

Build Wealth

Grow your wealth with smart investments

SIP Calculator (with step-up)
RD Calculator
FD Calculator
+3 more
4 tools

Manage Debt

Take control of your loans and debts

EMI Calculator
Loan Comparison
Prepayment Analysis
+1 more
3 tools

Track Returns

Measure and analyze your investment performance

CAGR Calculator
XIRR Calculator
Compound Interest Visualizer
5 tools

Plan Future

Strategic planning for your financial goals

Goal SIP Calculator
Investment Projection
Investment Comparison
+2 more
3 tools

Essential Tools

Must-have calculators for major decisions

Rent vs Buy Calculator
Advanced Debt Payoff
Inflation Calculator
7 tools

Experimental

Cutting-edge AI-powered financial tools

Money Time Machine
Smart Asset Allocator
Alternative Investments
Enhanced Planners
Retirement • Emergency Fund • Goal Planning
Scenario Comparison
Save & compare up to 5 scenarios
Interactive Charts
Visual projections for all tools
Gamification

Make Finance a Game
You Actually Win

Build habits that last. Complete challenges, earn XP, and unlock 25+ badges across 4 tiers of mastery.

Challenges and Badges
Gold Tier
Level Up!

25+ Unique Badges

From 'Budget Master' to 'Savings Hero'. Collect them all to prove your financial prowess.

Real-world Challenges

Join 30-Day No-Spend, Debt Payoff, or Savings challenges to build iron-clad habits.

Level Up System

Earn XP for every smart financial decision. Watch your Rupy mascot grow as you do.

KnowYourFinance App
30+
Tools
100%
Private

Explore Interactive Features

Click any card to discover more details

30+ Calculators

India-specific financial tools

Click to learn more

30+ Calculators

EMI, SIP, Tax (Old vs New), PPF, EPF, NPS, Crypto Tax, FD, HRA and more. Every calculator you need for Indian personal finance.

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100% Privacy

All data stays on device

Click to learn more

100% Privacy

The iPhone app is designed to keep calculations and saved finance data on device. The website may use cookies or ad technology on published pages, which is disclosed separately in the privacy policy.

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Smart Insights

ML-powered recommendations

Click to learn more

Smart Insights

On-device machine learning provides personalized financial insights, categorization, and recommendations without compromising privacy.

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Why Choose Us

KnowYourFinance vs Others

See why 10,000+ Indians trust us over generic finance apps

Feature
KYF
Others
India-Specific Tools
30+ Calculators (PPF, EPF, NPS, Tax)
Generic calculators
Privacy & Data
On-device app data, no cloud required
Cloud storage required
ML Intelligence
AI-Powered Smart Categorization
Basic/Manual tagging
INR Formatting
Lakhs & Crores Support
Millions only
In-App Advertising
No in-app ads
Banner & video ads
Pricing
Free Forever
₹299-999/month subscription
Tax Planning
Old vs New Regime, HRA, 80C
Basic tax estimation
Crypto Tax
30% Tax Calculator Included
Not supported

Join thousands of smart Indians managing their finances better 🇮🇳

Simple 3-Step Process

Start your financial journey in minutes, not hours

01

Download & Setup

Get the app from App Store and complete your profile in just 2 minutes

02

Track & Analyze

Add expenses, set budgets, and let ML categorize your spending automatically

03

Plan & Achieve

Use 30+ calculators with enhanced planners, compare scenarios, and reach your financial goals faster

⚡From download to first insight in under 5 minutes
Privacy-First Design

App Privacy First. Website Disclosed Clearly.

The iPhone app is built to keep personal financial data on device. The website may use cookies and advertising partners on published pages, and we disclose that separately.

On-Device App Data

Core calculator inputs and saved scenarios stay on your iPhone.

Local-First Storage

The app is designed around local storage, with optional Apple-managed sync if you enable it.

Website Cookie Disclosure

The website may use cookies and ad technology on pages where ads are served.

Clear Separation

App privacy and website advertising are explained separately in the full policy.

Verified Security Practices
App Store Reviewed
Privacy Features
100% Secure
Local only
Got Questions?

Frequently Asked Questions

Everything you need to know about KnowYourFinance

Still have questions?

Download the app and explore all features risk-free. No credit card required, no sign-up needed.

Download on App Store →
Join Thousands of Smart Indians

Start Your Financial Journey Today

Take control of your finances with India's smartest personal finance app. Free forever, no strings attached.

Download on App Store
30+
Financial Tools
7
Categories
100%
Privacy
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