KnowYourFinance
Your money, figured out. Privately. Find smarter cards, use the cards you already own better, and run 30+ India-focused calculators without creating an account.
Built for Indian Money Decisions
Personal finance here is not generic budgeting. It is tax slabs, credit cards, SIPs, insurance, loans, and family goals competing for attention.
Scattered money decisions
Budgets, goals, loans, and tax choices end up spread across notes, sheets, and browser tabs.
Calculator overload
30+ India-specific tools cover PPF, EPF, NPS, GST, EMI, SIP, tax, and goals in one app.
Tax choices with tradeoffs
Old vs new regime, HRA, deductions, capital gains, and salary structure need fast comparison.
Investing without context
SIP, emergency fund, retirement, and asset allocation choices work better when goals sit together.
Smarter Cards. Clearer Money.
30+ calculators, better card guidance, Rupy reactions, and a calmer dashboard built for everyday money decisions.
Smarter Card Finder
Pick your ideal card in about 30 seconds with a tighter 4-step quiz.
Use Cards You Own
Card pages now show best categories and estimated monthly rewards for your cards.
Lounge Eligibility Decoded
See spend thresholds, guest access, and Priority Pass rules in plain language.
Calmer Dashboard
One clear do-this-next answer and owned-card best uses at a glance.
Rupy Reacts
The owl mascot celebrates wins and coaches gaps across calculator results.
Fresh, Faster App
Rebuilt Finance hub, snappier images, smoother scrolling, and next-day guide refresh.
Smarter cards without
another upsell maze
Search 628+ Indian credit cards, find better matches in about 30 seconds, and learn how to use the cards already in your wallet more clearly.
4-Step Card Finder
Answer quick prompts and watch live matches narrow as you go
Owned-Card Best Uses
See best spend categories and estimated monthly rewards for cards you already own
Lounge Rules Decoded
Check spend thresholds, guest access, and Priority Pass details before you travel
Finance Labs
where data meets decisions
7 advanced experimental tools for those who take their money seriously. From projecting wealth decades ahead to building AI-optimized portfolios.
Built for Indian Investors
30+ India-specific financial calculators organized in 7 categories. No generic tools - only what matters to you.
PPF Calculator
Popular7.1% interest, 15-year planning
EPF Calculator
Essential8.25% with employer contribution
NPS Calculator
Tax SavingRetirement corpus planning
Income Tax
Must HaveOld vs New regime comparison
HRA Calculator
Tax SavingHouse rent exemption optimizer
Crypto Tax
New30% flat + 1% TDS calculator
SIP Calculator
EnhancedWith step-up contribution scenarios
RD Calculator
SafeRecurring deposit planning
FD Calculator
SafeFixed deposit returns planning
EMI Calculator
EnhancedAdvanced loan planning with scenarios
CAGR Calculator
ReturnsCompound annual growth rate
XIRR Calculator
AdvancedIrregular cash flow returns
Retirement Planner
PlannerComprehensive corpus planning
Emergency Fund
PlannerRisk-adjusted planning
Goal Planner
PlannerVisual tracking with achievability
Asset Allocator
PlannerAllocation prompts for planning
Make Finance a Game
You Actually Win
Build habits that last. Complete challenges, earn XP, and unlock 25+ badges across 4 tiers of mastery.
25+ Unique Badges
From 'Budget Master' to 'Savings Hero'. Collect them all to prove your financial prowess.
Real-world Challenges
Join 30-Day No-Spend, Debt Payoff, or Savings challenges to build iron-clad habits.
Level Up System
Earn XP for every smart financial decision. Watch your Rupy mascot grow as you do.
KnowYourFinance vs Others
See how KnowYourFinance compares to generic finance apps
Built for Indians who want to manage their money better.
Simple 3-step process
Start with private, practical tools in minutes, not hours
Download & Setup
Get the app from the App Store and start without sign-up or an account
Check Cards & Money
Find card matches, review owned-card best uses, and track money in one calmer dashboard
Plan Next Move
Use 30+ calculators, fresh guides, and Rupy's nudges to understand the next useful step
No sign-up. No account. No tracking.
Privacy by design - your data stays on your device. KnowYourFinance is built privacy-first, aligned with India's DPDP principles of data minimisation and purpose limitation.
No Sign-Up
No sign-up. No account. No tracking.
On-Device by Design
Privacy by design - your data stays on your device.
No Third-Party Trackers
No third-party trackers.
Data Minimisation
Built privacy-first, aligned with India's DPDP principles of data minimisation and purpose limitation.
Frequently Asked Questions
Everything you need to know about KnowYourFinance
Still have questions?
Download the app and explore all features risk-free. No credit card required, no sign-up needed.
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