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Crypto Tax Calculator India 2025: Complete Guide to Cryptocurrency Taxation

Master crypto taxation in India with our comprehensive guide. Learn about 30% tax, TDS, and how to calculate your crypto tax liability correctly with examples.

30 November 2025
8 min read
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Crypto Tax Calculator India 2025: Complete Guide to Cryptocurrency Taxation

Cryptocurrency taxation in India became clearer in 2022 with the introduction of specific tax rules. With a flat 30% tax rate and 1% TDS, understanding crypto tax calculation is crucial for all investors.

⚠️ Important: Crypto Tax Rules India

30% Tax on Gains: All crypto gains are taxed at 30% (highest slab)
1% TDS: Exchanges deduct 1% TDS on transactions above ₹10,000
No Loss Offset: Crypto losses cannot be set off against other income

Crypto Tax Calculator: Step-by-Step

Calculate Your Crypto Tax Liability

₹5L
Purchase Price
₹8L
Sale Price
₹3L
Capital Gain
₹90K
Tax @ 30%

Tax Calculation Breakdown

Capital Gain:₹8,00,000 - ₹5,00,000 = ₹3,00,000
Tax Rate:30% (Fixed)
TDS Deducted:₹8,000 (1% of sale)
Final Tax Liability:₹90,000 - ₹8,000 = ₹82,000

Crypto Tax Scenarios: Real Examples

Scenario 1: Bitcoin Trading Profit

Transaction Details:

  • • Bought Bitcoin: ₹10 lakh (Jan 2024)
  • • Sold Bitcoin: ₹15 lakh (Dec 2024)
  • • Trading fees: ₹5,000
  • • Holding period: 11 months
Gross Gain:₹5,00,000
Less: Fees-₹5,000
Net Gain:₹4,95,000
Tax @ 30%:₹1,48,500

Scenario 2: Ethereum Loss (No Tax Benefit)

Transaction Details:

  • • Bought Ethereum: ₹8 lakh
  • • Sold Ethereum: ₹6 lakh
  • • Loss: ₹2 lakh
  • • Other income: ₹12 lakh salary
Crypto Loss:₹2,00,000
Set-off allowed:NO
Tax on salary:₹1,56,000
Total Tax:₹1,56,000 (No relief)

TDS on Crypto Transactions

📊 TDS Rules

  • Rate: 1% of transaction value
  • Threshold: Transactions above ₹10,000
  • Deducted by: Crypto exchanges
  • Applicable on: Sale transactions
  • Form 26AS: TDS reflects here

💡 TDS Example

Crypto Sale:₹5,00,000
TDS @ 1%:₹5,000
Amount Received:₹4,95,000
TDS Credit:₹5,000 (Against final tax)

Crypto Tax Compliance Checklist

✅ Required Documentation

  • • All buy/sell transaction records
  • • Exchange statements and TDS certificates
  • • Wallet addresses and transaction IDs
  • • Cost of acquisition with dates
  • • Fair market value at time of transactions

❌ Common Mistakes

  • • Not reporting small gains (all gains taxable)
  • • Trying to offset crypto losses with other income
  • • Not maintaining proper transaction records
  • • Ignoring TDS certificates from exchanges
  • • Not reporting P2P transactions

⚠️ Penalties for Non-Compliance

  • • Interest @ 1% per month on unpaid tax
  • • Penalty up to 200% of tax amount
  • • Prosecution for willful tax evasion
  • • Additional penalty for not filing returns

Calculate Your Crypto Tax

Ensure compliance with Indian crypto tax regulations and avoid penalties with accurate calculations.

Tags

Crypto TaxCryptocurrencyTax CalculatorBitcoinDigital AssetsTDS

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