Master Your Money, Build Your Wealth
25+ financial calculators, enhanced planners, and AI-powered insights - all in your pocket. Built specifically for Indian investors.
Struggling with Money Management?
You're not alone. Most Indians face these challenges daily.
Where did all my money go?
Track every rupee without the hassle of manual entry
Too many calculators, no clarity
24 India-specific tools in one place - PPF, EPF, NPS, Tax & more
Tax season anxiety
Compare old vs new regime, plan HRA, and optimize deductions
Investing feels complicated
Smart asset allocation based on your age and goals
All Your Financial Needs in One App
Stop juggling multiple apps. KnowYourFinance brings everything together in 5 comprehensive tabs.
Track Everything
Expenses, budgets, goals, and net worth - all in one beautiful dashboard
Smart Insights
AI-powered intelligent categorization with personalized recommendations that adapt to you
Plan Your Future
25+ India-specific calculators organized in 7 categories, plus enhanced planners with scenario comparison
Powerful Features, Simple Experience
25+ calculators, enhanced planners, and AI-powered insights - everything you need to master your finances
Financial Health Score
Track your financial wellness across 6 components with actionable insights
Smart Expense Categorization
AI-powered auto-categorization with intelligent pattern recognition
Enhanced Financial Planners
Retirement, Emergency Fund, and Goal Planning with scenario comparison
19 Achievement Badges
Gamified progress across 4 tiers - Bronze to Platinum. Make finance fun!
Step-up SIP Calculator
Advanced SIP planning with yearly increase option for 30-40% more wealth
Financial Wisdom
39 curated quotes from legendary investors + study 11 famous portfolios
Experience The App
Scroll to explore features in action
22+ India-Specific Tools
From PPF to Crypto Tax, everything you need
Start Your Journey
100% private. 100% offline. 100% yours.
Built for Indian Investors
25+ India-specific financial calculators organized in 7 categories. No generic tools - only what matters to you.
PPF Calculator
Popular7.1% interest, 15-year planning
EPF Calculator
Essential8.25% with employer contribution
NPS Calculator
Tax SavingRetirement corpus planning
Income Tax
Must HaveOld vs New regime comparison
HRA Calculator
Tax SavingHouse rent exemption optimizer
Crypto Tax
New30% flat + 1% TDS calculator
SIP Calculator
EnhancedWith step-up option for 30-40% more wealth
RD Calculator
SafeRecurring deposit planning
FD Calculator
SafeFixed deposit returns planning
EMI Calculator
EnhancedAdvanced loan planning with scenarios
CAGR Calculator
ReturnsCompound annual growth rate
XIRR Calculator
AdvancedIrregular cash flow returns
Retirement Planner
PlannerComprehensive corpus planning
Emergency Fund
PlannerRisk-adjusted planning
Goal Planner
PlannerVisual tracking with achievability
Asset Allocator
AIAI-powered portfolio recommendations
25+ Calculators Organized in 7 Categories
From tax planning to wealth building, debt management to future planning - we've got every aspect of your financial journey covered
Tax & Savings
Optimize your tax planning and savings
Build Wealth
Grow your wealth with smart investments
Manage Debt
Take control of your loans and debts
Track Returns
Measure and analyze your investment performance
Plan Future
Strategic planning for your financial goals
Essential Tools
Must-have calculators for major decisions
Experimental
Cutting-edge AI-powered financial tools
Explore Interactive Features
Click any card to discover more details
22+ Calculators
India-specific financial tools
Click to learn more
22+ Calculators
EMI, SIP, Tax (Old vs New), PPF, EPF, NPS, Crypto Tax, FD, HRA and more. Every calculator you need for Indian personal finance.
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100% Privacy
All data stays on device
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100% Privacy
Zero data collection. No tracking. No servers. Everything happens on your iPhone with complete privacy and security.
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Smart Insights
ML-powered recommendations
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Smart Insights
On-device machine learning provides personalized financial insights, categorization, and recommendations without compromising privacy.
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KnowYourFinance vs Others
See why 10,000+ Indians trust us over generic finance apps
Join thousands of smart Indians managing their finances better 🇮🇳
Simple 3-Step Process
Start your financial journey in minutes, not hours
Download & Setup
Get the app from App Store and complete your profile in just 2 minutes
Track & Analyze
Add expenses, set budgets, and let ML categorize your spending automatically
Plan & Achieve
Use 25+ calculators with enhanced planners, compare scenarios, and reach your financial goals faster
Your Data Stays Yours
In a world of data breaches and privacy violations, we take a different approach: we don't want your data.
100% Offline
No internet required. Your data never leaves your device.
No Cloud Storage
Everything stored locally with complete file protection.
Zero Tracking
No analytics, no cookies, no behavioral data collection.
Encrypted Storage
Military-grade encryption for all your financial data.
Frequently Asked Questions
Everything you need to know about KnowYourFinance
Still have questions?
Download the app and explore all features risk-free. No credit card required, no sign-up needed.
Download on App Store →Start Your Financial Journey Today
Take control of your finances with India's smartest personal finance app. Free forever, no strings attached.
