Why you should get it
Myntra & Flipkart Shoppers
- 7.5% Unlimited Cashback* on Myntra (Capped at ₹4k/qtr)
- 5% Cashback on Flipkart, Cleartrip, Shopsy
- 4% Cashback on Zomato, Uber, PVR, Netmeds
- 1% Fuel Surcharge Waiver
Back to Browse
Why get it Why skip it Annual fee₹500 Fee waiver₹3,50,000 Best return7.5% Live offersNone right now Best redemptionNot highlighted MilestonesNo milestone edge Visits listedNo access Access ruleNo access Coverage sourceNeeds check
SBI • Visa
Flipkart SBI Credit Card
Decision memo
Get it if
Myntra & Flipkart Shoppers
Skip it if
Cashback capped at ₹4,000 per quarter per category
PendingConfidence pending1 source checked
For Myntra & Flipkart Shoppers. 7.5% on shopping spend. ₹500 fee, waiver at ₹3,50,000. Skip it for lounge access.
Quick Overview
What matters before you apply.
You should be able to scan the fee, waiver rule, best use case, lounge condition, and biggest downside in one pass.
Why you may regret it
These are the rules and drawbacks most likely to make the card feel disappointing after signup.
- Cashback capped at ₹4,000 per quarter per category
- High waiver threshold (₹3.5 Lakhs)
- No Lounge Access
Annual Fee₹500Joining fee ₹500
Spend to Waive Fee₹3,50,000Waived on ₹3.5 Lakhs spend
Best Category Return7.5%Shopping spend
Lounge Access ConditionNo accessNo lounge access listed.
Compare or Switch
What to do if this card is close, but not perfect.
Compare this card side-by-side or jump into a few strong alternatives before you move into the deeper research sections.
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Value & Fees
Check if the card clears its own fee.
Keep the topline simple first. Open the calculators only if the fee, waiver rule, and reward shape still look attractive.
Joining fee ₹500
Waived on ₹3.5 Lakhs spend
Shopping spend
Current Opportunities
Open the live value layer only if the card still looks strong.
Live offers, redemptions, and milestone math are useful for optimization, but they should not crowd the main decision.
Offer availability changes often.
This card is better treated as direct cashback or feature value.
No standout milestone boost highlighted.
Lounge Reality
Treat lounge as real value only after the rule check passes.
Keep the headline simple first. Open the full checklist and airport map only if lounge access matters for this card.
No complimentary lounge visits are currently listed.
Card-level policy notes: • Cashback capped at ₹4,000 per quarter per category • No Lounge Access Verify latest spend criteria and guest access with issuer before travel.
Derived from card policy signals
Lounge match needs verification
Lounge access data for this card could not be confidently matched. Please verify lounge eligibility directly with the issuer before relying on access.
Decision Details
Open the dense rulebook only when you are close to applying.
Earn exclusions, fine-print benefits, and fee rows matter, but they should sit behind an extra click instead of competing with the main overview.
Enriched decision data not available
This card does not have publishable enrichment records in the current high-confidence snapshot.
FAQ & Evidence
Keep proof and verification at the bottom.
This is the validation layer. Use it after the card already feels like a possible yes.