SBI • Visa

Flipkart SBI Credit Card

7.5% Myntra, 5% Flipkart, 4% Preferred Partners

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Annual Fee₹500Waived on ₹3.5 Lakhs spend

Base Reward1.0%On all spends

Lounge AccessNoNo lounge access listed

Est. Annual Savings₹9,714Based on ₹4.8L annual spend

No Complimentary Lounge Access

This card currently does not show complimentary airport lounge access in our issuer-aligned dataset.

Monthly spend

₹30,000 / mo

₹3,60,000 / year

Estimated rewards₹3,600

Assumes base reward rate only.

Annual feeWaived

Waived on ₹3.5 Lakhs spend

Net value₹3,600

Estimated savings per year.

Fee waiver target: ₹3,50,000 annual spend.

Reward Rate Breakdown

Category-wise reward rates for this card

Shopping

7.5%

Online

5.0%

Dining

4.0%

Basedefault

1.0%

Offline

1.0%

Truth Data Snapshot

Issuer-linked details for offers, redemption, lounges, and reliability status.

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Offer Truth

Joining fee₹500
Annual fee₹500
Waiver threshold₹3,50,000
Cap typenone
Cap resetnone
Last verifiedNot listed

Redemption Truth

Cash value/point₹1
Travel value/pointNot listed
Transfer partners0
Min redemptionNot listed
Expiry policyNot listed
Last verifiedNot listed

Lounge Truth

NetworkVisa
Domestic count0
International count0
Quarterly limitNot listed
Airport-terminal rows0
Policy checkNot listed

Reliability + Outcomes

Verification statuspending
Freshness daysNot listed
Source conflicts0
Applied reports0
Approval reports0

Upgrade Path

These are objective same-bank step-up options from the current rewards and lounge model.

No clear same-bank upgrade path is currently detected for this card.

Lounge match needs verification

Lounge access data for this card could not be confidently matched. Please verify lounge eligibility directly with the issuer before relying on access.

Lounge Eligibility Checklist

Derived from card policy signals

Lounge Spend Tracker

Eligible this quarter: No

Track lounge eligibility for Flipkart SBI Credit Card using your current quarter spend.

Your current spend (quarter)Detected threshold

₹0 spent₹4,000 target

Policy signal used: Card-level policy notes: • Cashback capped at ₹4,000 per quarter per category • No Lounge Access Verify latest spend criteria and guest access with issuer before travel.

Spend threshold

Cashback capped at ₹4,000 per quarter per category

Quarter / cycle rule

Cashback capped at ₹4,000 per quarter per category

Guest access

Guest access policy is not explicitly listed in current data.

Priority Pass

Priority Pass benefit is not listed for this card.

Lounge Locations

No airport-wise rows currently available

Airport-level lounge rows are not currently available for this card. We still show policy checklist details above.

Redemption Optimizer Unavailable

Redemption optimization is unavailable for this card right now; this card is better evaluated via direct cashback and feature value.

Key Benefits

7.5% Unlimited Cashback* on Myntra (Capped at ₹4k/qtr)
5% Cashback on Flipkart, Cleartrip, Shopsy
4% Cashback on Zomato, Uber, PVR, Netmeds
1% Fuel Surcharge Waiver

Things to Consider

Cashback capped at ₹4,000 per quarter per category
High waiver threshold (₹3.5 Lakhs)
No Lounge Access

About Flipkart SBI Credit Card

Flipkart SBI Credit Card is a cashback card from SBI, best for myntra & flipkart shoppers. It is tagged under shopping, cashback, rewards, online categories in our database.

ShoppingCashbackRewardsOnline